Citizens State Bank $123 Checking Bonus [KS]

Find the latest listing of Citizens State Bank promotions, bonuses, and offers here.

Currently they have a bonus offer of $123 for a new checking account.

Citizens State Bank Promotions Review

• Bonus Link:
  • $123 Checking Bonus
• Account Type: e-Checking Account
• Availability: KS
• Branches: 13 Branches (Bank Locator)
• Credit Inquiry: Unknown
• Direct Deposit Requirement: Yes
• Credit Card Funding: Unknown
• Early Termination Fee: Unknown

For more current offers, check out our bank bonuses page. Compare Citizens State Bank rates for CDs and Savings with our best rates for Savings  and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.

I’ll go over Citizens State Bank offers below.

Citizens State Bank $123 Checking Bonus

• What you’ll get: $123 bonus
• Where it’s available: KS
• How to earn it:
  • Open the e-checking account from Citizens State Bank
  • Account must be open for 90 days and complete these requirements:
    • 15 debit card transactions
    • 1 ACH Direct Deposit
• When it expires: None Listed

(Offer has no expiration date)

Checking Account Bonuses

Citizens State Bank offers cash bonuses for new checking customers from time to time. We will continue to post each time a new bonus becomes available.

Special Checking Account Features

As an added perk, All Citizens State Bank checking accounts offer these account features:

• Online Banking
• 24/7 Telephone Banking
• Money Management

What to Open at Citizens State Bank 

Keep your eye out on these great Citizens State Bank products:

• e-Checking: 
  • Up to a $5 surcharge credit toward out-of-network (not a CSB/HSB ATM) ATM charges per statement cycle
  • $500 minimum average daily collected balance to earn interest
  • Bonus interest rate on balance up to $25,000
  • Limited time $123 bonus with accoutn
• Interest Checking:
  • $50 minimum balance to open account
  • $500 minimum balance to earn interest
  • Variable interest rate
  • $5 minimum balance fee if average daily balance drops below $500
  • Unlimited check writing
  • Monthly statement with images included
• Free Checking Plus: 
  • $50 minimum balance to open account
  • No monthly maintenance fee
  • Unlimited check writing
  • Monthly statement with no check images
  • $1.00 per page for check copies

Citizens State Bank Checking Alternatives

Chase Total Checking®HSBC Advance CheckingTD Convenience CheckingChase Premier Plus Checking^SM

• New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs. • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device. • JPMorgan Chase Bank, N.A. Member FDIC • Open your account online now • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. • Chase Overdraft AssistSM – no overdraft fees if you’re overdrawn by $50 or less at the end of the business day or if you’re overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day* *With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. Open an Account

With the TD Convenience CheckingSM Account: • Earn $200 when you receive direct deposits totaling $500 or more within 60 days • Low minimum daily balance of $100 waives the $15 monthly fee. • Students and young adults ages 17 through 23 get additional perks like no minimum balance requirements and no monthly maintenance fee. • Instantly replace a lost, stolen, or damaged debit card by visiting a TD Bank location near you • Access accounts via Online Banking with Bill Pay, Online Statements, Send Money with Zelle and TD Bank Mobile Deposit. Plus, get 24/7 cash access at TD ATMs in the U.S. and Canada and around-the-clock Live Customer Service. • TD checking accounts come with an instant-issue debit card - and, you can pay with confidence with contactless technology Visa Zero Liability protection and 24/7 fraud monitoring. • Get a 0.25% discount on TD Bank Home Equity and Personal Loans. Apply Now at TD Bank

How to Avoid Citizens State Bank Checking Account Fees

• e-Checking: No monthly fee
• Free Checking: No monthly fee
• Free Checking Plus:No monthly fee
• Interest Checking: $5 fee if average daily balance drops below $500
• Benefit 50: No monthly fee

Savings Account Offers

• Personal Savings:
  • $100 minimum balance to open account
  • $100 minimum balance to earn interest
  • Variable interest rate
  • Statements issued quarterly, unless on Single-Statement Banking in which case they will be issued monthly
  • Images included
  • Limit of 6 withdrawals per month, excess withdrawal fee of $1.00 per item after 6
  • $1.00 minimum balance fee is assessed if average daily balance drops below $100
• Youth Savings: 
  • $10 minimum balance to open account for a child (under age 23)
  • $100 minimum balance to earn interest
  • Variable interest rate
  • Statements issued quarterly, unless on Single-Statement Banking in which case they will be issued monthly
  • Images included
  • Limit of 6 withdrawals per month, excess withdrawal fee of $1.00 per item after 6
  • Minimum balance fee is waived for individuals under the age of 23
• Money Market: 
  • $1,000 minimum balance to open
  • $1,000 minimum balance to earn interest
  • Tiered variable rate
  • $5 minimum balance fee if average daily balance drops below $1,000
  • Limit of 6 withdrawals per month
  • Excess withdrawal fee of $1.00 per item after first 6 withdrawals
• Health Savings Account (HSA): A Health Savings Account (HSA) is a tax-sheltered account into which you can put money to save for future medical expenses. There are certain advantages to putting money into these accounts, including tax-free contributions, earnings and qualified withdrawals. You must have a qualifying high deductible health care plan (HDHCP) to qualify for this account.

Citizens State Bank Savings Alternatives

Discover Online SavingsChase Savings^SMDiscover CDsDiscover Money Market

Open a Discover® Online Savings Account for all these features: • Earn high interest rate of 3.90% APY • No minimum opening deposit, no minimum balance requirement, and now no fees • Interest on Discover Online Savings Accounts is compounded daily and credited monthly • Manage your account online or with the Discover mobile app • FDIC insurance up to $250,000 • See advertiser website for full details Apply Now at Discover

• Available nationwide online • Discover offers CDs with some of the highest and most competitive rates! • Select terms as short as 3 months up to 120 months • Rates ranging from 2.00% APY up to 4.10% APY. • Opening a Discover Bank Certificate of Deposit is extremely quick and easy. • Funds on deposit are FDIC-insured up to the maximum allowed by law. • Get started and open a Discover CD in 3 easy steps. Apply Now at Discover

• Available nationwide online • Earn high yields with flexible access to your cash. • Earn 3.75% APY balances $100,000 and over • Earn 3.70% APY balances under $100,000 • No hidden fees. No surprises. • Easy cash access via debit or check, or via ATM at over 60,000 no-fee ATMs • Get started and open a Discover Money Market Account in 3 easy steps. Apply Now at Discover

Bottom Line

I would check with CSR to find out if this offer triggers a hard or soft pull before signing up. If you are looking to switch to Citizens State Bank, this $123 checking bonus could be the offer for you. In my opinion, the bonus amount isn’t too convincing so I would consider different offers.

Additionally, you can find a full list of the best bank promotions here. If you like this bank, bookmark this page because you will always find an updated list of Citizens State Bank promotions here.