American Express Business Gold Card 70,000 Membership Rewards Points

Once approved, you have the opportunity to earn earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.

Earn 4X points back on purchases within the most spent in your businesses top two categories, and get 25% back on Airline Purchases with Membership Rewards Bonus Points. This card has a $295 annual fee (see Rates & Fees), but has many rewards for travel and merchandise. Keep reading our review to find out what more this card has to offer!

American Express Business Gold Card Summary

The American Express® Business Gold Card offers 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership. You'll earn more rewards: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month** (**4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*). In addition, you'll get an airline bonus; 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.* This card does carry a $295 annual fee, but no foreign transaction fees. (See Rates & Fees) Terms apply. Learn More About This Card

Earning & Redeeming Points

Earn 4X Membership Rewards^® points on the 2 categories where your business spent the most each billing cycle from the list below, plus earn 1X on other purchases once you have met the combined purchase maximum of $150,000 then you earn one point per dollar spent. Additionally, book a flight with American Express Travel you can receive 25% of your Membership Rewards points back.

You can earn this bonus from: Airfare purchased directly from airlines, U.S. purchases for advertising in select media (online, TV, radio), U.S. purchases made directly from select technology providers of computer hardware, software, and cloud solutions, U.S. purchases at gas stations, U.S. purchases at restaurants, and U.S. purchases for shipping.

Four times the points can save your business plenty of funds for simply making purchases on this card, and save on flights by earning points back for simply using American Express travel points.

Redeem points earned with this card for gift cards, merchandise, and travel reservations through American Express’s travel site. Points are generally worth lower when redeeming toward gift cards and merchandise. You can earn better value out of your points when you redeem for airfare and hotel reservations. Hotel reservations will generally get you the best value for your points.

Unfortunately, you can’t really take a look at the redemption portal until you’re a card member. Therefore, it’s hard to get an exact picture of how the rewards program works for the specific redemption you’d want.

Amex Business Gold Card Perks

The American Express® Business Gold Card features perks that outweigh the price of the annual fee, plus offers many programs that reward you for making your daily as well as travel purchases. Their benefits range from daily rewards for purchases, business specific rewards, travel, and flexibility in payments. Here are some of the other perks you’ll enjoy that comes with your card:

Expense Management Tools: Connect to QuickBooks program directly from your card to the account making managing expenses easier, American Express® Business App which allows you to add receipts and notes to your devices, employee cards, online statements, and year end summaries of the account.

The Hotel Collection: Gain $75 in hotel credit, and room upgrade upon arrival (if the hotel is within American Express’s Hotel Collection Group).

No Foreign Transaction Fees: All American Express cards offer this. Continue earning points outside of the U.S. without paying those pesky foreign transaction fees (see Rates & Fees).

Author’s Verdict

This American Express® Business Gold Card has many business oriented benefits that allow for business to save money on travel, merchandise, and programming. Also, this is the card that keeps on giving because there are many long term benefits that you can receive. Some features that make this card a keeper are the 4X the amount of points for certain purchases, hotel travel credit, and a plethora of benefits. If you qualify for this card, I highly recommend signing up today to start earning!

Give us feedback in the comment section below by telling us your thoughts and experience with this card. Be sure to visit BankDealGuy for more credit card bonuses or more of the Best American Express Card Promotions!