Bar Harbor Bank & Trust Promotions: $100, $200, $400 Checking, Business, Referral Bonuses (ME, NH, VT)

Find the latest listing of Bar Harbor Bank & Trust promotions, bonuses, and offers here.

Update 2/20/26:

• There’s currently a $200 and $400 personal checking bonus offer and a $400 business checking bonus available through 2/28/26.
• The $100 referral bonus is still alive and well. Feel free to leave a comment to refer our readers.

Bar Harbor Bank & Trust Promotions Review

Bar Harbor Bank & Trust is headquartered in Bar Harbor and is the 3rd largest bank in the state of Maine. There are 49 locations throughout Maine, New Hampshire, and Vermont.

I’ll go over Bar Harbor Bank & Trust offers below.

Bar Harbor Bank & Trust $400 Checking Bonus

• What you’ll get: $400 bonus
• Availability: ME, NH, VT (Bank Locator)
• Direct deposit requirement: Yes
• Credit Inquiry: Soft Pull
• Monthly fees: None with Simple Checking
• Early Termination Fee: None listed, check with CSR for more information
• How to earn it:
  • Earn $200 bonus:
    • Open a new Simple Checking Account by 2/28/26
    • Set up and receive a direct deposit of $250 or more by 4/30/26
    • Get a $200 cash bonus on or about 5/15/26
    • Use the offer code C10126A02ONLINE when you open your account.
  • Earn $400 bonus:
    • Open a new Relationship Rewards Checking Account by 2/28/26
    • Set up and receive a direct deposit of $500 or more by 4/30/26
    • Get a $400 cash bonus on or about 5/15/26
    • Use the offer code C40126A02ONLINE when you open your account.

(Expires 02/28/2026)

Bar Harbor Bank & Trust $400 Business Checking Bonus

• What you’ll get: $400 bonus
• Availability: ME, NH (Bank Locator)
• Credit Inquiry: Soft Pull
• Credit Card Funding: None listed
• Early Termination Fee: None listed, check with CSR for more information
• How to earn it:
  • Open a new Business Checking Account by 2/28/26
  • Make deposits totaling $2,500 or more into the account by 4/30/26
  • Get a $400 cash bonus on or about 5/15/26
  • Use the offer code B10126A02ONLINE when you open your account.

(Expires 02/28/2026)

Bar Harbor Bank & Trust $100 Referral Bonus

• What you’ll get: $100 bonus
• Availability: ME, NH, VT (Bank Locator)
• Direct deposit requirement: Yes, $250+
• Credit Inquiry: Soft Pull
• Monthly fees: None
• Early Termination Fee: $10 if closed within one year
• How to earn it:
  • Open a new Bar Harbor Bank & Trust checking account within 30 days of getting referred.
  • Make a qualifying deposit(s):
    • For personal accounts: Have a direct deposit of $250 or more into the account within 90 days of account opening.
    • For business accounts: make deposits totaling $2,500 or more into the account within 90 days of account opening.
  • Once steps 1 and 2 are complete, we will send both you and your friend $100.

(Limited time offer)

How To Avoid Monthly Fees

• Simple Checking: None
• E-Choice Checking: No monthly service fee when you enroll in eStatements and have a recurring monthly direct deposit
• Relationship Rewards Checking: $15
• Statement Savings: Monthly service fee of $3 is waived if you maintain $100 minimum balance in your savings account, or combine savings account statement with your checking account statement, or if the primary account holder is under age 22
• Savings Transfer Club: None
• Money Market: Monthly service fee of $10 is waived if you maintain $1,000 minimum balance in your money market account, or combine savings account statement with your checking account statement, or if the primary account holder is under age 22
• Easy Business Checking: None
• Business Interest Checking: No monthly service charge if you maintain a $15,000 minimum daily balance
• Relationship Business Checking: No monthly service charge if you maintain a $5,000 minimum daily balance or $25,000 outstanding commercial loan balance
• Business Money Market: $10.00
• Business Statement Savings: $3.00
• Health Savings Account: None

Author’s Verdict

These are all the Bar Harbor Bank & Trust promotions, bonuses, and offers. You should always compare these accounts with other nationally recognized banks seen above.

For more current offers, check out our bank bonuses page. Compare Bar Harbor Bank & Trust rates for CDs and Savings with our best rates for Savings and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Bank of America, Citi, Discover Bank, CIT Bank, TD Bank, Huntington Bank, HSBC Bank, Wells Fargo and many more.