If you’re looking for new savings account available in New Jersey, Spencer Savings Bank E-Money Market + Platinum Checking account is offering you 1.10% APY on your funds.
Below is all the information you need to earn 1.10% APY Rate on your funds when you open a Spencer Savings Bank E-Money Market + Platinum Checking Account.
In addition to the current rate from Spencer Savings Bank, you can also take advantage of a range of great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA or CIT Bank.
Spencer Savings Bank E-Money Market + Platinum Checking
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Here is your opportunity to earn an interest rate of 1.10% APY on your funds. Open a new account and start earning interest and get started today!
- Rate Offer: 1.10% APY Rate
- Availability: NJ (Branch Locator)
- Credit Inquiry: Soft Pull
- Credit Funding: Unknown
- Minimum Balance: $5k
- Maximum Balance: None
- Monthly Fee: If the balance should fall below $5k any time during the statement cycle, the APY will be 0.35% and a $15 service fee will be incurred.
- Early Termination Fee: None listed
Application Link
Spencer Savings Bank E-Money Market + Platinum Checking Account: If this account appeals to you and you qualify, apply today!
Account Rates
| Balance | APY |
| $5,000+ | 1.10% APY |
Editor’s Note: If you don’t want to take advantage of the Platinum Checking Account, you’d get a 1.10% APY rate instead.
Spencer Savings Bank Account Benefits
- Online Banking
- Tiered Interest Rates Based on Account Balance of $10,000 or more
- Monthly eStatements
- Free Bill Pay
- Free ATM/VISA® Check Card
- Safe Deposit Box Discount (25%)
- Tiered Interest Rates Based on Account Balance
Author’s Verdict
If you open both these accounts, you will be able to receive a higher rate. However, if you just want to open the E-Money Market Account, you will still earn a generous rate of 1.10%. Make sure that you maintain the minimum balance or else your rate will be lower and you will be charged a fee.
If you happen to know whether this account incurs a hard/soft pull, please let us know. Let us know about your thoughts and experience with this account! Be sure to check back on BankDealGuy for more bank rates!
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