UFirst Credit Union Promotions: $100, $150, $400 Checking Bonuses (UT)

Find an updated list of UFirst Credit Union promotions, bonuses, and offers here.

Currently, you can take advantage of a $100, $150 bonus when you open a Checking Account and meet all the requirements.

UFirst Credit Union Promotions Review

UFirst Credit Union $150 Checking Bonus

• What you’ll get: $150 bonus
• Where it’s available: UT (Locator)
• Direct Deposit Requirement: Yes
• Credit Inquiry: Soft Pull
• Monthly Fees: None
• Early Termination Fee: Unknown
• How to earn it:
  • $50 New Account. When you open a new account.
    • $50 will be deposited when new account is opened.
  • $150 Direct Deposit. When you set up a direct deposit of $1,000+ per month
    • Up to $150 will be deposited in $50 increments over 3 consecutive months after setting up and maintaining a direct deposit of at least $1,000 per month.
  • $150 Debit/Credit. When you swipe your card for 25+ Visa transactions per month.
    • Up to $150 will be deposited in $50 increments over 3 consecutive months when the minimum requirement of 25 transactions per month, with a UFirst Credit Union Visa debit card, credit card or both, are completed.
  • $50 After 6 Months. After 6 months of account usage

(Limited time offer)

Fine Print

• Promotion is for new members, ages 18 and above only.
• Requires a $10 minimum deposit which must be maintained in a primary savings account.
• The annual percentage yield (APY) of 0.05% is earned for balances between $0-$999, balance of $1000+ earns 0.10% APY. APY is accurate as of 09/29/2023. You must have a valid SSN/ITIN to join.
• You must mention this promotion at account opening for enrollment.
• Account must remain in good standing during eligibility.
• Eligibility for payouts is limited to 6 months from primary savings open date.
• $50 will be deposited when new account is opened.
• An additional $50 will be deposited 6 months after account is opened.
• Up to $150 will be deposited in $50 increments over 3 consecutive months after setting up and maintaining a direct deposit of at least $1,000 per month.
• Up to $150 will be deposited in $50 increments over 3 consecutive months when the minimum requirement of 25 transactions per month, with a UFirst Credit Union Visa debit card, credit card or both, are completed.
• Minimum eligible transaction amount is $5.00.
• $100 will be deposited after an auto loan (subject to credit approval) of at least $10,000 is completed with UFirst or refinanced with UFirst from another financial institution.
• Fees could reduce earnings.
• Cash award is treated as interest and will be reported to you on IRS Form 1099-MISC.
• For more information, and full terms and conditions, click here or contact us at 801-481-8800.
• Offer is subject to change without notice and other restrictions may apply.
• Federally insured by NCUA

UFirst Credit Union $150 Checking Bonus

• What you’ll get: $150 bonus
• Where it’s available: UT (Locator)
• Direct Deposit Requirement: Yes
• Credit Inquiry: Soft Pull
• Monthly Fees: None
• Early Termination Fee: Unknown
• How to earn it:
  • To qualify for $150 in payouts, participants must set up a new direct deposit that receives at least $1,000 per month (in aggregate) for 3 consecutive months. Payouts will be deposited into the participant’s account in $50 increments at the end of each 1-month period.
  • Set up direct deposit
  • Deposit at least $1,000 per month using that direct deposit
  • Receive $50
  • Repeat to receive up to $150 in total!

(Limited time offer)

Fine Print

• $150 will be deposited in $50 increments over 3 consecutive months after setting up, and maintaining, a direct deposit of at least $1,000 in 3 consecutive months.
• For new and existing members only, those who have received a promotion payout from UFirst Credit Union in the last 5 years are not eligible.
• Must have valid SSN/ITIN/FTIN to join.
• For more information, contact UFirst Credit Union at 801-481-8800.
• Offer may change or discontinue at any time.
• Primary Savings APY (Annual Percentage Yield) as of April 1, 2022 is 0.05%.
• Rate subject to change.
• For more information regarding APY please go to https://www.ufirstcu.com/rates/index.html.
• To be eligible for payouts, participants must remain in good standing during eligibility.
• Eligibility for payout is limited to 6 months from account open date.
• Participants may need to visit a branch to complete or sign documents.
• Federally insured by NCUA.

UFirst Credit Union $100 Student Checking Bonus

• What you’ll get: $100 bonus
• Where it’s available: UT (Locator)
• Direct Deposit Requirement: Yes
• Credit Inquiry: Soft Pull
• Monthly Fees: None
• Early Termination Fee: Unknown
• How to earn it:
  • $50 New Account Bonus When you open a new account
  • $50 Bonus After 6 Months. After 6 months of keeping your new account open
  • Open a UFirst account today and start your path to earning up to $100!
  • They’ll pay you $5 for every “A” you earn. Simply bring your grades to any neighborhood branch and they’ll deposit the money directly into your account.

(Limited time offer)

Fine Print

• Promotion is for student new members only.
• Students are defined as anyone ages 14-18 or anyone enrolled in high school or an accredited college or university.
• Must qualify for membership and have valid SSN/ITIN to join. A minimum balance of $10 in primary savings must be maintained.
• Upon opening, $50 will be deposited into the account of the qualifying member.
• The second $50 will be deposited after 6 months if the account is in good standing.
• Cash award is treated as interest and will be reported to the IRS Form 1099-INT. The Annual Percentage Yield (APY) is based on tier balances.
• Balances between $0-$999 earn 0.05% APY and balances between $1000+ earn 0.10% APY.
• APY is current as of 3/8/2023. For more information call 801-481-8800 or visit a branch.
• You must mention this promotion at account opening to be enrolled in the promotion.
• This offer is ongoing but subject to change without prior notice and other restrictions may apply.
• Federally Insured by NCUA.

How to Avoid Monthly Fees

• Rewards Checking: No Monthly Maintenance Fees
• Dividends Checking: No Monthly Maintenance Fee

Author’s Verdict

The UFirst Credit Union offers fantastic checking options for this bonus. Their accounts allow a variety of options to best maintain your finances!

For more current offers, check out our bank bonuses page. Compare UFirst Credit Union rates for CDs and Savings with our best rates for Savings and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.