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When you sign up for a Starbucks Rewards Visa Card, you’ll earn 4,500 Bonus Stars after you spend $500 on purchases in the first 3 months from account opening and 300 bonus stars the first time you use your card and add money to your Starbucks account. If you’re a Starbucks fan, that’s equal to a total of 36 food or drink Rewards!
Also, with this card you’ll get 1X star for every $4 spent outside of Starbucks, and up to 3 stars for every $1 spent in Starbucks stores. Below is all the information and details you need to apply for your new card, so keep reading to find out more. This card is excellent for Starbucks enthusiasts because of the signing bonus and ability to earn redeemable Starbucks points.
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Starbucks Rewards Visa Card Quick Facts
 The Starbucks Rewards Visa Card offers 4,500 Bonus Stars after you spend $500 on purchases in the first 3 months from account opening. On top of the bonus offer, you can earn 300 Bonus Stars the first time you use your Starbucks® Rewards Visa® Card to add money to your Starbucks Card. You'll also receive eight (8) complimentary food or beverage items ("Barista Picks"). You'll earn: • Up to 3 Stars per $1 spent at Starbucks Stores: 1 Star per $1 when you digitally load your Starbucks Card with your Starbucks® Rewards Visa® Card (excludes money added at the register), plus 2 Stars per $1 spent when that Starbucks Card is used to pay at Starbucks stores. • 1X Star per $2 spent at grocery stores, on local transit and commuting, and on internet, cable, and phone services. • 1X Star per $4 spent everywhere else This card carries a $49 annual fee, but you can enjoy $0 intro annual fee. |
| Bonus Available | Earn 4,500 bonus Stars after you make at least $500 in purchases within the first 3 months of account opening. Receive 300 bonus Stars the first time you use this credit card to digitally load your Starbucks membership card. |
| Bonus Value* | $180 |
| Ongoing Rewards/Benefits | Earn up to 3 Stars for every $1 you spend at Starbucks stores. Earn 1 Star per $2 at grocery stores, local transit/commuting, and on internet, cable and phone services. Earn 1 Star for every $4 you spend everywhere else. Complimentary barista picks 8 times a year. |
| Foreign Transaction Fees? | 3% |
| Annual Fee | $49; $0 for the first year |
*Bonus value is an estimated value calculated by BankDealGuy and not the card issuer.
Recommended Free Credit Score (Get Free Score) 670 – 850 (Good – Excellent)
PROS
- Welcome bonus
- Many ways to earn Stars
- 8 free Barista Picks per year
CONS
- Annual fee
- Good-Excellent credit needed to qualify
- Complicated rewards structure
- Limited redemption options
- Stars expire quickly
- Foreign transaction fees
Editor’s Alternative Pick
 The Chase Freedom Flex offers a $200 bonus after you spend $500 on purchases in your first 3 months from account opening. You'll earn: • Earn 5% cash back on grocery store purchases (not including Target or Walmart purchases) on up to $12,000 spent in the first year. • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! • Earn 5% on Chase travel purchased through Ultimate Rewards, 3% on dining and drugstores, and 1% on all other purchases. You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. You'll be able to new 5% categories each quarter! This card has no annual fee. |
Starbucks Rewards Visa Card 4,500 Bonus Stars
The Starbucks Rewards Visa card is currently offering 4,500 bonus Stars which is valued at 36 Starbucks food or drink rewards. All you have to do is charge at least $500 to your card within the first 3 months of opening your account.
Additionally, you can earn another 300 bonus Stars the first time you use your card to digitally load your Starbucks membership card in the Starbucks App.
Here are some ideas on meeting the spending requirement:
• Plastiq - Using Plastiq allows you to pay for your personal expenses such as rent, tuition, mortgage, auto lease etc. Although they charge a 2.5% processing fee for using your credit card, this will contribute to the card bonus that you will receive. There is also a referral program that allows you to earn "Free-Free Dollars" that goes towards processing fees as well. • Funding Checking Accounts - When it comes to funding a checking account, opening your initial deposit with a credit card is the usual way to go about it. However, if you want to have more opportunities, you should open a checking account that offers a sign-up bonus. This allows you to work towards bonuses from not one but two different sources instead. Banks like Chase, Huntington Bank, TD Bank and BBVA offers credit card funding, and for your opening deposit, you can often fund anywhere from $50-$1000 with a credit card, depending on what bank offers it. • Gift Card Purchases With Using a Credit Card - Another way to acquire the bonus is using your credit card to purchase gift cards. Buying a a gift card or an individual merchant card typically do not require a purchase fee and are used towards leisure, so gift cards are ideal. However, gift cards such as a Visa or American Express do incur purchase fees because they can be spent anywhere, but gift cards that are specifically for a certain online shopping site such as Amazon or eBay don't. As for a Citi Credit Card, you should call customer service and ask them to lower your Cash Advance limit to $0 before making any purchases because Citi tends to read gift card purchases as a Cash Advance. Ideally, you should do this with any card just to be safe. Lastly, there is such thing as a discounted gift card which can be purchased on Raise or eBay. If you use a credit card often for everyday purchases, it can build your credit score that will contribute towards paying for things such as bills and taxes. |
What Are Starbucks Stars Worth?
For every 125 Stars, you can redeem for 1 food or drink item. After doing the math for the 4,500 welcome bonus Stars, you are able to redeem 36 Starbucks food or drink items.
Keep in mind that there are different point values depending on the rewards cards. For example, if you redeem 125 Stars for a $5 coffee, then your Stars will be worth $0.04 each. Usually it is valued at just $0.01 per point. You will only be allowed to use your Stars for Starbucks items only.
If you want more value for your points, redeem them for items that cost $5 or more. Trading your Stars for anything cheaper means you’ll get a less per-Star value.
Your Stars expire in 6 months so make sure to use them before they go to waste.
Starbucks Rewards Visa Card Top Features
To earn the maximum 3 Stars per dollar spent, load money onto your Starbucks membership card with your Starbucks Rewards Visa card. From then on, every time you go to Starbucks, pay from your membership card and not from the Starbucks Rewards Visa card.
Every $1 that you load onto your Starbucks membership card is prepayment that can be applied to Starbucks purchases.
You’ll also get 300 bonus Stars, valued at 2 food or drink items, the first time you load your Starbucks membership card with your Starbucks Rewards Visa card using the Starbucks app.
Get 8 complimentary barista picks every year, redeemable for pre-selected food or beverages. Keep in mind that they expire 30 days after they show up on your account.
Author’s Verdict
This card is perfect for loyal fans of Starbucks. Sign up for the Starbucks Rewards Visa Card to finally have the perfect companion to your drink and food needs. If you’re looking for a decent rewards card, then you may want to consider the Starbucks Rewards Visa Card.
Provide feedback in the comment section below by telling us your thoughts and experience with this card. Make sure to visit BankDealGuy to explore our list of credit card bonuses.
The Chase Freedom Flex offers a $200 bonus after you spend $500 on purchases in your first 3 months from account opening. You'll earn: • Earn 5% cash back on grocery store purchases (not including Target or Walmart purchases) on up to $12,000 spent in the first year. • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! • Earn 5% on Chase travel purchased through Ultimate Rewards, 3% on dining and drugstores, and 1% on all other purchases. You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. You'll be able to new 5% categories each quarter! This card has no annual fee. |
 The Capital One Quicksilver Cash Rewards Card offers $200 Cash Back after spending $500 on purchases within 3 months from account opening. You'll be able to earn 1.5% Cash Back on every purchase, every day with no rotating categories or sign-ups needed to earn cash rewards. This card comes with no annual fee and no foreign transaction fees which makes this card a viable option for your go-to everyday card. |
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Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
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