PNC Bank has over 2,600 PNC branches across 19 states. There is of a variety of checking and savings account options with differing perks, but they are known for the budgeting tools such as the Virtual Wallet!
While Citizens Bank has over 1,100 branches on the East Coast. It offers a wide range of banking products and services, as well as financial tools to keep you on track.
Below, you can read about PNC Bank vs Citizens Bank and which is better for you!
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| Citizens Bank | PNC Bank | |
| Locations | More than 1100 branches across the country
(Locator) |
2,600 PNC branches across 19 states.
(Locator) |
| ATMs | More than 3100 ATMs across 11 states. | 9,000 ATMs across 19 states |
| Savings | 4/5 | 3/5 |
| CD | 3/5 | 2/5 |
| Checking | 4/5 | 4/5 |
| Money Market | 3/5 | 3.5/5 |
| Customer Service | 5/5 | 4/5 |
| Mobile App | 3.5/5 | 4.5/5 |
| Pros | -Virtual Wallet tools -Relatively easy to waive fees -Free student account |
-Virtual Wallet tools -Relatively easy to waive fees -Free student account |
| Cons | -Low APY -Heavy overdraft fees -Limited branches |
-Limited branches -Low APY |
| Bottom Line | Citizens Bank is an East Coast bank with solid deposit products to help meet goals | PNC Bank offers many options for checking and savings accounts with a variety of budgeting tools. |
Author’s Verdict
Which Bank is Better: Citizens Bank or PNC Bank?
In summary:
- Citizens Bank offers a large number of personal deposit products to meet the financial goals of many consumers.
- PNC Bank offers a variety of deposit account options and budgeting tools. In addition, PNC Bank’s mobile app is worth mentioning.
Hopefully the above information helps you understand which bank is better for you.
Also be sure to check out our own lists of bank promotions and CD tables!
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