Kinecta Federal Credit Union Promotions: $250 Checking, Savings, Brokerage Bonuses (Nationwide)

Find the latest Kinecta Federal Credit Union promotions, bonuses, and offers here.

You can currently take advantage of their offers ranging from $150 bonus when you open a new checking account and complete certain activities.

Kinecta Federal Credit Union Promotions Review

From the bank:

Welcome, we’ve been expecting you. We’re into providing delightful service to our members at every turn. As a member of Kinecta you’re a member-owner. That’s right you own the place – we don’t have investors. So, you can and should expect benefits that only Kinecta Federal Credit Union can provide.

Our team works hard to deliver a financial experience unlike any other – we’re not a bank and we don’t act like one. We started as Hughes Aircraft Employees Federal Credit Union in 1940 and we’ve been innovating ever since. That means higher rates of return on savings accounts, lower rates on loans and credit cards and our dedication to creating a life-long partnership with you.

When our team is not in the member service center you can find employees participating in several local events, fundraisers and volunteer opportunities. We believe that we can’t give enough back to our communities.

You can become a Kinecta member – it’s easy. www.kinecta.org/membership. By the way, did we mention we are not-for-profit?

In addition to the awesome savings rates, we offer so much more.

• Access to thousands of surcharge-free ATMs
• Online and mobile banking
• Exclusive discounts from local businesses
• And more!

And once you’re a member get ready to Expect the Unexpected!

Federally Insured by NCUA.

I’ll go over Kinecta Federal Credit Union offers below.

Kinecta Federal Credit Union $250 Checking Bonus

• What you’ll get: $250 Bonus
• Eligible account: Checking
• Availability: Nationwide (Bank Locator)
  • Branches in CA, TX, FL, IL, NY
• Credit Inquiry: Soft Pull
• Direct Deposit Required: Yes
• Monthly Fees: Avoidable
• How to earn it:
  • To redeem the Trifecta Bundle promotion, open these three accounts with a minimum $10K balance and monthly $500 direct deposit.
    • Checking Plus Account with monthly direct deposit(s) totaling $500 or more
    • Savings Account
    • High-Yield Money Market Account

(No offer expiration date listed)

Fine Print

• $250 Trifecta Bundle Bonus (“bonus”) – Once you become a member, you can participate in the Trifecta Bundle if you open a 1) Savings Share, 2) Checking Plus Share with monthly direct deposit(s) totaling $500 or more as defined in our Agreements and Disclosure booklet, and 3) a High-Yield Money Market share or IRA Money Market Share, with a combined balance of at least $10,000.
• Trifecta Bundle participants must maintain a combined daily balance at all times of $10,000 with Kinecta between your Savings share, Checking Plus share, and High-Yield Money Market or IRA Money Market share, and receive a monthly direct deposit(s) totaling $500 or more into your Checking Plus share within the first 60 days of account opening to obtain the bonus.
• Your bonus will be paid within 30 days of meeting all Trifecta Bundle qualifications described above. Bonus may be subject to IRS tax reporting. Member may receive a 1099 Form from Kinecta for the bonus. Member is solely responsible for the payment of any applicable taxes. Please consult your tax professional.
• Trifecta Bundle participants will be eligible for a 15-basis point (“.015%”) Annual Percentage Yield increase (“rate bump”) over the Annual Percentage Yield (APY) on Kinecta’s rate sheet and applicable to your new High-Yield Money Market share or IRA Money Market share at the time of opening.
• To take advantage of the .015% APY rate bump, you must maintain a combined daily balance of $10,000 at all times between your Savings share, Checking Plus share, and High-Yield Money Market share, and receive a monthly direct deposit(s) totaling $500 or more into your Checking Plus share.
• The rate bump offer can only be applied to one High-Yield Money Market share or IRA Money Market share per membership number and does not apply to Savings Shares and/or Checking Plus Shares. Rates are variable and subject to change, please see our Rate Sheet or an associate for details.
• $150 MyPerks Credit Card Offer – This offer is not available to current MyPerks Credit Card holders.
• Trifecta Bundle participants may be eligible to receive a one-time $150 statement credit when you open a new MyPerks Credit Card and make purchases totaling $150 or more within the first 30 days of account opening.
• Purchases do not include balance transfers, cash advances, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind.
• After becoming eligible to receive the $150 statement credit, please allow up to 30 days to receive your $150 statement credit.
• Statement credit is not eligible for transfer or for cash withdrawal. Account must be open and not in default at the time of statement credit (“offer fulfillment”).

Kinecta Federal Credit Union $250 Wealth Management Bonus

• What you’ll get: $250 Bonus
• Eligible account: Wealth Management
• Availability: Nationwide (Bank Locator)
  • Branches in CA, TX, FL, IL, NY
• Credit Inquiry: Soft Pull
• Direct Deposit Required: No
• Monthly Fees: None
• How to earn it:
  • Kinecta is offering up to $250 when new money is transferred into an investment account with Kinecta Wealth Management.
  • $100 Mastercard® Gift Card will be given for a transfer of $50,000 to $149,999.
  • $150 Mastercard® Gift Card will be given for a transfer of $150,000 to $249,999.
  • $250 Mastercard® Gift Card will be given for a transfer of $250,000 or more.

(Expires 04/19/2023)

Fine Print

• The incentive will be paid by Kinecta Federal Credit Union and mailed to individuals who transfer new money into an investment account with Kinecta Wealth Management between February 15, 2023, and April 19, 2023.
• A $100 Mastercard® Gift Card will be given for a transfer of new money between $50,000.00 and $149,999.00, a $150 Mastercard Gift Card will be given for a transfer between $150,000.00 and $249,999.00 transfer and $250 Mastercard Gift Card will be given for a transfer of $250,000.00 or more into an account with Kinecta Wealth Management.
• A non-refundable transfer fee may apply if moving funds from another investment firm.
• This offer is nontransferable.
• Limit of one gift card per client.
• Void where prohibited. Gift card will be awarded no later than 45 days after account is funded.
• Offer expires April 19, 2023. Additional terms and conditions may apply.
• Bonus may be subject IRS tax reporting. Member may receive a 1099 Form from Kinecta Federal Credit Union for the Bonus.
• Member is solely responsible for the payment of any applicable taxes. Please consult your tax professional.
• Bonus may be subject to IRS tax reporting. Member may receive a 1099 Form from Kinecta Federal Credit Union for the Bonus.
• Member is solely responsible for the payment of any applicable taxes. Please consult your tax professional.

How to Avoid Monthly Fees

• Checking Plus: No monthly fee if you meet one of the following:
  • Have a $2,500 average monthly balance
  • Have direct deposits totaling $500.00 or more.
• Classic Checking: No monthly fee if you meet one of the following:
  • Have $1,500 average monthly balance
  • Complete 10 or more debit card purchases per month posted to account,
  • Have an active Kinecta credit card in good standing
  • Have an auto or mortgage loan in good standing
  • Be the primary owner is either under age 18 or is age 62 and up
  • It is during the first three months of a new account.

Author’s Verdict

If you are looking to open an account, Kinecta Federal Credit Union is offering a bonus when opening a new account.

For more current offers, check out our bank bonuses page. Compare rates for CDs and Savings with our best rates for Savings and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.