St. Patrick’s Day is a holiday that many people historically celebrate the life of the patron saint of Ireland, Saint Patrick. Take a look at what makes St. Patrick’s Day unique and how it might affect the banking system.
Keep reading below to see if banks open on St. Patrick’s Day 2021?
Are Banks Open on St. Patrick’s Day?
The majority of banks are open on St. Patrick’s Day. Since St. Patrick’s Day isn’t recognized as a federal holiday, most financial institutions, schools and government offices will also remain open.
The following banks are open on St. Patrick’s Day:
- American National Bank
- Bank of America
- BBVA Compass
- BB&T
- BMO Harris
- Capital One
- Chase
- Citibank
- Citizens Bank
- First Savings/First National Bank
- Great Western Bank
- HSBC
- Key Bank
- M&T Bank
- People’s United Bank
- Regions Bank
- PNC Bank
- Salisbury Bank
- Santander Bank
- SunTrust
- TD Bank
- TFC Bank
- United Community Bank
- U.S. Bank
- Wells Fargo
When Are Banks Closed?
While banks are not primarily closed on St. Patrick’s Day the following holidays banks may be closed. Federal law 5 U.S.C. 6103 establishes federal holidays and governs how holidays are observed if they fall on a weekend.
Here is a list of observed holidays in the United States in 2021:
- New Year’s Day
- Martin Luther King, Jr. Day
- Inauguration Day
- Washington’s Birthday
- Memorial Day
- Independence Day
- Labor Day
- Columbus Day
- Veterans Day
- Thanksgiving Day
- Christmas Day
Tips for Banking on a Holiday
While holiday banking can be a hassle below are some tips you can follow to make it easier for you:
Online Banking
Several tools are available online that allow you to transfer, track activity and even schedule bill payments from your personal computer even during the holidays.
A survey indicated that eighty-four percent of retail bank customers say they have had at least one digital interaction with their bank over a span of 3 months.
Mobile Banking
The majority of banks offer a digital applications that allow you to complete transfers, pay bills and set up text alerts, all from your mobile phone.
Additionally, mobile deposit features allow you to deposit a check on the go, meaning no trip into a bank branch is required.
Person-to-Person Payments
Person-to-person payments have become increasingly popular over the years, simply for their convenience and integration with many mobile banking applications.
P2P allow users to send money directly from their personal bank account or credit card to another individual through a mobile device regardless of whether or not the parties share the same bank.
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Author’s Verdict
St. Patrick’s Day banking can be a hassle hopefully the above information prepares you for when you need financial assistance during the holiday season.
Hopefully the above information helps you better understand how holiday banking works.
Also be sure to check out our own lists of bank promotions and CD tables!
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