Check out this updated list of SPCO Credit Union promotions, bonuses, and offers!
Currently, they have a $100 checking account bonus when you meet the requirements.
Table of Contents
- 1 SPCO Credit Union Promotions Review
- 2 SPCO Credit Union $100 Checking Bonus
- 3 Checking Account Bonuses
- 4 Special Checking Account Features
- 5 What to Open at SPCO Credit Union
- 6 SPCO Credit Union Checking Alternatives
- 7 How to Avoid SPCO Credit Union Checking Account Fees
- 8 Savings Account Offers
- 9 SPCO Credit Union Savings Alternatives
- 10 Bottom Line
SPCO Credit Union Promotions Review
SPCO Credit Union is headquartered in Houston, Texas and they were established in 1968. They offer CD rates that are 23% higher than the national average.
- Bonus Link:
- Account Type: Checking Account
- Availability: TX
- Branches: 1 Branch (Bank Locator)
- Credit Inquiry: Unknown
- Direct Deposit Requirement: Yes
- Credit Card Funding: Unknown
- Early Termination Fee: Keep your account open for at least 90 days, otherwise there is a $10 early termination fee
|Eligibility: SPCO Credit Union membership is open to employees of Union Pacific Railroad, and any owner or employee (and their family) of a graphics-related company in Harris County, TX. Eligibility also extends to anyone who lives, works, attends school or congregates regularly within a 10-mile radius of any of the credit union’s offices.
See current membership details
I’ll go over SPCO Credit Union offers below.
SPCO Credit Union $100 Checking Bonus
- What you’ll get: $100 bonus
- Where it’s available: TX
- How to earn it:
- To qualify for the $100 deposit, you must be an SPCO member in good standing
- Open a new checking account at SPCO Credit Union
- When it expires: 06/30/2020
(Expires June 30, 2020)
SPCO Credit Union is headquartered in Houston and is the 206th largest credit union in the state of Texas. It was established in 1968 and as of December of 2019, it had grown to 8 employees and 3,444 members at 1 location.
Checking Account Bonuses
SPCO Credit Union offers cash bonuses for new checking customers from time to time. Sometimes you have to open a qualifying checking account package to earn these bonuses. The best part is these offers are usually available nationwide.
As an added perk, All SPCO Credit Union checking accounts offer free online banking, mobile banking, and mobile deposits.
Special Checking Account Features
All SPCO Credit Union checking accounts come with these features.
- Everyday Rebate Rewards: Save your receipts and at the end of each quarter, submit them with the appropriate form to receive 10% cashback!
- Protection and Extended Warranty: When you use the Better than Free Checking account and use your SPCO Debit Card to make purchases in stores or online, most items you buy will be automatically protected if theft, loss, or damage occurs within the first 90 Days.
- ID Theft Insurance and Identity Fraud Support Service: You’ll have up to $2,500 in financial compensation for covered expenses incurred in the recovery of your stolen identity, including Income Protection and Expense Reimbursement.
What to Open at SPCO Credit Union
Keep your eye out on these great SPCO Credit Union products:
- Checking: You can earn a $100 bonus when you open a new qualifying checking account and complete the requirements. You must sign up and for membership with SPCO Credit Union.
SPCO Credit Union Checking Alternatives
With the TD Convenience CheckingSM Account:
• Earn $150 when you receive direct deposits totaling $500 or more within 60 days
• Low minimum daily balance of $100 waives the $15 monthly fee.
• Students and young adults ages 17 through 23 get additional perks like no minimum balance requirements and no monthly maintenance fee.
• Instantly replace a lost or worn debit card by visiting a TD Bank location near you
• Access accounts via Online Banking with Bill Pay, Online Statements and TD Bank Mobile Deposit, with 24/7 cash access at TD ATMs in the U.S. and Canada – plus 24/7 Live Customer Service
• Get a 0.25% discount on TD Bank Home Equity and Personal Loans
How to Avoid SPCO Credit Union Checking Account Fees
No Monthly Fees
Savings Account Offers
- Savings: This account earns 0.10% – 0.40% APY. With a minimum of $25 opening deposit
- Money Market: Check with local CSR
- Savings Certificate:
- Standard: 0.41% – 2.73% APY. Terms ranging from 6 month – 5 year. Minimum deposit of $1,000 or $50,000
SPCO Credit Union Savings Alternatives
Open a Discover Online Savings Account for all these features:
• Bonus offer applies for your first Discover Online Savings Account
• Earn $200/$150 Bonus with promo code BDG21 by 12/15/2021
• Fund your first savings account with at least of $25K within 30 days of account open date to earn the $200 Bonus
• Fund your first savings account with at least of $15K within 30 days of account open date to earn the $150 Bonus
• Earn high interest rate of 0.40% APY
• No minimum opening deposit, no minimum balance requirement, and now no fees
• Interest on Discover Online Savings Accounts is compounded daily and credited monthly
• Manage your account online or with the Discover mobile app
• FDIC insurance up to $250,000
See advertiser website for full details
• Available nationwide online
• Discover offers CDs with some of the highest and most competitive rates!
• Select terms as short as 3 months up to 120 months
• Rates ranging from 0.20% APY up to 0.60% APY.
• Opening a Discover Bank Certificate of Deposit is extremely quick and easy.
• Funds on deposit are FDIC-insured up to the maximum allowed by law.
• Start today with a minimum deposit of $2,500!
• Get started and open a Discover CD in 3 easy steps.
• Available nationwide online
• Earn high yields with flexible access to your cash.
• Earn 0.35% APY balances $100,000 and over
• Earn 0.30% APY balances under $100,000
• Open with as little as $2,500.
• No hidden fees. No surprises.
• Easy cash access via debit or check, or via ATM at over 60,000 no-fee ATMs
• Get started and open a Discover Money Market Account in 3 easy steps.
The $100 bonus at SPCO Credit Union is really great because they have soft pull, so this won’t affect your credit score. They also offer mobile banking so your money is available at anytime with the click of a button.
Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of SPCO Credit Union promotions here.
• Chase Bank Bonuses. Chase usually offers the most sign-up bonuses out of all the big banks. Read up and enjoy several promotions for their Checking, Savings and Business accounts.
• HSBC Bank Bonuses. HSBC has some big value offers available for their Checking accounts. Some require hefty deposits to qualify. They also have an online Savings account offering a very competitive rate.
• Huntington Bank Bonuses. Huntington has Consumer Checking and Business Checking accounts available throughout the year.
• Discover Bank Bonuses. As an online bank, Discover offers high and competitive rates on their Savings, CD, and Money Market accounts. Enjoy excellent customer service nationwide.
• TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available.
|Chase Business Complete BankingSM||$300 Cash||Review|
|Citi Priority Account||Up to $1,500 Cash Bonus|
with required activities.
|HSBC Premier Checking Member FDIC||$450 Cash||Review|
|HSBC Premier Checking Member FDIC||Up To $600||Review|
|Chase Total Checking®||$225 Cash||Review|
|Chase Secure BankingSM||$100 Cash||Review|
|Huntington 25 Checking||$300 Cash||Review|
|Huntington Bank Unlimited Plus Business Checking||$750 Cash||Review|
|Huntington Bank Unlimited Business Checking||$400 Cash||Review|
|Huntington Bank Business Checking 100||$200 Cash||Review|
|TD Bank Beyond CheckingSM||$300 Cash||Review|
|TD Bank Convenience CheckingSM||$150 Cash||Review|
|SoFi Money||$100 Cash||Review|
|Discover Bank Cashback Debit||$360 Debit Cashback||Review|
|BMO Harris Smart Advantage Account||$300 Cash||Review|
|Citigold Account||Up To $1500 Cash Bonus|
with required activities.
|Axos Bank Basic Business Checking||$100 Cash||Review|
|Axos Business Savings||$100 Cash||Review|
|Aspiration Spend & Save||$150 Cash||Review|