Middlesex Federal Promotions: $150, $200 Checking Bonuses (MA)

Find the latest listing of Middlesex Federal promotions, bonuses, and offers here.

They are currently offering a $150, $200 bonus when you open a new qualifying account and meet the requirements.

Middlesex Federal Promotions Review

Middlesex Federal Savings, F.A. is headquartered in Somerville and is the 70th largest bank in the state of Massachusetts. It is also the 1,570th largest bank in the nation. It was established in 1890 and as of June of 2022, it had grown to 71 employees at 4 locations. Middlesex Federal Savings, F.A. has a C+ health rating.

I’ll go over Middlesex Federal offers below.

Middlesex Federal $200 Checking Bonus

• What you’ll get: $200 bonus
• Availability: MA (Locator)
• Direct deposit requirement: No
• Credit inquiry: Hard Pull or Soft Pull? Let us know.
• Monthly fees: None
• Early termination fee: Unknown
• How to earn it:
  • New checking customers can get a $200 reward when they open a Freedom Checking account with promo code: Worcester
  • Make at least 8 qualifying debit transactions within the first 60 days.
  • Following verification of debit card usage for qualifying accounts, a $200 check will be mailed to the primary accountholder to the address provided at account opening within 90 days of account opening.

(Expires 03/31/2024)

Fine Print

• All accounts are subject to approval.
• Middlesex Savings Bank will pay a $200 incentive to a customer for opening a new Freedom Checking account. To be eligible, the individual must not have held a personal checking account at Middlesex Savings Bank within the 90 days prior to opening the new checking account regardless of whether an account was previously held individually or joint with others. Mention or enter offer and promo code listed at time of account opening. Promo code: Worcester.
• To qualify, the debit card(s) associated with the account must be used at least eight (8) times within the first sixty (60) days of account opening. Transactions must post and clear within the 60-day timeframe to be counted. ATM transactions do not qualify. Following verification of debit card usage for qualifying accounts, a $200 check will be mailed to the primary accountholder to the address provided at account opening within 90 days of account opening.
• Void where prohibited. All accounts are subject to standard account opening processes and standards, and such standards must be met for offer to be paid. Offer expires 3/31/2024, however, Middlesex Savings Bank reserves the right to revoke this offer at any time. Limit one offer per checking account. Limit one offer per person. Cannot be combined with any other offers. Offer subject to applicable taxes. Subject to availability.
  Freedom Blue®: Minimum of $1.00 to open account. Receive five rebates of non-Middlesex ATM surcharge fees per statement cycle with at least one direct deposit during the statement cycle. If account holder is under 26 years of age, direct deposit is not required to receive five ATM reimbursements.

Middlesex Federal $150 Checking Bonus

• What you’ll get: $150 bonus
• Availability: MA (Locator)
• Direct deposit requirement: No
• Credit inquiry: Hard Pull or Soft Pull? Let us know.
• Monthly fees: None
• Early termination fee: Unknown
• How to earn it:
  • $150 Simply eFREE Online Offer:
    • Open a NEW Middlesex Federal (MFS) Simply eFREE Checking online at MiddlesexFederal.com.
    • Request an MFS Debit Card during the online account opening process.
    • Receive your card within 3-5 business days. Make fifteen Point of Sale (non-ATM) transactions using your MFS debit card within the second through fourth statement cycle from the date of account opening, and we’ll credit your account $150 on the last day of the fourth statement cycle.
  • $150 In Branch Offer:
    • Open a NEW Simply Free Checking (offer does not apply to Simply eFree Checking accounts opened online) at any Middlesex Federal (MFS) branch, receive an MFS instant issue debit card, and we’ll pay you a $25 to download our mobile app and another $25 to add your MFS debit card to your digital wallet.
      • Payment will be in the form of an MFS check which must be deposited upon receipt into a new MFS Simply Free Checking using MFS mobile check deposit.
    • Middlesex Federal Online Banking registration and mobile app download are required.
    • Make fifteen Point of Sale (non-ATM) transactions using your MFS debit card within the second through fourth statement cycle from the date of account opening, and we’ll credit your account $100 on the last day of the fourth statement cycle.

(Limited time offer)

Fine Print

• MFS ACCOUNTS AVAILABLE TO MASSACHUSETTS RESIDENTS ONLY.
• Restricted to one $150 payment per account holder.
• Not available to business accounts.
• Subject to the IRS 1099-INT reporting.

How To Avoid Monthly Fees

• Simply Free Checking: No Monthly Fee
• Simply eFree Checking: No Monthly Fee
• President’s Choice Checking: $1,500 average daily balance waives $10 monthly fee.
• Simply Free Business Checking: No monthly fee
• Easy Interest Business Checking: $5,000 average daily balance waives a $10 monthly fee.
• Commercial Analysis Business Checking: Earnings credit allowance offsets the monthly fee.

Author’s Verdict

Finally, Middlesex Federal has some of the best promotions, bonuses, and offers available. If you are interested, be sure to apply while you still can today! Additionally, you will be able to gain access to many great features that come with the account.

Additionally, for more current offers, check out our bank bonuses page. Compare Middlesex Federal rates for CDs and Savings with our best rates for Savings and CD accounts.

Furthermore, be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.