If you’re looking for a new savings account available nationwide, Modern Bank Premier Money Market Account is offering you 4.40% APY on your funds.
Modern Bank Premier Money Market
Here is your opportunity to earn a great interest rate on your funds. Open a new account with no minimum opening deposit to start earning interest and get started today!
- Rate Offer: 4.40% APY Rate
- Availability: Nationwide
- Minimum Balance: $1,000
- Maximum Balance: None
- Credit Inquiry: Hard Pull
- Credit Funding: No
- Opening Deposit Requirement: None
- Monthly Service Fee: None
- Early Termination Fees: None listed
(FDIC Insured)
| PROMOTION LINK | OFFER | OFFER |
| SoFi Checking and Savings Account | 3.30% APY + $325 Bonus | Review |
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| Valley Bank High Yield Savings | 3.96% APY + $1200 Bonus | Review |
| Centier Bank High Yield Savings | 3.90% APY + $1200 Bonus | Review |
| American First Credit Union Money Market Deposit | 3.90% APY + $1200 Bonus | Review |
| Western Alliance Bank High-Yield Savings | 3.80% APY + $1200 Bonus | Review |
| Live Oak Bank Savings | 3.80% APY | Review |
| Quontic Bank High Yield Savings | 3.50% APY | Review |
| Robinhood Gold | 3.25% APY | Review |
| Betterment Cash Reserve | 3.25% APY | Review |
| Upgrade Premier Savings | 3.05% APY | Review |
Account Benefits
- No Monthly Service Charges
- Minimum Balance of $1,000 Required
- Rate Applies to Existing Money Market Accounts or to New Money Only
- Earn a Competitive Market Interest Rate
- Online Banking to Manage Your Accounts
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Author’s Verdict
Pretty great account, but the hard pull throws me off. There are obviously better accounts out there without a hard pull. If you’re unfamiliar with what hard pull and soft pulls are and how it can affect you, see our hard pull vs soft pull post here.
In addition to the current rate from Modern Bank, you can also take advantage of a range of great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
Let us know about your thoughts and experience with this account! Be sure to check back on BankDealGuy for more bank rates!
| PROMOTIONAL LINK | OFFER | REVIEW |
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| Chase High School CheckingSM | $125 Cash | Review |
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| SoFi Checking and Savings Account | $425 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
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| Axos Basic Business Checking | $200 Cash | Review |
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