SPCO Credit Union $100 Checking Bonus [TX]

Check out this updated list of SPCO Credit Union promotions, bonuses, and offers!

Currently, they have a $100 checking account bonus when you meet the requirements.

SPCO Credit Union Promotions Review

SPCO Credit Union is headquartered in Houston, Texas and they were established in 1968. They offer CD rates that are 23% higher than the national average.

• Bonus Link:
  • $100 Checking Bonus
• Account Type: Checking Account
• Availability: TX
• Branches: 1 Branch (Bank Locator)
• Credit Inquiry: Unknown
• Direct Deposit Requirement: Yes
• Credit Card Funding: Unknown
• Early Termination Fee: Keep your account open for at least 90 days, otherwise there is a $10 early termination fee

For more current offers, check out our bank bonuses page. Compare SPCO Credit Union rates for CDs and Savings with our best rates for Savings and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.

I’ll go over SPCO Credit Union offers below.

SPCO Credit Union $100 Checking Bonus

• What you’ll get: $100 bonus
• Where it’s available: TX
• How to earn it:
  • To qualify for the $100 deposit, you must be an SPCO member in good standing
  • Open a new checking account at SPCO Credit Union
• When it expires: 06/30/2020

(Expires June 30, 2020)

SPCO Credit Union is headquartered in Houston and is the 206th largest credit union in the state of Texas. It was established in 1968 and as of December of 2019, it had grown to 8 employees and 3,444 members at 1 location.

Checking Account Bonuses

SPCO Credit Union offers cash bonuses for new checking customers from time to time. Sometimes you have to open a qualifying checking account package to earn these bonuses. The best part is these offers are usually available nationwide.

As an added perk, All SPCO Credit Union checking accounts offer free online banking, mobile banking, and mobile deposits.

Special Checking Account Features

All SPCO Credit Union checking accounts come with these features.

• Everyday Rebate Rewards: Save your receipts and at the end of each quarter, submit them with the appropriate form to receive 10% cashback!
• Protection and Extended Warranty: When you use the Better than Free Checking account and use your SPCO Debit Card to make purchases in stores or online, most items you buy will be automatically protected if theft, loss, or damage occurs within the first 90 Days.
• ID Theft Insurance and Identity Fraud Support Service: You’ll have up to $2,500 in financial compensation for covered expenses incurred in the recovery of your stolen identity, including Income Protection and Expense Reimbursement.

What to Open at SPCO Credit Union

Keep your eye out on these great SPCO Credit Union products:

• Checking: You can earn a $100 bonus when you open a new qualifying checking account and complete the requirements. You must sign up and for membership with SPCO Credit Union.

SPCO Credit Union Checking Alternatives

Chase Total Checking®HSBC Advance CheckingTD Convenience CheckingChase Premier Plus Checking^SM

• New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs. • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device. • JPMorgan Chase Bank, N.A. Member FDIC • Open your account online now • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. • Chase Overdraft AssistSM – no overdraft fees if you’re overdrawn by $50 or less at the end of the business day or if you’re overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day* *With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. Open an Account

With the TD Convenience CheckingSM Account: • Earn $200 when you receive direct deposits totaling $500 or more within 60 days • Low minimum daily balance of $100 waives the $15 monthly fee. • Students and young adults ages 17 through 23 get additional perks like no minimum balance requirements and no monthly maintenance fee. • Instantly replace a lost, stolen, or damaged debit card by visiting a TD Bank location near you • Access accounts via Online Banking with Bill Pay, Online Statements, Send Money with Zelle and TD Bank Mobile Deposit. Plus, get 24/7 cash access at TD ATMs in the U.S. and Canada and around-the-clock Live Customer Service. • TD checking accounts come with an instant-issue debit card - and, you can pay with confidence with contactless technology Visa Zero Liability protection and 24/7 fraud monitoring. • Get a 0.25% discount on TD Bank Home Equity and Personal Loans. Apply Now at TD Bank

How to Avoid SPCO Credit Union Checking Account Fees

• No Monthly Fees

Savings Account Offers

• Savings: This account earns 0.10% – 0.40% APY. With a minimum of $25 opening deposit
• Money Market: Check with local CSR
• Savings Certificate:
  • Standard: 0.41% – 2.73% APY. Terms ranging from 6 month – 5 year. Minimum deposit of $1,000 or $50,000

SPCO Credit Union Savings Alternatives

Discover Online SavingsChase Savings^SMDiscover CDsDiscover Money Market

Open a Discover® Online Savings Account for all these features: • Earn high interest rate of 3.75% APY • No minimum opening deposit, no minimum balance requirement, and now no fees • Interest on Discover Online Savings Accounts is compounded daily and credited monthly • Manage your account online or with the Discover mobile app • FDIC insurance up to $250,000 • See advertiser website for full details Apply Now at Discover

• Available nationwide online • Discover offers CDs with some of the highest and most competitive rates! • Select terms as short as 3 months up to 120 months • Rates ranging from 2.00% APY up to 4.00% APY. • Opening a Discover Bank Certificate of Deposit is extremely quick and easy. • Funds on deposit are FDIC-insured up to the maximum allowed by law. • Get started and open a Discover CD in 3 easy steps. Apply Now at Discover

• Available nationwide online • Earn high yields with flexible access to your cash. • Earn 3.65% APY balances $100,000 and over • Earn 3.60% APY balances under $100,000 • No hidden fees. No surprises. • Easy cash access via debit or check, or via ATM at over 60,000 no-fee ATMs • Get started and open a Discover Money Market Account in 3 easy steps. Apply Now at Discover

Bottom Line

The $100 bonus at SPCO Credit Union is really great because they have soft pull, so this won’t affect your credit score. They also offer mobile banking so your money is available at anytime with the click of a button.

Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of SPCO Credit Union promotions here.

Chase Coupon Codes 2025 ($100, $200, $300, $400, $500, $700, $2000 Checking Bonuses)

U.S. Bank Promotions 2025: $450, $500, $900 Personal Checking & Business Bonuses

Discover Bank Promotions: $360 Cashback Debit Bonus, Up to 4.00% APY for 2025

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