Find the latest listing of Citizens Bank promotions, bonuses, and offers here.
Currently, they are offering a $600 checking and savings bonus.
Table of Contents
- 1 Citizens Bank Promotions Review
- 2 Citizens Bank $600 Checking Bonus
- 3 Checking Account Bonuses
- 4 Special Checking Account Features
- 5 What to Open at Citizens Bank
- 6 Citizens Bank Checking Alternatives
- 7 How to Avoid Citizens Bank Checking Account Fees
- 8 Savings Account Offers
- 9 Citizens Bank Savings Alternatives
- 10 Bottom Line
Citizens Bank Promotions Review
- Bonus Link:
- $600 Checking Savings Bonus (Expires 10/01/2020)
- Account Type: One Deposit Checking, Platinum Checking, CollegeSaver Account
- Availability: CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, and VT
- Branches: 1,000+ Branches (Bank Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Requirement: ACH, Alliant, IRS Refund, Vanguard
- Credit Card Funding: Up to $1,000
- Early Termination Fee: None listed, check with CSR for more information
I’ll go over Citizens Bank offers below.
Citizens Bank $600 Checking Bonus
- What you’ll get: $600 bonus
- Where it’s available: CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, and VT
- How to earn it:
- Get $300 when you open a new checking account and make a direct deposit of $500 or more within 60 days.
- Get an additional $200 when you open a new savings account with a minimum of $15,000 and maintain that balance for 3 months.
- Plus get an additional $100 when you do both.
- When it expires: 10/01/2020
(Expires October 01, 2020)
Editor’s Note: If you were targeted for this promotion, you would had to have received this flyer in place.
Citizens Bank is one of the nation’s largest banks with 1,000 branches. They also offer a variety of checking and savings accounts for different needs. However, minimum requirements to waive monthly service fees vary by account.
Checking Account Bonuses
Citizens Bank offers cash bonuses for new checking customers from time to time. Sometimes you have to open a checking plus savings account package to earn these bonuses.
As an added perk, All Citizens Bank checking accounts offer free online banking, mobile banking, and mobile deposits.
Special Checking Account Features
All Citizens Bank checking accounts come with these features.
- Steady Save®: Set up automatic transfers from your checking account in the amount and frequency that you choose
- Safety & Security: Safe and secure online and mobile banking guaranteed
- Support: Call 877-360-2472 for customer service and guidance
- Reminders: Monthly reminders help you save
- Locations: Access to more than 1,100 branches and over 3,100 ATMs
What to Open at Citizens Bank
Keep your eye out on these great Citizens Bank products:
- Checking: You can earn a $600 bonus when you open multiple accounts and complete the requirements.
- Savings: You can earn a $1,000 bonus when you open a College Savings account and continue to make deposits.
Citizens Bank Checking Alternatives
• Get up to $240 with a 3% Cash Bonus Checking Offer when you open a new HSBC Advance checking account and complete the following qualifying activities.
• Open your new HSBC Advance checking account online by September 30, 2020; and
• Set up Qualifying Direct Deposits into your new HSBC Advance checking account; and then
• Enjoy 3% Cash Bonus, up to $240, on Qualifying Direct Deposits up to $40 per month, during the first 6 calendar months after account opening
• You will automatically receive the 3% Cash Bonus in your new HSBC Advance checking account approximately eight weeks after completing that month's qualifying activities.
Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
With the TD Convenience CheckingSM Account:
• Earn $150 when you receive direct deposits totaling $500 or more within 60 days
• Low minimum daily balance of $100 waives the $15 monthly fee.
• Students and young adults ages 17 through 23 get additional perks like no minimum balance requirements and no monthly maintenance fee.
• Instantly replace a lost or worn debit card by visiting a TD Bank location near you
• Access accounts via Online Banking with Bill Pay, Online Statements and TD Bank Mobile Deposit, with 24/7 cash access at TD ATMs in the U.S. and Canada – plus 24/7 Live Customer Service
• Get a 0.25% discount on TD Bank Home Equity and Personal Loans
How to Avoid Citizens Bank Checking Account Fees
- One Deposit Checking Account: $9.99 monthly fee waived if;
- Monthly maintenance fee waived with one deposit each statement period. No minimum balance required.
- Citizens Bank Platinum Checking Account: $25 monthly fee waived if;
- Monthly maintenance fee waived with $25,000+ in combined monthly balances across all deposit and investment accounts.
- Citizens Bank Platinum Plus Checking Account: $25 monthly fee waived if;
- Monthly maintenance fee waived with $25,000+ in combined monthly balances across all deposit and investment accounts AND either $5,000 total deposits posted to the primary checking account before the end of your statement period OR $10,000 average daily checking balance.
- Clearly Better Business Checking Account: No monthly fees
- Business Advisor Checking Account: $25 monthly fee waived with $10,000 average daily account balance or with $35,000 monthly combined balance.
- Citizens Analysis Business Checking Account: $20 monthly fee (no waivers listed)
- IRA Savings Account: $4.99 monthly fee waived if;
- Monthly maintenance fee waived if you keep a minimum daily balance of $200. Account will automatically receive a fee waiver on the first 4 monthly maintenance fees.
- IRA CDs: No monthly fees
Savings Account Offers
- Savings: This account earns 0.02% APY. There are no monthly service fees
- Certificate of Deposit
- Standard Term CD: 0.10% – 1.25% APY. Terms ranging from 12 month – 24 months. Minimum deposit of $1,000.
- Money Market: 0.01% Varying minimum balances to earn APY.
Citizens Bank Savings Alternatives
-Available nationwide - paired with phenomenal customer service
-Get 1.01% APY on your funds with no minimum requirements & no monthly fees!
-No hidden fees. No minimum balance to open.
-It's your money. Use it when and how you want.
-Deposit checks on the go or grow your savings with automatic transfers.
-Move money in and out of your savings account easily and securely.
-View your savings account balance and activity online or with mobile app.
-Get started and open a Discover Savings Account in 3 easy steps.
• Available nationwide online
• Discover offers CDs with some of the highest and most competitive rates!
• Select terms as short as 3 months up to 120 months
• Rates ranging from 0.25% APY up to 1.15% APY.
• Opening a Discover Bank Certificate of Deposit is extremely quick and easy.
• Funds on deposit are FDIC-insured up to the maximum allowed by law.
• Start today with a minimum deposit of $2,500!
• Get started and open a Discover CD in 3 easy steps.
• Available nationwide online
• Earn high yields with flexible access to your cash.
• Earn 0.90% APY balances $100,000 and over
• Earn 0.85% APY balances under $100,000
• Open with as little as $2,500.
• No hidden fees. No surprises.
• Easy cash access via debit or check, or via ATM at over 60,000 no-fee ATMs
• Get started and open a Discover Money Market Account in 3 easy steps.
To summarize, Citizens Bank has some of the best promotions, bonuses, and offers. With great services in addition to their financial products, you can be sure your financial future is secure.
Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of Citizens Bank promotions here.
• Chase Bank Bonuses. Chase usually offers the most sign-up bonuses out of all the big banks. Read up and enjoy several promotions for their Checking, Savings and Business accounts.
• HSBC Bank Bonuses. HSBC has some big value offers available for their Checking accounts. Some require hefty deposits to qualify. They also have an online Savings account offering a very competitive rate.
• Huntington Bank Bonuses. Huntington has Consumer Checking and Business Checking accounts available throughout the year.
• Discover Bank Bonuses. As an online bank, Discover offers high and competitive rates on their Savings, CD, and Money Market accounts. Enjoy excellent customer service nationwide.
• TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available.
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