Heritage Bank’s vision for the future is based on their mission of helping people succeed financially. Their goal is to continue to evolve with technology to provide the best banking experiences for our customers and set them up for continued success throughout generations.
Available nationwide, Heritage Bank is offering you a chance to earn 3.02% APY on your funds for opening a Jumbo Deposit Account. Below is all the information you need to open the Heritage Bank Jumbo Deposit Account.
About Heritage Bank
Heritage Bank’s mission is to help people succeed financially. Although the bank only has physical branches across Minnesota, Iowa and South Dakota, you can apply for most of their accounts online.
Heritage Bank Jumbo Deposit Account
- Account Type: Jumbo Deposit
- Interest Rate: 3.02% APY
- Availability: Nationwide
- Credit Inquiry: Unknown
- Credit Funding: Unknown
- Minimum Balance: $0.01
- Maximum Balance: $230,000
- Monthly Fee: $15, waivable
- Early Termination Fee: None listed
(FDIC Insured)
Heritage Bank ACH Capabilities & Limits
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | * | $4,000 | None | ? |
| Pull | * | $4,000 | None | ? |
*As long as transfers are submitted prior to 6pm CST within digital banking, they will post to both the internal and external accounts the following business day.
Editor’s Note: You have to link and initiate (inbound and outbound) ACH transfers from an external bank account.
Account Rates
| Balance Requirement | APY Rate |
| $0.01 – $99,999.99 | 1.01% APY |
| $100,000 – $229,999.99 | 2.04% APY |
| $230,000+ | 3.02% APY |
Heritage Bank Account Benefits
- Online banking and mobile banking included
- Deposit checks using our mobile app for free
- Unlimited deposits and up to six withdrawals/transfers per month
- FDIC Insured
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Author’s Verdict
Finally, check out Heritage Bank and open a Money Market account with competitive rate! Right now, you can earn a high rate on your funds. Let us know about your experience with this bank and comment below.
In addition to the current rate from Heritage Bank, you can also take advantage of a range of great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
For more bank offers, see the complete list of Best Bank Rates!
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