Take advantage of the current STC Capital Bank promotions, bonuses, and offers here.
Currently, they are offering a $200 offer.
STC Capital Bank Promotions Review
Headquartered in Saint Charles, Illinois, STC Capital Bank offers a vast array of products and services to cater to your banking needs. Through 5 convenient locations, you will be able to take advantage of the offers whenever and wherever!
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- Bonus Links:
- Account Type: Checking Account
- Availability: IL
- Branches: 5 Branches (Bank Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Requirement: Yes
- Credit Card Funding: Unknown
- Early Termination Fee: If checking account is closed within 6 months, the bonus amount will be deducted
For more current offers, check out our bank bonuses page. Compare STC Capital Bank rates for CDs and Savings with our best rates for Savings and CD accounts.
Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
I’ll go over STC Capital Bank offers below.
STC Capital Bank $200 Checking Bonus
- What you’ll get: $200 bonus
- Where it’s available: IL
- How to earn it:
- Open a new Best Free Checking Account from STC Capital Bank.
- Set up and receive a Direct Deposit of at least $200 or more within 90 days.
- Earn a $200 bonus on the first statement cycle after the 90 day qualification period.
- When it expires: None listed
(No Expiration Date)
STC Capital Bank offers access through 5 convenient locations in Illinois. They offer a variety of checking and savings account for your financial needs. However, be sure to meet the requirements associated to waive the fees.
Checking Account Bonuses
The bank is currently offering a $200 bonus with a new Checking Account.
As an added perk, All STC Capital Bank checking accounts offer free online banking, mobile banking, and mobile deposits.
Special Checking Account Features
All STC Capital Bank checking accounts come with these features.
- Online Banking and Bill Pay: Banking revolves around your schedule with free, anytime online banking. Check balances, transfer funds, pay bills and more — available anytime, anywhere with internet access.
- eStatements: When you want to view account information, there’s no need to wait on the next mail delivery. Free eStatements provide anytime access to account details, anywhere with internet access.
- VISA Debit Card: Make purchases virtually anytime, anywhere without toting around wads of cash or your checkbook. Visa® debit cards provide direct access to your account balance — withdraw funds or make purchases with complete ease.
What to Open at STC Capital Bank
Keep your eye out on these great STC Capital Bank products:
- Checking: You can earn a bonus when you open a new qualifying checking account and complete the requirements.
STC Capital Bank Checking Alternatives
Chase Total Checking®HSBC Advance CheckingTD Convenience CheckingChase Premier Plus CheckingSM
 • New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities • Chase Mobile® app - Manage accounts, pay bills, send money to friends with Zelle® and deposit checks from almost anywhere. • Chase Overdraft AssistSM – no overdraft fees if you’re overdrawn by $50 or less at the end of the business day or if you’re overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day* • Help keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock. • Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law. • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs. • Open your account online now • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. *With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. |
 With the TD Convenience CheckingSM Account: • Earn $200 when you receive direct deposits totaling $500 or more within 60 days • Low minimum daily balance of $100 waives the $15 monthly fee. • Students and young adults ages 17 through 23 get additional perks like no minimum balance requirements and no monthly maintenance fee. • Instantly replace a lost, stolen, or damaged debit card by visiting a TD Bank location near you • Access accounts via Online Banking with Bill Pay, Online Statements, Send Money with Zelle and TD Bank Mobile Deposit. Plus, get 24/7 cash access at TD ATMs in the U.S. and Canada and around-the-clock Live Customer Service. • TD checking accounts come with an instant-issue debit card - and, you can pay with confidence with contactless technology Visa Zero Liability protection and 24/7 fraud monitoring. • Get a 0.25% discount on TD Bank Home Equity and Personal Loans. |
How to Avoid STC Capital Bank Checking Account Fees
- Free Checking: There are no monthly service fees
- Best Interest Checking: Avoid the $25 monthly service fee with one of the following
- Maintain a $1,500 daily average balance,
- Monthly payment to a STC originated first mortgage
- Or have a $500 minimum monthly direct deposit
- Premier Client Checking:
- Avoid the $25 monthly service fee by maintaining a $25,000 combined balance across all accounts*
Savings Account Offers
- Savings: Visit your local financial center
- Certificate of Deposit: Visit your local financial center
- Money Market: Visit your local financial center
STC Capital Bank Savings Alternatives
Discover Online SavingsChase SavingsSMDiscover CDsDiscover Money Market
 Open a Discover® Online Savings Account for all these features: • Earn $200/$150 Bonus with promo code LOP325 by 9/11/2025 • Earn high interest rate of 3.60% APY • No minimum opening deposit, no minimum balance requirement, and now no fees • Interest on Discover Online Savings Accounts is compounded daily and credited monthly • Manage your account online or with the Discover mobile app • FDIC insurance up to $250,000 • See advertiser website for full details To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code LOP325 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200. What to know: Offer not valid for existing or prior Discover savings customers. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/11/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding, see FAQs on Discover.com/Bank. |
• Available nationwide online • Discover offers CDs with some of the highest and most competitive rates! • Select terms as short as 3 months up to 120 months • Rates ranging from 2.00% APY up to 4.00% APY. • Opening a Discover Bank Certificate of Deposit is extremely quick and easy. • Funds on deposit are FDIC-insured up to the maximum allowed by law. • Get started and open a Discover CD in 3 easy steps. |
• Available nationwide online • Earn high yields with flexible access to your cash. • Earn 3.55% APY balances $100,000 and over • Earn 3.50% APY balances under $100,000 • No hidden fees. No surprises. • Easy cash access via debit or check, or via ATM at over 60,000 no-fee ATMs • Get started and open a Discover Money Market Account in 3 easy steps. |
Bottom Line
All in all, the current promotion from STC Capital Bank is offering a good promotion for those residing in Illinois. Additionally, it’s nice to know that your money is FDIC insured.
Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of STC Capital Bank promotions here.
• Chase Bank Bonuses. Chase usually offers the most sign-up bonuses out of all the big banks. Read up and enjoy several promotions for their Checking, Savings and Business accounts. • HSBC Bank Bonuses. HSBC has some big value offers available for their Checking accounts. Some require hefty deposits to qualify. They also have an online Savings account offering a very competitive rate. • Huntington Bank Bonuses. Huntington has Consumer Checking and Business Checking accounts available throughout the year. • Discover Bank Bonuses. As an online bank, Discover offers high and competitive rates on their Savings, CD, and Money Market accounts. Enjoy excellent customer service nationwide. • TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available. |
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Private Client | $3,000 Cash | Review |
| U.S. Bank Business Checking | $900 Cash | Review |
| Chase Business Complete Checking® | $300 or $500 Cash | Review |
| KeyBank Key Smart Checking® | $300 Cash | Review |
| Truist One Checking | $400 Cash | Review |
| Chase Total Checking® | $300 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| Chase High School CheckingSM | $100 Cash | Review |
| J.P. Morgan Self-Directed Investing | Up to $700 Cash | Review |
| Chase Secure BankingSM | $100 Cash | Review |
| SoFi Checking and Savings Account | $325 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $100 Cash | Review |
| Fifth Third Bank Checking | $400 Cash | Review |
| Axos Basic Business Checking | $400 Cash | Review |
| Axos Business Interest Checking | $400 Cash | Review |
| Axos Bank Business Premium Savings | $375 Cash | Review |
Editor Rating
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