![State Department Federal Credit Union IRA Rates: 48-Month Term 3.24% APY IRA Rate Special [Nationwide]](https://www.bankdealguy.com/wp-content/uploads/2019/05/State-Department-Federal-Credit-Union-Branch.jpg)
Find the latest State Department Federal Credit Union IRA Rates, Offers, and Promotions here.
State Department FCU can offer a wide array of products, services, and now a CD rate of 0.85% APY for 12 months.
State Department FCU CD Rates
An IRA is a tax-deferred retirement account for an individual that permits individuals to set aside money each year. Usually the longer of a term, the higher APY rate you make.
With a low minimum deposit of $500, you can invest in a State Department FCU IRA account to maximize your earnings. If you’re interested in making a higher rate than a traditional savings account, make sure to check out our CD rates below.
- Minimum deposit: $500
- Maximum deposit: No Limit
- Early withdrawal penalty: Forfeit the lesser of 180 days of dividends on the amount withdrawn or the amount of dividends earned
(FDIC Insured)
CD Rates
| Term | APY Rate | Minimum Deposit |
| 6-Month | 0.55% | $500 |
| 12-Month | 0.85% | $500 |
| 24-Month | 0.90% | $500 |
| 36-Month | 1.00% | $500 |
| 48-Month | 1.00% | $500 |
| 60-Month | 1.10% | $500 |
CD Features
- Online Banking
- Bill Pay
- Visa Debit Card
- e-Statements
- Direct Deposit
- Access to nearly 29,000 ATMs through our CO-OP ATM network
- Monitor your account with Alerts
- Telephone banking through Account24
- Mobile Banking
 |
 |
Author’s Verdict
With a unique selection of CD lengths to choose from, you can be sure to find an account that best fits all your banking needs. Take advantage of a low required minimum balance of just $500 and earn their current 12-Month CD Special 0.85% APY with State Department Federal Credit Union.
This is a great opportunity to invest in a high-interest CD from State Department Federal Credit Union. However, you may want to compare them with our best CD Rates.
Check back often for the latest State Department Federal Credit Union CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
| PROMOTIONAL LINK | OFFER | REVIEW |
| HSBC Premier Checking Member FDIC | Up to $2,500 Cash | Review |
| Chase Private Client | $3,000 Cash | Review |
| U.S. Bank Business Checking | $900 Cash | Review |
| U.S. Bank Business Checking | $400 Cash | Review |
| Chase Business Complete Checking® | $300 Cash | Review |
| KeyBank Key Smart Checking® | $300 Cash | Review |
| Chase Total Checking® | $300 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| J.P. Morgan Self-Directed Investing | Up to $700 Cash | Review |
| Chase Secure BankingSM | $100 Cash | Review |
| SoFi Checking and Savings Account | $325 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $100 Cash | Review |
| Fifth Third Bank Checking | $400 Cash | Review |
| Axos Basic Business Checking | $400 Cash | Review |
| Axos Business Interest Checking | $400 Cash | Review |
| Axos Bank Business Premium Savings | $375 Cash | Review |
Leave a Reply