Oakland University Credit Union Promotions: $25, $250 Checking, Referral Offers [MI]

Here you will find the latest Oakland University Credit Union bonuses, offers, and promotions.

Update 9/11/24: There’s currently a $250 bonus for opening a checking OR money market account through 10/31/24.

Oakland University Credit Union Promotions Review

Oakland University Credit Union is the official financial services partner of Oakland University. They have a 55+-year history as a partner of Oakland University and their commitment has grown to include two branches and multiple ATMs located on and around the OU campus.

Oakland University Credit Union $250 Checking Bonus

• What you’ll get: $250 bonus
• Availability: MI (Bank Locator)
• Direct Deposit Requirement: No
• Credit Inquiry: Soft Pull or Hard Pull?
• Monthly Fees: None
• Early Termination Fee: None listed, check with CSR for more information
• How to earn it:
  • Receive up to $250 Just for Getting Paid
    • When you open a Totally Green Checking account and set up direct deposit, you’ll be rewarded with $100. With no minimum balance or monthly fee, you can manage your finances efficiently and access your account from anywhere.
    • For even greater rewards, opt for our Money Market Checking with direct deposit and receive a $250 bonus.

(Expires 10/31/2024)

Fine Print

• Offer valid 09/01/24 to 10/31/24.
• To receive $100 bonus, member must open a Totally Green Checking Account and set up direct deposit from their employer or Social Security.
• Must have two consecutive electronic deposits each with a minimum deposit of $1000.
• To receive $250 bonus, member must open a Money Market Checking account and set up direct deposit from employer or Social Security.
• Must have two consecutive electronic deposits each with a minimum deposit of $2000.
• Must maintain balance of $2000 for 60 days after account opening.
• For both offers, first direct deposit must be set up and funded into member’s MSUFCU checking account by 10/31/24 and member must complete 10 transactions within 30 days of account opening.
• Bonus of either $100 or $250 will be deposited to the member’s Cashback+ wallet within 90 days of promotion end date.
• Not valid for members with existing or previously closed checking accounts.
• Not valid for funds already on deposit with MSUFCU.
• Bonus may be taxable and reported on an IRS Form.

Oakland University Credit Union $25 Referral Bonus

• What you’ll get:
  • Referrer earns $25 bonus
  • Referee earns $25 bonus
• Availability: MI (Bank Locator)
• Credit Inquiry: Soft Pull or Hard Pull?
• Credit Card Funding: Not stated
• Early Termination Fee: None listed, check with CSR for more information
• How to earn it:
  • Sign in to ComputerLine to access your unique referral code and refer friends and family
  • Share your code either online or printing your referral coupons
  • New member must open a checking account, activate his or her debit card within 30 days of account opening, and make 10 transactions within 30 days of card activation

(Limited time offer)

Oakland University Credit Union $100 Checking Bonus (Expired)

• What you’ll get: $100 bonus
• Availability: MI (Bank Locator)
• Credit Inquiry: Soft Pull or Hard Pull?
• Credit Card Funding: Not stated
• Early Termination Fee: None listed, check with CSR for more information
• How to earn it:
  • OU Credit Union members who graduate from Oakland University in December 2023 will receive $100 deposited to their OU Credit Union checking accounts when they add new direct deposits of their net paychecks ($500 or more) between 1/15/24 and 7/15/24. Must have 2 consecutive direct deposits to qualify.
  • Allow 6 weeks after the second direct deposit for $100 to be deposited.

(Offer expires 07/15/2024)

Oakland University Credit Union $100 Student Checking Bonus (Expired)

• What you’ll get: $100 bonus
• Availability: MI (Bank Locator)
• Credit Inquiry: Soft Pull or Hard Pull?
• Credit Card Funding: Not stated
• Early Termination Fee: None listed, check with CSR for more information
• How to earn it:
  • Offer of $100 valid 1/1/22 to 3/31/22 for those who qualify under the OU student SEG.
  • OU Credit Union Visa Debit Card must be activated by 3/31/22
  • Make 10 debit card purchases must post within 30 days of card activation to qualify.
  • The bonus will be deposited within six weeks of the 10th purchase

(Offer expires March 31, 2022)

How to Avoid Monthly Fees

• Totally Gold Checking: None
• Classic Checking: $5 monthly fee, waivable with if the account stays above the $500 minimum balance requirement
• Money Market Checking: $5 monthly fee, waivable with if the account stays above the $2,000 minimum balance requirement
• Rebuild Checking: $10
• Business Spartan Saver: None
• Business IMMA: None
• Small Business Checking: None
• Standard Business Checking: $15 monthly fee, waivable if minimum balance of $2,500 is met.
• Money Market Checking: $25 monthly fee, waivable if minimum balance of $25,000 is met.
• Activity Business Checking: $20 monthly fee, waivable if minimum balance of $10,000 is met.
• Business Sweep: None

Author’s Verdict

Lastly, Oakland University Credit Union is offering a wide variety of promotions for Checking, Savings and Business accounts with fairly easy requirements. However, these offers and promotions are exclusive to select people. I would highly recommend you thoroughly read the requirements for each bonus in order to earn the full promotion.

For more current offers, check out our bank bonuses page. Compare Oakland University Credit Union rates for CDs and Savings with our best rates for Savings and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.