First Citizens Bank Promotions: $300, $500 Checking Savings Offers [Many States]

Check out this updated list of First Citizens Bank promotions, bonuses, and offers!

Currently they have a $300 and $500 checking savings account bonus when you meet the requirements.

First Citizens Bank Promotions Review

First Citizens Bank & Trust Company is a North Carolina state-chartered commercial bank headquartered in Raleigh, North Carolina. They boast an A health rating and have $39 billion in assets.

• Bonus Link:
  • $500/$300 Checking Bonus
• Account Type: Checking/Savings Account
• Availability: Many States
• Branches: 554 Branches (Bank Locator)
• Credit Inquiry: Recent DP says Soft Pull, Older DP says Hard Pull
• Direct Deposit Requirement: Yes
• Credit Card Funding: Up to $1,000
• Early Termination Fee: Complete requirements and earn the bonus

In addition, for more current offers, check out our bank bonuses page. Compare First Citizens Bank rates for CDs and Savings with our best rates for Savings and CD accounts.

Furthermore, be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.

I’ll go over First Citizens Bank offers below.

First Citizens Bank $500/$300 Checking Bonus

• What you’ll get: $500/$300 bonus
• Where it’s available: Many States
• How to earn it:
  • Open a Premier Checking account with a $100 minimum opening deposit and open a Savings account
  • Open a Free Checking account with a $50 minimum opening deposit and open a Savings account
• When it expires: None Listed

(No expiration date listed)

First Citizens Bank is headquartered in Raleigh and is the 3rd largest bank in the state of North Carolina. It was established in 1898 and as of September of 2019, it had grown to 6,770 employees at 554 locations.

Checking Account Bonuses

First Citizens Bank offers cash bonuses for new checking customers from time to time. Sometimes you have to open a qualifying checking account package to earn these bonuses. Also, the best part is these offers are usually available nationwide.

As an added perk, all First Citizens Bank checking accounts offer free online banking, mobile banking, and mobile deposits.

Special Checking Account Features

All First Citizens Bank checking accounts come with these features.

• Online and Mobile Banking: Free Digital Banking with unlimited Bill Pay, Link your First Citizens cards to Digital Wallets including Apple Pay®, Google Pay TM and Samsung Pay® , and 24/7 deposit capability with mobile check deposit
• Free ATMS: Five free non-First Citizens ATM uses per month
• Interest Rates: Preferred rates on Equity Lines, CD’s, and interest on checking
  

What to Open at First Citizens Bank

Keep your eye out on these great First Citizens Bank products:

• Checking: You can earn a $500 and $300 bonus when you open a new qualifying checking account and complete the requirements. You must sign up and for membership with First Citizens Bank.

First Citizens Bank Checking Alternatives

Chase Total Checking®HSBC Advance CheckingTD Convenience CheckingChase Premier Plus Checking^SM

• New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs. • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device. • JPMorgan Chase Bank, N.A. Member FDIC • Open your account online now • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. • Chase Overdraft AssistSM – no overdraft fees if you’re overdrawn by $50 or less at the end of the business day or if you’re overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day* *With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. Open an Account

With the TD Convenience CheckingSM Account: • Earn $200 when you receive direct deposits totaling $500 or more within 60 days • Low minimum daily balance of $100 waives the $15 monthly fee. • Students and young adults ages 17 through 23 get additional perks like no minimum balance requirements and no monthly maintenance fee. • Instantly replace a lost, stolen, or damaged debit card by visiting a TD Bank location near you • Access accounts via Online Banking with Bill Pay, Online Statements, Send Money with Zelle and TD Bank Mobile Deposit. Plus, get 24/7 cash access at TD ATMs in the U.S. and Canada and around-the-clock Live Customer Service. • TD checking accounts come with an instant-issue debit card - and, you can pay with confidence with contactless technology Visa Zero Liability protection and 24/7 fraud monitoring. • Get a 0.25% discount on TD Bank Home Equity and Personal Loans. Apply Now at TD Bank

How to Avoid First Citizens Bank Checking Account Fees

Savings Account Offers

• Savings: This account earns 0.03% APY. $100 minimum of opening deposit
• Money Market: 0.05% -0.20% APY, depending on amount. Varying minimum balances to earn APY
• Savings Certificate:
  • Standard: 0.05% – 0.45% APY. Terms ranging from 1 month – 48 month. Varying minimum deposit

First Citizens Bank Savings Alternatives

Discover Online SavingsChase Savings^SMDiscover CDsDiscover Money Market

Open a Discover® Online Savings Account for all these features: • Earn high interest rate of 3.75% APY • No minimum opening deposit, no minimum balance requirement, and now no fees • Interest on Discover Online Savings Accounts is compounded daily and credited monthly • Manage your account online or with the Discover mobile app • FDIC insurance up to $250,000 • See advertiser website for full details Apply Now at Discover

• Available nationwide online • Discover offers CDs with some of the highest and most competitive rates! • Select terms as short as 3 months up to 120 months • Rates ranging from 2.00% APY up to 4.00% APY. • Opening a Discover Bank Certificate of Deposit is extremely quick and easy. • Funds on deposit are FDIC-insured up to the maximum allowed by law. • Get started and open a Discover CD in 3 easy steps. Apply Now at Discover

• Available nationwide online • Earn high yields with flexible access to your cash. • Earn 3.65% APY balances $100,000 and over • Earn 3.60% APY balances under $100,000 • No hidden fees. No surprises. • Easy cash access via debit or check, or via ATM at over 60,000 no-fee ATMs • Get started and open a Discover Money Market Account in 3 easy steps. Apply Now at Discover

Bottom Line

The $500 or $300 bonus at First Citizens Bank offers a variety of great features and is fairly easy to open. Be sure to sign up if this interests you! However, be sure to check with a CSR to find out if it triggers a hard or soft pull.

Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of First Citizens Bank promotions here.

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