Northpointe Bank has a $50 bonus promotion for new account sign-ups of their free rewards online checking account where you can earn 5.00% APY. This account is available to everyone nationwide.
Online checking accounts are becoming more popular everyday, and I can see why. Ever since I started depositing checks through my iPhone, I haven’t had a need to walk into a local branch in a long time. Because these types of accounts are online only, they usually are partnered with a large network of ATMs where you can make transactions fee-free at well-known retailers/locations.
Northpointe Bank review highlights:
- Current promotions
- Account features
Northpointe Bank Ultimate Checking $50 Bonus
The $50 sign-up bonus is available for Northpointe bank’s UltimateAccount, which also earns 5.00% APY on balances up to $5,000. Balances above $5,000 will also earn a corresponding interest rate.
- Promotion Link: See bonus offer here
- Expiration: None
- Bonus Amount: $50
- Competitor Bonus:
- Capital One 360 Checking/Savings $50 Bonus
- Chase Coupon Code Bonuses
- EverBank Bonus Interest
- BBVA Compass $125 Bonus
- Bank of America Checking Bonus
- TD Bank Checking Promotion
- All Bank Promotions Here
- Competitor Online Checking Accounts:
- Capital One 360 Checking
- EverBank Checking
- Discover Cashback Checking
- Account(s) Eligible: UltimateAccount
- Availability: Nationwide
- Hard/Soft Inquiry: Soft
- Opening Deposit Credit Card Funding Eligibility: None
- Direct Deposit Requirement: Either setup direct deposit or automatic withdrawal of $100 or more
- Monthly Service Fee: NONE
- Minimum Opening Deposit: $100
- Other Requirements:
- Follow the instructions using the promotion link above to find the offer.
- No minimum balance requirement to keep account open
- To earn the 5.00% APY, do the following each statement period:
- Make 15 or more debit card purchases totaling $500 or more.
- Enroll in eStatements.
- Set up direct deposit or automatic withdrawal of $100+ per statement period.
- Keep the account open for at least 120 days or you will forfeit your bonus.
- Account Features:
- Use any ATM you like and get up to $10 in ATM fees reimbursed each month.
- Free Online Banking, Mobile Banking, and Bill Pay
Online only Checking accounts may not be for everyone, but in today’s financial climate they’re great tools that will help you avoid many traditional bank fees due to lower overhead from the institution.
This online checking account from Northpointe bank offers a very competitive 5.00% APY if you have up to $5,000 to take advantage of it. You’ll be able to take care of all your basic banking needs just like any traditional brick-and-mortar bank around the corner. The $50 sign-up bonus is icing on the cake.