There are a variety of options out there that helps suit the needs a smaller businesses. However, for larger scale operations, such as startups and tech businesses, it can be difficult to find a card that has enough space to spend while still earning rewards on their expenses. That’s where the Brex Corporate Card For Startups comes in!
With this no annual fee charge card, you will have the opportunity to earn 50,000 Bonus Points, worth $850 in value, as well as access to some great points back! Earn 7X points per dollar spent on rideshares and taxis, 3 points per dollar on restaurants and travel, 2 points per dollar on recurring software expenses, and 1 point per dollar on all other purchases.
Continue reading below to learn more about this card’s features and see how it can help your business!
| PROMOTION LINK | OFFER | OFFER |
| Chase Business Complete Checking® | $300 or $500 Cash | Review |
| U.S. Bank Business Checking | $900 Cash | Review |
| U.S. Bank Business Checking | $400 Cash | Review |
| Huntington Bank Unlimited Plus Business | $1,000 Cash | Review |
| Huntington Bank Unlimited Business | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| Axos Bank Basic Business Checking | $100 Cash | Review |
Brex Card For Startups Quick Facts
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| Bonus Available | Get 30,000 bonus miles after spending $1,000 or more in purchases within the first 90 days of account opening. Earn up to 15,000 Flying Club bonus miles every anniversary after qualifying purchases. Earn up to 5,000 Flying Club bonus miles when you add additional authorized users. |
| *Bonus Value | $850 |
| Brex Exclusive Rewards | 7x on rideshare, including Uber, Lyft, taxis, scooters and more 4x on travel booked through the Brex travel portal 3x on restaurants 2x on recurring software subscriptions 1x on everything else |
| Other Benefits | Immediate access to a virtual card Deals & discounts with partners First 5 cards free** Transfer partners |
| Foreign Transaction Fees | None |
| Annual Fee | $0, $5/month for each employee card |
*Bonus value is an estimated value calculated by Bank Deal Guy and not the card issuer.
View our latest valuations here.
300 – 850 (Poor – Excellent)
PROS
- Qualify with limited / bad credit
- No annual fee
- No foreign transaction fee
- Up to five free employee cards
- Instant access to credit line once approved
- Higher-than-average rewards for those using Brex exclusively
CONS
- Minimum bank balance requirement
- No travel perks
Editor’s Alternate Pick
 The American Express® Business Gold Card offers 100,000 Membership Rewards points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.* 0% Intro APR ¤ for 6 months from the date of account opening on purchases eligible for Pay Over Time, then a 18.49% to 27.49% variable APR.* You'll earn more rewards: • 4X Membership Rewards points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.* • 3X Membership Rewards(R) points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.* • Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.* • Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.* This card does carry a $375 annual fee, but no foreign transaction fees. (See Rates & Fees) Terms apply. |
50,000 Bonus Brex Rewards Points
Take advantage of the Brex Corporate Card for Startups sign up bonus where you can earn 50,000 Bonus Points. With our valuation, these bonus points are worth around $850.
Here are some ideas on meeting the spending requirement:
What Are Brex Rewards Points Worth?
Brex points are worth a standard of one $0.01 each, you could redeem points for business travel via Brex Travel, or you can redeem points through the dashboard for statement credit or cashback on any transaction.
Brex has added airline transfer partners as a redemption option, increasing the value of its program. Brex points transfer at a 1:1 ratio and points can also be transferred to any employee account.
Transfer Loyalty Partners
| Asia Miles | Asia Miles | Avianca Lifemiles |
| Air France KLM — Flying Blue | Qantas Frequent Flyer | Singapore Airlines – Krisflyer |
| jetBlue — TrueBlue |
Plus it’s good to know that Brex points never expire, and there’s no minimum or maximum redemption value required.
Unlike other card programs that cuts off your you hit a certain spending limit, with Brex rewards there’s no cap on what you can earn.
Brex Corporate Card For Startups Top Features
For startups and larger scale businesses that can meet the minimum requirements for this, you will have the opportunity to earn a 50,000 welcome bonus worth $850.
With the Brex Card, you get elevated rewards rate:
- 7x points on rideshares, like Uber, Lyft, taxis and more.
- 4x points on flights & hotel stays via Brex Travel.
- 3x points on dining and coffee shops.
- 2x points on recurring software subscriptions, like Salesforce, GitHub, Slack and more.
- 1x points on everything else.
Brex Exclusive Rewards customers can transfer to partner airlines at a 1:1 ratio. Otherwise, you’re looking at transferring at a ratio of 1.5 Brex points to one airline mile.
All startups will automatically have Brex Exclusive Rewards for the first two months. After that, you’ll earn 1x points on all purchases if you have other business cards.
Make purchases abroad without worrying about foreign transaction fees with the Brex Corporate Card For Startups.
Bottom Line
The Brex Corporate Card for Startups is, as the name implies, a great card for new, up and coming businesses. However if you don’t want to use the card exclusively, you will only earn 1 point per dollar spend on all your purchases. If this is the case, you’re better off with another business credit card. For more posts like this, check out our list of credit card bonuses.
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What’s The Competition?
Below are some top competitors to the Brex Card for Startups you should consider.
 The Ink Business Cash® Credit Card offers $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening. You'll earn: • 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year • 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year • 1% cash back on all other card purchases with no limit to the amount you can earn. This card comes with no annual fee. You'll be able to take advantage of employee cards at no additional cost. |
 The Ink Business Unlimited® Credit Card offers $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening. You'll earn an unlimited 1.5% cash back on every purchase made for your business and you'll receive employee cards at no additional cost. This card carries no annual fee. |
• Chase Bank Bonuses. Chase usually offers the most sign-up bonuses out of all the big banks. Read up and enjoy several promotions for their Checking, Savings and Business accounts. • HSBC Bank Bonuses. HSBC has some big value offers available for their Checking accounts. Some require hefty deposits to qualify. They also have an online Savings account offering a very competitive rate. • Huntington Bank Bonuses. Huntington has Consumer Checking and Business Checking accounts available throughout the year. • Discover Bank Bonuses. As an online bank, Discover offers high and competitive rates on their Savings, CD, and Money Market accounts. Enjoy excellent customer service nationwide. • TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available. |
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Private Client | $3,000 Cash | Review |
| U.S. Bank Business Checking | $900 Cash | Review |
| Chase Business Complete Checking® | $300 or $500 Cash | Review |
| KeyBank Key Smart Checking® | $300 Cash | Review |
| Truist One Checking | $400 Cash | Review |
| Chase Total Checking® | $300 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| Chase High School CheckingSM | $100 Cash | Review |
| J.P. Morgan Self-Directed Investing | Up to $700 Cash | Review |
| Chase Secure BankingSM | $100 Cash | Review |
| SoFi Checking and Savings Account | $325 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $100 Cash | Review |
| Fifth Third Bank Checking | $400 Cash | Review |
| Axos Basic Business Checking | $400 Cash | Review |
| Axos Business Interest Checking | $400 Cash | Review |
| Axos Bank Business Premium Savings | $375 Cash | Review |
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