Find the latest listing of Excite Credit Union promotions, bonuses, and offers here.
Typical offers include their $50, $300 offers.
Excite Credit Union Review
Established in 1952, Excite Credit Union has since expanded into North Carolina and California. offer CD rates that are 2X the national average, and they boast an A health rating.
Eligibility: Must live, work or worship in one of the following counties: Alameda, Monterey, San Francisco, Santa Clara, Santa Cruz, San Mateo all in CA or Brunswick, New Hanover or Pender county in NC. Be sure to check out their membership page for more info. |
I’ll go over Excite Credit Union offers below.
Excite Credit Union $300 Checking Bonus
- What you’ll get: $300 bonus
- Availability: CA, NC (Bank Locator)
- Credit Inquiry: Soft Pull
- Credit Card Funding: Can fund up to $2,500 with a Visa or Mastercard
- Early Termination Fee: None
- How to earn it:
- Open a new Go Checking account.
- New members or existing members can qualify for this bonus provided that there was no open checking account in the past 180 days.
- Requires eStatements, perform a minimum of six debit card transactions, and direct deposit of $500 or more within the first 90 days.
- The $300 bonus is automatically deposited to the Member’s primary savings account on first day of the month after meeting criteria.
- Open a new Go Checking account.
(Limited time offer)
Furthermore, I would compare this offer to U.S. Bank Smartly® Checking ($400 Bonus), Chase Total Checking ($300 Bonus), SoFi Checking and Savings Account ($275 Bonus), Truist Checking ($400 bonus), KeyBank Checking ($200 bonus), Fifth Third Bank Momentum® Checking ($325 Bonus). |
Excite Credit Union $300 Business Checking Bonus
- What you’ll get: $300 bonus
- Availability: CA, NC
- Credit Inquiry: Soft Pull
- Credit Card Funding: Can fund up to $2,500 with a Visa or Mastercard
- Early Termination Fee: None
- How to earn it:
- To qualify for the $300 Bonus the following criteria must be met within the first 90 days of Go, Pro or Boss Business Checking account opening:
- a. Become a Member and Open a New Go, Pro or Boss Business Checking account;
- b. No prior/current Excite Business checking account(s) in the past 180 days;
- c. Aggregate deposits of $1500 or higher occurring monthly and perform a minimum of 10 qualifying transactions (ATM withdrawals, debit card purchases, ACH Debits and paid checks) within the first 90 days.
- To qualify for the $300 Bonus the following criteria must be met within the first 90 days of Go, Pro or Boss Business Checking account opening:
(Limited time offer)
Furthermore, I’d recommend checking out Chase Business Complete Checking® ($400 Bonus), U.S. Bank Business Checking ($350 or $800 Bonus), Axos Bank Basic Business Checking ($400 Bonus), Huntington Unlimited Plus Business Checking ($1,000 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
Excite Credit Union $50 Referral Bonus
- What you’ll get: $50 bonus
- Availability: CA, NC (Bank Locator)
- Credit Inquiry: Soft Pull
- Credit Card Funding: Can fund up to $2,500 with a Visa or Mastercard
- Early Termination Fee: None
- How to earn it:
- Register. Use the registration form on this page to provide your information and complete a referral.
- Invite your friends and family. Provide contact information AND a valid email address for the friends or family members you would like to refer OR share the offer via social media. Your friends will receive an email notification containing registration instructions and offer requirements.
- Get rewarded. Once your friend registers for the referral offer using your personal referral link and completes the offer listed below, you will each receive a Visa® Reward Card. The more friends you refer, the more you can earn – up to $500 per calendar year.
- Receive a $50 Visa Reward Card when your friend registers, opens a new Excite Credit Union personal checking account and completes at least one of the following offer requirements within 90 days of account opening:
- Completes six (6) debit card transactions (excluding ATM transactions) in each of two (2) calendar months.
- Completes $600 in deposits in each of two (2) calendar months.
- Your friend can earn a $50 Visa Reward Card too.
- Receive a $50 Visa Reward Card when your friend registers, opens a new Excite Credit Union personal checking account and completes at least one of the following offer requirements within 90 days of account opening:
(Limited time offer)
Compare this offer to some of the higher end checking offers available such as U.S. Bank Smartly® Checking ($400 Bonus), KeyBank Checking ($200 bonus), Fifth Third Bank Preferred Checking ($325 Bonus). |
How To Waive Monthly Fees
- Go Checking: No monthly fees
- Youth Checking: No monthly fees
- Go Business Checking: No monthly fees
- Pro Business Checking: No monthly fees
- Boss Business Checking: No monthly fees
Author’s Verdict
To summarize, Excite Credit Union has some of the best promotions, bonuses, and offers in California and North Carolina. However, keep in mind that waiving the monthly service fees can be difficult if you cannot meet the high account requirements.
For more current offers, check out our bank bonuses page. Compare Excite Credit Union rates for CDs and Savings with our best rates for Savings and CD accounts.
Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
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