Capital Bank Promotions: $200, $400, $450 Checking Offers [FL, VA, NC, SC]

Find an updated list of Capital Bank promotions, bonuses and offers here.

Currently, you can earn a $200, $400, or even a $450 bonus for meeting the requirements.

Capital Bank Promotions Review

Capital Bank Financial Corporation, is “to create a regional banking franchise in the southeastern United States through organic growth and acquisitions…” They are committed to making sure that the well being of their customers are at their best.

• Bonus Links:
  • $400 Checking Bonus (Offer Expires 10/12/2019)
  • $200 Checking Bonus (Offer Expires 10/21/2019)
  • $450 Business Checking Bonus (Offer Expires 10/31/2019)
• Account Type: Express Checking, Premier Checking,BizEssentials Checking Account
• Availability: FL, NC, SC
• Branches: 755 Branches (Bank Locator)
• Credit Inquiry: Soft Pull
• Direct Deposit Requirement: Yes
• Credit Card Funding: Up to $300
• Early Termination Fee: Unknown

For more current offers, check out our bank bonuses page. Compare Capital Bank rates for CDs and Savings with our best rates for Savings  and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.

I’ll go over Capital Bank offers below.

Capital Bank $400 Checking Bonus

• What you’ll get: $400 bonus
• Where it’s available: FL, NC, SC
• How to earn it:
  • Open an Premier Checking Account by using promo code: MACBPC
  • You must make a minimum opening deposit of $50
  • Either have at least (3) direct deposits of at least $500 each, or at least (20) qualifying debit transactions
  • You will receive your bonus within 6 weeks after they receive your first direct deposit
• When it expires: 10/12/2019

(Expires October 12, 2019)

Capital Bank $200 Checking Bonus

• What you’ll get: $200 bonus
• Where it’s available: FL, NC, SC
• How to earn it:
  • Open an Express Checking Account by October 21, 2019 using promo code: DGCB20 
  • You must make a minimum opening deposit of $50
  • Direct deposit is required within 60 days
  • You will receive your bonus within 6 weeks after they receive your first direct deposit
• When it expires: 10/21/2019

(Expires October 21, 2019)

Capital Bank $450 Business Checking Bonus

• What you’ll get: $450 bonus
• Where it’s available: FL, NC, SC
• How to earn it:
  • Open BizEssentials Checking Account and BizEssentials Savings Account
  • Minimum opening deposit of $5,000 for $300 bonus
  • Minimum opening deposit of $2,500 for $150 bonus
  • 5 qualifying payment transactions within 30 days
  • Maintain account in good standing for a minimum of six months
• When it expires: 10/31/2019

(Expires October 31, 2019)

What to Open at Capital Bank

Capital Bank has 5 different checking options to help meet your individual needs. However, we do remind you that only certain accounts qualify for bonuses.

• Premier Checking: $50 minimum opening deposit; $12 monthly service fee that is waived if you maintain a $5,000 combined monthly balance across your deposit accounts. Earns Interest, two overdraft fees waived per year, free mobile and digital banking, mobile deposit, automatic transfers to your savings account, free checks, free debit card. Qualifies for $400 bonus. Add Premier Plus Banking to your account and you can earn more benefits and better savings rates.
• Express Checking: $50 minimum opening deposit; $7 monthly service fee that is waived with direct deposits. Unlimited check writing, overdraft protection, free mobile and digital banking, mobile deposit, automatic transfers to your savings account, free checks, free debit card.Qualifies for $200 bonus.
• Select Checking: $50 minimum opening deposit; $9 monthly service fee that is waived with a direct deposit or 15 debit transactions per statement cycle. One Overdraft Fee waived per year, free mobile and digital banking, mobile deposit, automatic transfers to your savings account, free checks, free debit card.
• Classic Checking: $50 minimum opening deposit; $8 monthly service fee that can’t be waived or reduced, no balance requirement, free mobile and digital banking, mobile deposit, free checks, free debit card, E-Statements.

Capital Bank Checking Alternatives

Chase Total Checking®HSBC Advance CheckingTD Convenience CheckingChase Premier Plus Checking^SM

• New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities • Chase Mobile® app - Manage accounts, pay bills, send money to friends with Zelle® and deposit checks from almost anywhere. • Chase Overdraft AssistSM – no overdraft fees if you’re overdrawn by $50 or less at the end of the business day or if you’re overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day* • Help keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock. • Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law. • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs. • Open your account online now • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. *With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. Open an Account

With the TD Convenience CheckingSM Account: • Earn $200 when you receive direct deposits totaling $500 or more within 60 days • Low minimum daily balance of $100 waives the $15 monthly fee. • Students and young adults ages 17 through 23 get additional perks like no minimum balance requirements and no monthly maintenance fee. • Instantly replace a lost, stolen, or damaged debit card by visiting a TD Bank location near you • Access accounts via Online Banking with Bill Pay, Online Statements, Send Money with Zelle and TD Bank Mobile Deposit. Plus, get 24/7 cash access at TD ATMs in the U.S. and Canada and around-the-clock Live Customer Service. • TD checking accounts come with an instant-issue debit card - and, you can pay with confidence with contactless technology Visa Zero Liability protection and 24/7 fraud monitoring. • Get a 0.25% discount on TD Bank Home Equity and Personal Loans. Apply Now at TD Bank

Savings Account Options

Additionally, Capital Bank offers several Savings options to help you save for a present, vacation, or even for retirement.

• Traditional Savings: 0.15% APY, $50 minimum opening deposit; $5 quarterly maintenance fee if your daily balance falls below $250. Interest compounded daily and posted quarterly, overdraft protection, link to an existing checking account, automatic transfers.
• Money Market Savings: Tiered Interest Rates of up to 0.70% APY w/ Premier Plus; $50 minimum opening deposit, $9 monthly service fee if account balance falls below $5,000. Automatic transfers, Interest compounded daily and posted quarterly, overdraft protection, link to an existing checking account.
• CD’s: $1,000 minimum opening deposit; Terms of 1 Month to 60 months. Earn a higher rate with a checking account at Capital Bank on 12-month terms or longer. Interest compounded annually on CDs over one year, automatic renewal, interest payment options – monthly, quarterly, semi-annually or annually, FDIC Insured.
• Add-On CD: $500 minimum opening deposit; 0.02% APY if balance in less than $25,000,  0.06% APY on balances greater than $25,000. Add to your CD almost any time with as little as $25 or with automatic transfers. One penalty-free withdrawal every sic months, automatic renewal every six months, FDIC insured.

Capital Bank Savings Alternatives

Discover Online SavingsChase Savings^SMDiscover CDsDiscover Money Market

Open a Discover® Online Savings Account for all these features: • Earn $200/$150 Bonus with promo code LOP325 by 9/11/2025 • Earn high interest rate of 3.60% APY • No minimum opening deposit, no minimum balance requirement, and now no fees • Interest on Discover Online Savings Accounts is compounded daily and credited monthly • Manage your account online or with the Discover mobile app • FDIC insurance up to $250,000 • See advertiser website for full details To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code LOP325 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200. Apply Now at Discover What to know: Offer not valid for existing or prior Discover savings customers. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/11/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding, see FAQs on Discover.com/Bank.

• Available nationwide online • Discover offers CDs with some of the highest and most competitive rates! • Select terms as short as 3 months up to 120 months • Rates ranging from 2.00% APY up to 4.00% APY. • Opening a Discover Bank Certificate of Deposit is extremely quick and easy. • Funds on deposit are FDIC-insured up to the maximum allowed by law. • Get started and open a Discover CD in 3 easy steps. Apply Now at Discover

• Available nationwide online • Earn high yields with flexible access to your cash. • Earn 3.55% APY balances $100,000 and over • Earn 3.50% APY balances under $100,000 • No hidden fees. No surprises. • Easy cash access via debit or check, or via ATM at over 60,000 no-fee ATMs • Get started and open a Discover Money Market Account in 3 easy steps. Apply Now at Discover

Bottom Line

To summarize, Capital Bank bonuses are larger than other bank bonuses. By meeting similar requirements as other bank promotion you can earn a larger bonus. However, waiving monthly service fees can be difficult and will reduce the value of the bonuses if you can’t meet the requirements.

Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of Capital Bank promotions here.

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