Here are the latest BankDirect CD rates, offers, and promotions.
Available to residents nationwide, BankDirect is offering a 0.60% APY 12-24 Month CD.
BankDirect CD Rates
At BankDirect, they are leveraging the power of the Internet to create a superior banking experience. BankDirect offers a personal, streamlined experience with products and services that really affect your bottom line. A single location you can visit from your location any time of the day or night. And service that exceeds your expectations.
With a low minimum deposit of $10,000, you can invest in a CD account to maximize your earnings. If you’re interested in making a higher rate than a traditional savings account, make sure to check out our CD rates below.
- Minimum deposit: $10,000
- Maximum deposit: —
- Early withdrawal penalty: According to CSR, the Early Withdrawal Penalty (EWP) for the CD Special is 180 days interest, with partial withdrawals allowed.
(FDIC Insured)
BankDirect CD Rates
| Term | APY Rate | Minimum Deposit |
| 90 Day CD | 0.10% | $10,000 |
| 6 Month CD | 0.50% | $10,000 |
| 12 Month CD | 0.60% | $10,000 |
| 18 Month CD | 0.60% | $10,000 |
| 24 Month CD | 0.60% | $10,000 |
| 30 Month CD | 0.50% | $10,000 |
| 36 Month CD | 0.50% | $10,000 |
| 48 Month CD | 0.25% | $10,000 |
| 60 Month CD | 0.25% | $10,000 |
BankDirect CD Features
- Guaranteed increase in savings over time
- Choose your certificate term from 3 months to 5 years
- Longer terms earn higher rates
- Certificate balances count toward Member Merits level
- FDIC insured up to $250,000
Author’s Verdict
The BankDirect 0.60% APY 12-24 Month CD is easy to acquire by simply opening a CD account with a $10,000 or more deposit and start earning! If you have excess funds just sitting in your checking account (that more than likely won’t be touched), it’s a good idea to invest it in a interest bearing account like a CD.
This is a great opportunity to invest in a high-interest CD from BankDirect. However, you may want to compare them with our best CD Rates.
Check back often for the latest CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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