With a Choice Privileges Visa Card, for a limited time, earn 32,000 bonus points after you spend $1,000 on purchases in the first 3 months of account opening (that’s up to 4 free nights)! We value these points to be worth around $192.
To add on to the welcome bonus offer, you will earn anniversary bonus points of up to 8,000 bonus points (that’s 1 free night a year) when you spend $10,000 or more by your account anniversary date –that’s enough to qualify for a free night’s stay at more than 1,500 Choice Privileges locations.
For more information about the perks and features this card has to offer, continue to read below.
You can compare Choice Privileges Visa card to other credit card offers.
Choice Privileges Credit Card Summary
Bonus Available | Receive 32,000 bonus points after you make a minimum of $1,000 in purchases in the first 90 days of opening your account. |
Bonus Value | $192 |
Travel Credit | No travel credit |
Ongoing Rewards/Benefits | Earn 15 points for each $1 spent on Choice Privileges membership and at participating Choice Hotels locations.
Get 5 points for each $1 spent on Choice Privileges points and gift card purchases. Receive 2 points for each $1 spent on all other purchases. Gain 8,000 anniversary bonus points each year when you’ve spent a minimum of $10,000 on purchases. Receive a 10% points bonus each time you book a stay with Choice Hotels. |
Foreign Transaction Fees? | 3% |
Elite Status | Elite Gold |
Annual Fee | $0 |
* Bonus value is an estimated value calculated by BankDealGuy and not the card issuer.
View the latest valuations here.
Recommended Free Credit Score
690 – 850 (Good – Excellent)
PROS
- No annual fee
- Bonus points
- Anniversary bonus
- 10% points bonus
- Elite Gold status
- Transfer partners
CONS
- Good-Excellent credit needed to qualify
- Limited redemption options
- Low per-point value
- Foreign transaction fees
Editor’s Alternate Pick
![]() The Marriott Bonvoy Bold® credit card offers 30,000 bonus points after spending $1,000 on eligible purchases within the first 3 months from account opening. You'll earn: • Up to 14X total points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy • 2X points for all other travel purchases • 1X points per $1 spent on all other purchases This card comes with no annual fees or foreign transaction fees and you'll get 15 elite night credits each calendar year! |
Choice Privileges Credit Card 32,000 Bonus Points Offer
Take advantage of their introductory offer 32,000 bonus points. We value of these points would be worth about $192 (more on that below). That would be enough to last about 4 free nights.
In order to qualify, you must charge a minimum of $1,000 to your card in the first 90 days of having your account open to be able to qualify. Here are some ideas on meeting the spending requirements:
What are Choice Privileges Points Worth?
It depends on how you decide to use your points will reflect their value. The value of a Choice Privileges point would equal about $0.006.Using that figure, 32,000 points would be worth around $192.
Even though there are a lot of hotel rewards that offer similar low point values, the card’s high earning rate for Choice Hotel investments are definitely worth it.
Your Choice Privileges points can be used for:
- Stays at Choice hotels, resorts or vacation homes
- Gift cards
- Magazine subscriptions
- Charity donations
You can even use your points for:
- Exchanging for miles with partnered airline loyalty programs (more on that below)
- Trading for Amtrak Guest Rewards points
- Redeeming for credit on 20+ cruise lines
However, you will be able to receive the best value for your points if you use them towards Choice Hotels.
Choice Hotel Stay Categories
Diving into the details of this credit card, it is important to note that the 15X points that you can earn spent at Choice Privileges locations is a bit misleading. I say this because whether or not you have this card, you will earn 10 points for being a member of their loyalty program. For the actual card itself, you will get an additional 5 points per $1 spent. So if you hone in on just the credit card benefits, you will see that it makes a bit of a difference since consumers could still earn the 10 of the 15 points using a different rewards cards rather than this one. Make sure read the fine print!
But aside from that, you can buy additional points or Choice Hotels gift cards and get 5x points per dollar. All other purchases are worth 2x points.
The Choice Privileges program also works like most loyalty programs. You can redeem points for complimentary nights, upgrades, and a variety of other rewards.
The points don’t expire as long as they are used every 18 months. There’s no limit to how many points you can earn and no blackout dates either!
Be sure to visit BankDealGuy to explore the best credit cards related to hotel stay categories.
Choice Hotel Properties
Ascend Hotel Collection | Cambria Hotels | Clarion |
Comfort Inn | Comfort Suitts | Econo Lodge |
MainStay Suites | Quality | Rodeway Inn |
Sleep Inn | Suburban |
Choice Privileges Visa Card Top Features
- Earn 32,000 bonus points after you spend $1,000 on purchases in the 3 months after account opening
- 8,000 anniversary bonus points every year you spend $10,000 or more on purchases by your account anniversary date
- 15 points per $1 spent at eligible Choice Privileges locations with your Choice Privileges Visa Signature Card and Choice Privileges membership
- 5 points per $1 spent on eligible purchases of Choice Privileges points or Choice Hotels gift cards
- 2 points per $1 spent on everyday purchases
- Book free nights 50 days in advance (instead of 30 days)
- Get a 10% Points Bonus every time you purchase a stay with Choice Hotels
- No annual fee
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Author’s Verdict
The Choice Privileges Visa Card is quite a popular choice among travelers. There are more than 6,300 hotels and resorts to choose from in over 35 countries. Like most loyalty programs, with Choice Privileges, you are eligible to receive points for upgrades, complimentary nights, and other common rewards.
While there is no limit on how many points you can earn, keep in mind that points will not expire as long as you use them every 18 months. Also, when seeking credit card offers, a drawback feature of this card might be not being able to have too much flexibility with how you can redeem your points. You’re limited to only Choice Brand hotels and resorts.
But overall, the Choice Privileges Visa Card offers more pros than cons for travelers it seems. Aside from earning 15 points per dollar for staying at Choice hotels, 10% bonus points every time you purchase a stay at one of the hotels, and up to 8,000 anniversary bonus points is enough value given from this card — not to mention there’s no annual fee!
Provide feedback in the comment section below by telling us your thoughts and experience with this card. Make sure to visit BankDealGuy to explore more credit card bonuses.
(Visit Choice Privileges for more information)
Alternative Credit Card Options
* Below are some of the top competitors to the Choice Privileges Credit Card to consider.
![]() The Hilton Honors American Express Card offers 80,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership. You'll earn: • 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio. • 5X Points per dollar on purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations. • 3X Points for all other eligible purchases on your Card. Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year. This card comes with $0 annual fee and no foreign transaction fees, so you can enjoy international travel without additional fees on purchases made abroad. (See Rates & Fees) Terms Apply. |
![]() The Marriott Bonvoy Boundless® Credit Card offers 3 Free Night Awards up to a 150,000 Total Point Value (each night valued up to 50,000 points) after you spend $3,000 on purchases in the first 3 months from account opening. You'll earn: • Up to 17X total points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy • 3X points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining. • 2X points for every $1 spent on all other purchase • 1 Elite Night Credit towards Elite Status for every $5,000 you spend. You gain an automatic Silver Elite Status each account anniversary year. Path to Gold Status when you spend $35,000 on purchases each account year. You'll receive 15 Elite Night Credits each calendar year & an additional Free Night Award (valued up to 35,000 points) every year after account anniversary. This card does carry a $95 fee; there are no foreign transaction fees. |
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