Regions Bank Promotions: $50, $100, $150, $300, $400, $500 Checking, Money Market, Business, Referral Bonuses

Find the latest listing of Regions Bank promotions, bonuses, and offers here.

Update 7/12/24: The $300 checking bonus offer is back and extended through 12/31/24.

Regions Bank Promotions Review

Regions Financial Corporation is a bank holding company headquartered in the Regions Center in Birmingham, Alabama. The company provides retail banking and commercial banking, trust, stockbrokerage, and mortgage services.

I’ll go over Regions Bank offers below.

Regions Bank $300 Checking Bonus

• What you’ll get: $300 bonus
• Availability: AL, AR, FL, GA, IA, IL, IN, KY, LA, MO, MS, NC, SC, TN, & TX (Bank Locator)
• Direct Deposit Requirement: Yes
• Credit Inquiry: Soft Pull
• Monthly fees: $0-$18, waive-able
• Early Termination Fee: Must keep account open for at least 180 days, otherwise there is a $25 early closure fee.
• How to earn it:
  • First, you must register for your offer in the form. You must register by December 31, 2024. You will receive a registration confirmation email with your next steps to earn your offer.
  • Open a new personal LifeGreen® checking account by January 31, 2025. Open your account online or visit your local branch to open your account in person.
  • Enroll in Online Banking within 90 days of opening your account.
  • Make $1,000 or more of qualifying ACH direct deposits to your new LifeGreen checking account that must post within 90 days of account opening. Deposits must be new to Regions.
  • Your bonus will be deposited directly to your new checking account within 60 days of completing the above requirements.

(Offer expires 12/31/2024)

Editor’s Note: There is also a referral bonus you can receive in addition to this $200 bonus (bringing the total to $250). This has worked in the past, but it is no guarantee to work this time around. To try for an additional referral bonus, send an email to [email protected] and title your email “Regions Bank Referral Bonus”

Fine Print

• Offer only applies to personal LifeGreen checking accounts.
• Email address used when opening your checking account must match the email address used when registering.
• We reserve the right to terminate this offer without notice at any time in the event of any suspected or actual abuse or fraud.
• Offer valid in Alabama, Arkansas, Florida, Georgia, Illinois, Indiana, Iowa, Kentucky, Louisiana, Mississippi, Missouri, North Carolina, South Carolina, Tennessee, and Texas.
• This offer is nontransferable, may not be combined with any other offer, and does not apply if you have or had an ownership interest in a personal Regions checking account on or after July 1, 2023, and may be withdrawn at any time without notice.
• When the credit is issued, new account must be open and have a positive balance.
• Enrolling in Online Banking requires a Social Security or Taxpayer ID number (alternative options may be available by visiting a branch).
• Regions may report bonus value to the IRS as required by law, and customer is responsible for any tax due on any amount received under this offer.
• Anyone without a valid U.S. Taxpayer Identification Number (Form W-9 for U.S. persons including a resident alien), or who has been notified they are subject to backup withholding, or non-resident aliens signing Form W-8 are not eligible for the offer. Regions associates are not eligible.
• Deposit Accounts: All LifeGreen checking accounts require a $50 minimum opening deposit.
• As of July 1, 2024, the Annual Percentage Yield (APY) paid on LifeGreen Preferred Checking® accounts was 0.01% for all balances.
• Regions may change the APY at any time.
• Check the current interest rates and APYs for LifeGreen Savings and LifeGreen Preferred Checking.
• No interest is paid on other personal checking accounts.
• Fees may reduce earnings.
• Accounts opened in Iowa may be subject to a 6% Iowa State Tax.

Regions Bank $400 Checking Bonus (In-Branch)

• What you’ll get: $400 bonus
• Availability: AL, AR, FL, GA, IA, IL, IN, KY, LA, MO, MS, NC, SC, TN, & TX (Bank Locator)
• Direct deposit requirement: No
• Credit Inquiry: Soft Pull
• Monthly Fees: $8, waive-able
• Early Termination Fee: Must keep account open for at least 180 days, otherwise there is a $25 early closure fee.
• How to earn it:
  • Open a new personal LifeGreen checking account in-branch.
  • Enroll in Online Banking within 30 days of opening your account.
  • Make $1,000 in total deposits that post to your account within 30 days of account opening. Deposits must be new to Regions.

Editor’s Note: No direct link to the offer, however, it has been reported that the $400 bonus is being offer in-branch. YMMV.

Fine Print

• Offer only applies to personal LifeGreen checking accounts.
• Email address used when opening your checking account must match the email address used when registering.
• We reserve the right to terminate this offer without notice at any time in the event of any suspected or actual abuse or fraud.
• Offer valid in Alabama, Arkansas, Florida, Georgia, Illinois, Indiana, Iowa, Kentucky, Louisiana, Mississippi, Missouri, North Carolina, South Carolina, Tennessee, and Texas.
• This offer is nontransferable, may not be combined with any other offer, and does not apply if you have or had an ownership interest in a personal Regions checking account on or after July 1, 2021, and may be withdrawn at any time without notice.
• When the credit is issued, new account must be open and have a positive balance.
• Enrolling in Online Banking requires a Social Security or Taxpayer ID number (alternative options may be available by visiting a branch).
• Total deposits may be combined to exceed $500, must post to your new account within 60 days of account opening, must be new funds to Regions, and may not be transferred from other existing Regions accounts.
• Regions may report bonus value to the IRS as required by law; anyone whose tax status would require Regions to impose tax withholding is not eligible.
• Regions associates are not eligible.

Regions Bank $150 Business Checking Bonus

Regions Bank is offering a $150 business checking bonus and meet certain requirements.

• Referred business must open a new Regions business checking account within 90 days of receiving the invite.
• Opening deposit should be $500 or more.
• Within 60 days of account opening, complete at least one Visa Business CheckCard purchase that posts to the new account, and enroll in Online Statements through Regions Online Banking.

To request for a $150 business checking bonus, send an email to [email protected] and title your email “Regions Bank Referral Bonus”

Regions Bank $50/$150 Referral Bonus

Send an email to [email protected] and title your email “Regions Bank Referral Bonus”

• What you’ll get: $50 checking/$150 business checking bonus
• Availability: AL, AR, FL, GA, IA, IL, IN, KY, LA, MO, MS, NC, SC, TN, & TX (Bank Locator)
• Direct deposit requirement: Yes, or ACH deposit $1,000+
• Credit Inquiry: Soft Pull
• Monthly fees: $8-$18, waive-able
• Early Termination Fee: Must keep account open for at least 180 days, otherwise there is a $25 early closure fee.
• How to earn it:
  • $50 Personal Checking referral. Referred person must:
    • Within 90 days of receiving the referral:
      • Register for the program (using the referral email or in a branch); and
      • Open a new Regions personal LifeGreen® checking account.
    • Within 60 days of opening the new account:
      • Make at least ten Regions Visa® CheckCard purchases that post to the new account;
      • Have at least one $300 or more ACH direct deposit (such as a reoccurring payroll or government benefit deposit) post to the new account; and
      • Enroll in Online Statements through Regions Online Banking.
  • $150 Business Checking referral. Referred person must:
    • Within 90 days of receiving the referral:
      • Register for the program (using the referral email or in a branch);
      • Open a new Regions business checking account and deposit at least $500 the day the account is opened.
    • Within 60 days of opening the new account:
      • Make at least one Visa Business CheckCard purchase that posts to the new account; and
      • Enroll in Online Statements through Regions Online Banking.

(No expiration date listed)

Fine Print

• Must be at least 18 years old to be eligible for reward.
• Referrer be a Regions customer with a current Regions deposit account, Now Card, credit card, investment account, loan, line of credit, or similar Regions product or service that is in good standing.
• Employees of Regions Bank, Regions Financial Corporation, or affiliates are not eligible.
• Regions may report the value of the bonus to the IRS; anyone whose tax status would require Regions to impose tax withholding of any sort will not be eligible for a reward.
• If ineligible for any reason, no notice or reward will be provided.
• Offer subject to change without notice — including special offers.

Regions Bank $400 Business Checking Bonus (Targeted)

• What you’ll get: $400 bonus
• Availability: AL, AR, FL, GA, IA, IL, IN, KY, LA, MO, MS, NC, SC, TN, & TX
• Direct deposit requirement: No
• Credit Inquiry: Soft Pull
• Monthly Fees: $7-$25; waive-able
• How to earn it:
  • Open a new Regions business checking account by May 2, 2023.
  • Complete at least 10 qualifying business transactions within 60 days of account opening.
  • Receive a $400 bonus within 60 days of completing the above requirements.

Editor’s Note: No direct link to offer. Check your mail for this offer.

Regions Bank $500 Money Market Bonus (Targeted) (Expired)

• What you’ll get: Up to $500 bonus
• Availability: AL, AR, FL, GA, IA, IL, IN, KY, LA, MO, MS, NC, SC, TN, & TX (Bank Locator)
• Direct deposit requirement: No
• Credit Inquiry: Soft Pull
• Monthly Fees: None
• How to earn it:
  • Open a new Regions promotional Premium Money Market account by April 30, 2023.
  • Deposit at least $25,000 in new-to-Regions funds in your promotional Premium Money Market account within 15 days of account opening. Deposits must be new to Regions and may not be transferred from other existing Regions accounts.
  • After the 15 day funding period, maintain a qualifying Average Daily Balance2 in your new promotional money market account for at least 60 consecutive days. See the table below for bonus tiers.
  • Bonus will be deposited directly to your new Regions promotional Premium Money Market account within 60 days of completing the above requirements.

Fine Print

• One bonus offer is available only to you (the individual identified in this email or an individual in your household), is nontransferable and may not be combined with any other offer.
• To be eligible, the contact information used to open your new account must match Regions’ records (such as name, physical address or email address).
• When the credit is issued, new account must be open and have a positive balance.
• Regions may report bonus value to the IRS as required by law; anyone whose tax status would require Regions to impose tax withholding is not eligible.
• Regions associates are not eligible.

How to Avoid Monthly Fees

• LifeGreen Student Checking: None
• Savings for Minors: None
• Now Savings: None
• LifeGreen Checking: $8 with online statements or $11 with paper statements (without check images). Avoid fees with:
  • $1,500 average monthly balance in your LifeGreen Checking account
  • ACH direct deposit, such as a recurring payroll or government benefit deposit, of at least $500 single deposit or $1,000 combined deposit, to your LifeGreen Checking account
• LifeGreen eAccess Checking: $8 monthly fee. Waive the monthly fee with any combination of at least 10 Regions CheckCard and/or credit card purchases
• 62+ LifeGreen Checking: $8 with online statements or $11 with paper statements (without check images). Avoid fees with any of the following:
  • $1,500 average monthly balance in your 62+ LifeGreen Checking account
  • ACH direct deposit, such as a recurring payroll or government benefit deposit, to your 62+ LifeGreen Checking account (at least one of $300 or more, or a combined amount of $1,000)
• LifeGreen Preferred Checking: $18 monthly fee. Avoid fees with any of the following:
  • $5,000 average monthly statement balance in LifeGreen Preferred Checking account
  • $25,000 combined minimum deposit balances from all of your Regions checking, savings, money markets, CDs and IRAs
  • Have certain qualifying first-lien home mortgage loans in good standing
  • Combined $25,000 minimum outstanding loan balances from all of your Regions personal installment loans, lines of credit, equity lines of credit, equity loans, direct loans and credit cards in good standing
• Regions LifeGreen Savings: No monthly fee if you have a Regions checking account
• Regions Savings: $5 monthly fee. Maintain a $300 minimum daily balance to avoid the monthly account fee
• Regions Money Market: $12 monthly fee. Maintain a $2,500 minimum daily balance to avoid the monthly account fee
• Premium Money Market: $15 monthly fee. Maintain a $15,000 minimum daily balance or open and maintain a LifeGreen Preferred Checking account to avoid the monthly account fee
• LifeGreen Business Simple Checking: $7 monthly fee. Waive the monthly fee by generating at least $500 in Regions Business CheckCard and/or Business Credit Card purchases
• Advantage Business Checking: $25 monthly fee.Avoid fees with any of the following:
  • Maintain an average monthly balance of $10,000
  • Combined balances of $30,000 in related non-personal accounts
  • At least $2,500 in Regions Business Visa CheckCard and/or Business Credit Card purchases
  • At least one Regions Merchant Services transaction credited to this account
  • At least one deposit to this account using Regions Quick Deposit
• Business Interest Checking: $15 monthly fee. Maintain a $5,000 minimum average balance to avoid the monthly account fee
• LifeGreen Business Checking: $12 monthly fee. Avoid fees with any of the following:
  • Maintain an average monthly statement balance of $2,500
  • At least $1,000 in Regions Business Visa CheckCard and/or Visa purchases
  • One or more Merchant Services transactions.

Author’s Verdict

To summarize, Regions Bank has some of the best promotions, bonuses, and offers. You can be sure your money is secure with FDIC insurance.

For more current offers, check out our bank bonuses page. Compare Regions Bank rates for CDs and Savings with our best rates for Savings and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.