OneWest Bank Promotions: $150, $100, $300 Checking Offers [CA]

Check out the latest OneWest Bank promotions, bonuses, and offers here.

Currently, they are offering a $150/$250/$300 bonus when you open a new qualifying account and meet the requirements.

OneWest Bank Promotions Review

With over 60 Southern California retail branches, they offer local communities a full array of deposit and lending solutions for consumers and small businesses – both in-person and online. Furthermore, OneWest Bank’s parent, CIT Group Inc., is a financial holding company with approximately $50 billion in assets.

• Availability: CA (Bank Locator)
• Credit Inquiry: Soft Pull
• Credit Card Funding: None
• Early Termination Fee: None listed, check with CSR for more information

However, for more current offers, check out our bank bonuses page. Furthermore, compare OneWest Bank rates for CDs and Savings with our best rates for Savings and CD accounts.

Additionally, be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.

I’ll go over OneWest Bank Promotions below.

OneWest Bank Up to $150/$250/$300 Checking Bonus

• What you’ll get: $150/$250/$300 bonus
• Where it’s available: CA
• How to earn it:
  • Open the qualifying checking account that best fits your needs to receive the corresponding bonus.
    • OneAccount Checking $300 bonus with $10,000 opening balance and maintain balance of at least $10,000, during the first 90 days following account funding.
    • Premium Checking $250 bonus with $2,000 opening balance and maintain balance of at least $2,500 during the first 90 days following account funding.
    • Personal Checking $150 bonus with $500 opening balance and maintain balance of at least $500 during the first 90 days following account funding.
  • You also need to complete any three of the following activities:
    • $650 or more in recurring direct deposits/ach to the checking account per month for at least 2 consecutive months
    • eStatements registration
    • 10 or more debit card purchases
    • 6 or more atm transactions
    • 2 or more online bill pay transactions
    • 2 or more mobile check deposits

*Minimum deposit must be in new money. Must also maintain an average balance of at least the same amount during the first 90 days following account funding.

(Expires December 31, 2021)

OneWest Bank $300 Checking Bonus (Expired)

• What you’ll get: $300 bonus + 30 trees planted
• Where it’s available: CA
• How to earn it:
  • Open a new OneWest Bank Checking account between May 5, 2021 and August 31, 2021 and meet the minimum deposit for the following checking accounts:
    • • Personal Checking Account with a minimum deposit of $500 in new money and maintain an average balance of at least $500 during the first 90 days
      • Premium Checking Account with a minimum deposit of $2,500 in new money and maintain an average balance of at least $2,500 during the first 90 days
      • OneAccount Checking Account with a minimum deposit of $10,000 in new money and maintain an average balance of at least $10,000, during the first 90 days
  • Must also satisfy the following requirements within the first 90 days following account funding:
    • set up and receive recurring ACH or direct deposits to the new Checking Account totaling $650 or more per calendar month for at least two consecutive months
    • register and receive eStatements only no later than 15 days following account funding and maintain at least until all other requirements are met
    • make eight or more OneWest debit card purchases with $10 minimum per transaction
    • deposit or withdraw six or more times using a OneWest Bank ATM
    • complete two or more bill payment transactions (using OneWest Bank’s online Bill Pay service) from your OneWest Checking Account
    • make two or more mobile check deposits with $100 minimum per deposit
• When it expires: 08/31/2021

(Offer expires August 31, 2021)

How to Avoid Monthly Fees

• Personal Checking: $5.00 monthly, can be waived if:
  • You maintain a $1,000 average monthly balance; or
  • You elect to receive eStatements; or
  • An account holder is a Senior (at least 55 years of age); or
  • One of the account holders is a minor (less than 18 years old)
• Premium Checking: $10.00 monthly, can be waived if:
  • You maintain a $1,000 average monthly balance
• OneAccount Checking: $25.00 monthly, can be waived if:
  • You maintain a $10,000 average monthly balance
• OneBusiness Checking: $15.00 monthly, can be waived if you:
  • Maintain an average monthly balance of $10,000.
  • Maintain a minimum daily balance of $5,000.
• OneBusiness Plus Checking: $18.00 monthly, can be waived if you:
  • Maintain an average monthly balance of $15,000.
• OneAnalysis Checking: Varies with services used during the month. Ask us for more details today.
• Nonprofit Checking: No monthly service fees
• OneBusiness Interest Checking: $15.00 monthly, can be waived if:
  • Maintain an average monthly balance of $10,000.
  • Maintain a minimum daily balance of $5,000.
• OneBusiness IOLTA Checking: No monthly service fees

Author’s Verdict

Lastly, be sure to check out these bonuses at OneWest Bank. However, I only recommend opening these accounts if it incurs a soft pull, which won’t harm your credit score. Furthermore, if you have any info regarding the credit card funding, early account termination fee, or credit inquiry, please let us know.

Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of OneWest Bank promotions here.

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