If you have a checking account with Ally Bank then at some point you will need to know what your routing number is. This number is also sometimes referred to as the ABA number. To transfer money in or out of your Ally Bank checking or savings account, you’ll need the right routing number.

Routing numbers are 9-digit numbers that banks use to identify themselves. They are like banking addresses that let other banks know where to find your money.

Why Do You Need a Routing Number?

You need your routing number for many tasks, including:

• ACH payments
• Setting up direct deposit
• Receiving benefits from the government, including tax refunds
• Transferring money between accounts at different banks or investment firms
• Automatic bill payment
• Domestic wire transfers

Ally Bank has branches all throughout the United States and has different routing numbers or “addresses” for different regions. To find out the right Ally Bank routing number for you, check out the list below.

Ally Bank Routing Numbers By Account Number

Ally Bank makes it easy for their customers to find their routing numbers because every account holder has only one routing number: 124003116. You will also use this number whenever you need to make a wire transfer or any type of money transfer. However, this number isn’t the only thing you’ll need.

Other Ways To Find Your Ally Bank Routing Number

Use a Check: For checking accounts, you can find your routing number in the lower left hand corner of the check. It will be the first 9 digits located at the bottom of your check.

Go Online: Also, you can log into your bank account online. Head to the Accounts page, scroll to History, and then Statements and Reports. Click on your most recent statement to view your account and routing number.

Call Customer Service: Call Ally Bank at 1-877-247-2559. After you provide a few specific details to identify yourself, a representative will be able to confirm your account’s routing number.

Routing Numbers For Wire Transfers

Wire transfers are a quicker way to send money than an ACH transfer. Anyone can wire funds to your Ally Bank account for a small fee. You can even set up a domestic or international wire from your local Ally Bank branch.

For an online wire transfer, follow these steps:

1. Sign onto your Ally Bank account online.
2. Select the Wire Money option in the Transfer & Pay menu
3. Add required recipient details (more on this below).

For Domestic Wire Transfer

You can use the routing number listed above to wire money to other bank accounts in the U.S. To receive a domestic wire transfer, use the routing number 124003116 instead of using your ABA routing number.

Additionally, you will need to have the following information:

• The name of the person to whom you’re wiring funds (the “beneficiary”) as it appears on their account
• The name and address of the beneficiary’s bank
• The routing number of the beneficiary’s bank
• The beneficiary’s account number

For International Transfers

You will simply use the SWIFT code CHASU33. SWIFT stands for Society for Worldwide Interbank Financial Telecommunication and are the international equivalents of U.S. routing numbers. You will also need the following information to send an international wire:

• The name of the person to whom you’re wiring funds (“the beneficiary”) as it appears on their account
• The name and address of the beneficiary’s bank
• The beneficiary’s account number
• The SWIFT Code of your bank and the bank you are sending to
• Currency being sent
• Purpose of payment

Do Debit/Credit Cards Have Routing Numbers?

Both your debit and credit card associated with your bank account do not use a routing number for transactions. Routing numbers are only used for transfers directly between bank accounts. However, you can use your bank account routing number to set up a link between your credit card account and checking account to make an online payment.

Bottom Line

If you bank with Ally Bank, then knowing or keeping your routing number on you is important when it comes to managing your finance. Having this on hand will help you set up direct deposit, automatic payment, or wire transfer.

For more posts like this, check out our list of Ally Bank Promotions and Bank guides to help you out!