One Finance Promotions: Earn Up To $1,250 Sign-Up & $50 Referral Offer + Up to 3% APY With Direct Deposits

Find an updated list of One Finance Checking promotions, bonuses, and offers here.

Currently, you can take advantage of a $1,250 Sign-Up Bonus, $100 bonus, $50 Referral Offer, and Up to 3% APY With Direct Deposits.

One Finance Promotions Review

One Finance helps you optimize your earnings and reach your financial goals more easily. They provide zero fees, and set money aside at high yields.

I’ll go over One Finance offers below.

One Finance $1,250 Sign-Up Bonus *Expired*

• What you’ll get: $1,250 Sign-Up bonus
• Availability: Nationwide
• Credit Inquiry: Unknown
• Direct Deposit Requirement: Yes
• Credit Card Funding: Unknown
• Early Termination Fee: None Listed
• How to earn it:
  • Sign up for early access through their waitlist
  • Make referrals using your personal link that will be provided
  • If you make enough referrals you’ll move up in position on the waitlist
  • Signup Bonuses when the waitlist closes, positions:
    • 1-10 will get $1,250
    • 11-50 get $750
    • 51-100 get $500
    • 101-175 get $300
    • 176-250 get $150
    • 251-500 get $75.
• When it expires: None

One Finance 3% APY with Direct Deposit

• What you’ll get: 3% APY with Direct Deposit
• Availability: Nationwide
• Credit Inquiry: Unknown
• Direct Deposit Requirement: Yes
• Credit Card Funding: Unknown
• Early Termination Fee: None Listed
• How to earn it:
  • Get 1% APY on up to $5,000. If you have a qualifying paycheck direct deposit, the limit is $25,000.
  • Get 3% APY on a separate Auto-Save account. The way it works is you designate between 1 – 10% of your paycheck to go to this account and earn the 3% interest rate. Max $1,000 per month can be added to the 3% Auto-Save account. (You can also have any purchases on the One Finance linked debit card get rounded up and deposited to the 3% account. These roundups have no limit.)
• When it expires: None

(No expiration date listed)

One Finance $50 Referral Bonus *Expired*

• What you’ll get: New member and the referring member gets $50 each.
• Availability: Nationwide
• Credit Inquiry: Unknown
• Direct Deposit Requirement: Yes
• Credit Card Funding: Unknown
• Early Termination Fee: None Listed
• How to earn it:
  • Both the referrer and referee can earn a bonus of $50 when the person signing up receives a direct deposit of $250+
  • You can refer a maximum of 10 people per year.
• When it expires: None

[Expired] One Finance $50 Bonus

• What you’ll get: $1,250 Sign-Up bonus
• Availability: Nationwide
• Credit Inquiry: Unknown
• Direct Deposit Requirement: Yes
• Credit Card Funding: Unknown
• Early Termination Fee: None Listed
• How to earn it:
  • New users who sign up and create a new One account starting 12:01am PST on 10/01/2021 through 11:59pm PST on 10/31/2021 must add a recurring paycheck direct deposit to their One account
  • A new user will earn a $50 bonus after both qualifying paycheck direct deposits post to the same One account and two card purchases (virtual or physical) are made with their One card.
• When it expires: 10/31/2021

(Offer expires October 31, 2021)

[Expired] One Finance $100 Bank Bonus

• What you’ll get: $100 IRA bonus
• Availability: Nationwide
• Credit Inquiry: Unknown
• Direct Deposit Requirement: Yes
• Credit Card Funding: Unknown
• Early Termination Fee: None Listed
• How to earn it:
  • Transition your Simple account to One by:
    • Signing up before 1/31/2021
    • Fund your One account from Simple
    • Get a 10% bonus (up to $50) on your first funding amount.
    • Earn another $50 when you add a qualifying paycheck direct deposit
• When it expires: 01/31/2021

(Expires January 31, 2021)

How to Avoid One Finance Monthly Fees

No Monthly Service Fee for their checking accounts

Author’s Verdict

One Finance is a great bank option for new sign-up promotions when become available. If this promotion interests you and is a soft pull definitely take advantage!

For more current offers, check out our bank bonuses page as well. Compare One Finance rates for CDs and Savings with our best rates for Savings  and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.