Current Bank Personal Checking Review: Get Paid Up to 2 Days Faster

Right now, you can take advantage of a new modernized banking experience with Current Bank promotions, bonuses, and offers here.

At Current Bank, they let you take advantage of features such as getting paid up to 2 days faster!

Current Bank Promotions Review

Current is the bank for modern life! As an online-only bank, you are able to utilize great features such as getting paid up to 2 days faster, free overdraft up to $100 with Overdrive™, access 55,000 free ATMs, no minimum balance, and no hidden fees through their convenient mobile app. All you would have to do is open the app, create a personal checking account, and direct deposit $200 or more from your employer to earn” The mobile bank built for you and your lifestyle.

• Availability: Nationwide Online
• Credit Inquiry: Soft Pull or Hard Pull?
• Credit Card Funding: Unknown

For more current offers, check out our bank bonuses page. Compare Current Bank rates for CDs and Savings with our best rates for Savings and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.

I’ll go over Current Bank offers below.

The information for the Current.com account has been collected independently by BankDealGuy. The product details on this page have not been reviewed or provided by the bank.

	Current Bank
How it works	Download the app and sign up for a new Current Personal Checking account. Users must be first-time Current customers and sign up through this link. Connect a Payroll Direct Deposit of $200 or more. Must be within 45 calendar days of opening your Checking Account.
Account Features	Get Paid Up to 2 Days Faster Free Overdraft Up to $100 with Overdrive™ No Hidden Fees or Minimum Balance 55,000 Free In-Network ATM’s worldwide Gas Holds Instantly Refunded
APY	None
Minimum Balance for APY	N/A
Minimum Deposit to Open Account	None
Monthly Maintenance Fees	Basic Account: $0 Premium Account: $4.99/Month Teen Account: $36/Year
ATM Access	Yes
Transactions Limit	Daily Withdrawals: Maximum of $500 from an ATM Monthly Purchases: Maximum of $2,000 using your current debit card Combined Monthly Balance: Maximum of $10,000 across all Current accounts
FDIC Insured	Yes, up to $250,000
Fine Print	Receive to your Current account a single $200 or more Payroll Direct Deposit within the first 30 days of opening your Current account. Payroll Direct Deposit must be made by an employer or payroll provider by ACH deposit. Transfers from Paypal, Zelle, Venmo, Square, and cash loads do not qualify as a payroll direct deposit. Current retains full discretion to determine qualification for the bonus. Existing Current customers do not qualify. *Faster access to funds is based on a comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct Deposit and earlier availability of funds are subject to payer’s support of the feature and timing of payer’s funding. The Bancorp Bank does not endorse or sponsor, and is not affiliated in any way with this offer.

Current Bank Accounts and Features

Current Bank offers 3 different type of accounts. Be sure to check them out!

• Faster Direct Deposit Funding
  • Current promises that you can get direct deposits credited to your account up to two days faster than with traditional banks. This means if your employer makes direct deposits and your paycheck would normally be available to you on a Friday, you could get the cash as soon as Wednesday! Accessing funds more quickly can help with your cash flow, provided you have a premium account with Current and can take advantage of this feature.
• Gas Hold Refunds
  • Gas stations sometimes a hold for a certain amount of money when you purchase gas with your card.
  • Depending on your location, that hold can be upwards of $100 or more. If you pay with your Current Premium debit card, you’ll get an immediate refund for this hold, so your money won’t get tied up at the pump.
• Mobile check deposit
  • Not all online banks offer mobile check deposit, but Current does. You can easily make deposits by taking photos of the front and back of your check and submitting a deposit request through the Current app. The app is available for both Android and iPhone users.
• Saving Pods
  • You can create one Savings Pod with Current’s basic account or three Savings Pods if you upgrade to a premium account. Creating a Savings Pod is simple to do using your mobile app, and you can give each pod a title to represent what you’re saving for. You can move money into pods automatically by choosing the round-up feature. This features rounds up the change from every purchase you make and transfers the difference to your savings pod.

Bottom Line

In conclusion, Current Bank offers great accounts along with some amazing features to enhance  your banking experience. You will have access to fantastic services that other financial institutions do not offer. Additionally, this account is perfect for those who would benefit from getting your paycheck faster as well as allowing multiple options for transferring money automatically.

Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of Current Bank promotions here.

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