MidUSA Credit Union $105 Referral Bonus [OH]

Find all the latest MidUSA Credit Union promotions, bonuses, and offers here.

Currently, they are offering a $105 bonus when you refer a friend or family member.

MidUSA Credit Union Promotions Review

MidUSA Credit Union is headquartered in Middletown, Ohio since then it has grown to 5 locations. They also boast an A health rating and focus on providing dedicated support to their communities.

• Bonus Links:
  • $105 Checking Bonus
• Account Type: Personal Checking
• Availability: OH
• Branches: 5 Branches (Bank Locator)
• Credit Inquiry: Unknown, Let us know
• Direct Deposit Requirement: Yes
• Credit Card Funding: None
• Early Termination Fee: None

For more current offers, check out our bank bonuses page. Compare MidUSA Credit Union rates for CDs and Savings with our best rates for Savings and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.

I’ll go over MidUSA Credit Union offers below.

MidUSA Credit Union $105 Checking Bonus

• What you’ll get: $105 bonus
• Where it’s available: OH
• How to earn it:
  • New MidUSA members who open a Main Share & Checking Account are eligible to receive bonus rewards for the following actions completed within 30 days of account opening:
    • $50 for transfer setup of direct deposit to Checking Account through use of MidUSA Switch Kit
    • $50 for presenting signed Test Drive Activation Card for referral by existing MidUSA member. $50 will also be deposited into referring member’s Main Share Account within 45 days of new referred account confirmation
    • $5 bonus for the first deposit made via the Remote Deposit Capture system.
• When it expires: None

(No Expiration)

MidUSA Credit Union has only 5 branches in Ohio, making it hard to visit a branch. However, once you join you are a member for life and can access your account by using their online checking platform of an ATM in their extensive cooperative network.

MidUSA Credit Union Checking Accounts

There are a total of four checking options to choose from. Each account comes with unique features that may meet your individual more so than another would. However, to maximize the value of this offer we recommend you open:

• E-Checking Account: There is no monthly service fee, minimum balance requirement, Online banking, electronic statements, and it comes with a debit card.

The other accounts offer standard features such as dividends however, the rates are not high enough to be impacted. Similarly, there are monthly service fees with outrageous requirements to waive.

Savings Account Offers

To meet the requirements for the bonus above, you will have to join and open a Main Share Savings Account. This is pretty typical of a credit union requirement to earn a bonus anyways. This savings account will establish your membership and allow you to earn dividends on your account balance.

• Main Share Savings: $5 minimum opening requirement, dividends earned when $5 minimum balance requirement is met, unlimited free in-branch, and ATM withdrawals.

Keep in mind that savings account only allow up to 6 electronic withdrawals, checks, and electronic debits per month. If you are curious why see here.

Bottom Line

This is a pretty standard offer for a Credit Union however before we make a recommendation on whether to apply for this offer we need more information. If you have experience with MidUSA Credit Union leave a comment below letting us know about it.

Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of MidUSA Credit Union promotions here.

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Huntington Bank Bonuses & Promotions: $100, $400, $1,000 Checking Offers 2025

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