Available nationwide, Upgrade is offering you a chance to earn 4.00% APY on your funds for opening a Everyday Savings Savings Account.
Keep in mind that this account must be paired with a Rewards Checking account
About Upgrade
Upgrade helps you make smart financial decisions to help you reach your goals. All without getting trapped by endless revolving credit card debt, or sidetracked by sneaky banking fees.
I’ll review the Upgrade EverydaySavings Savings account below.
Upgrade Everyday Savings Savings Account
- Account Type: Everyday Savings
- Interest Rate: 4.00% APY
- Availability: Nationwide
- Credit Inquiry: Unknown
- Credit Funding: Unknown
- Minimum Balance: None
- Maximum Balance: None
- Monthly Fee: None
- Early Termination Fee: None listed
(FDIC Insured)
Upgrade ACH Capabilities & Limits
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | ? | ? | ? | None |
| Pull | ? | ? | ? | None |
Editor’s Note: You have to link and initiate (inbound and outbound) ACH transfers from an external bank account.
Account Rates
| Balance Requirement | APY Rate |
| Any | 4.00% APY |
Upgrade Account Benefits
- Excellent APY
- All the savings, none of the fees. No monthly account fees, transfer fees, or minimum balance
- Maximize your rewards. Everyday Savings comes paired with a Rewards Checking account featuring 2% cash back on common everyday purchases, 1% on everything else
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Author’s Verdict
Check out Upgrade and open a Everyday Savings Savings account this amazing rate! The fact that you can earn a high rate on any balance makes this Savings Account all worthwhile.
Let us know about your experience with this bank and comment below.
In addition to the current rate, you can also take advantage of a range of great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
For more bank offers, see the complete list of Best Bank Rates!
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Private Client | $3,000 Cash | Review |
| U.S. Bank Business Checking | $900 Cash | Review |
| Chase Business Complete Checking® | $300 or $500 Cash | Review |
| KeyBank Key Smart Checking® | $300 Cash | Review |
| Truist One Checking | $400 Cash | Review |
| Chase Total Checking® | $300 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| J.P. Morgan Self-Directed Investing | Up to $700 Cash | Review |
| Chase Secure BankingSM | $100 Cash | Review |
| SoFi Checking and Savings Account | $325 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $100 Cash | Review |
| Fifth Third Bank Checking | $400 Cash | Review |
| Axos Basic Business Checking | $400 Cash | Review |
| Axos Business Interest Checking | $400 Cash | Review |
| Axos Bank Business Premium Savings | $375 Cash | Review |
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