If you have a checking account with Bank of America then at some point you will need to know what your routing number is. This number is also sometimes referred to as the ABA number. To transfer money in or out of your Bank of America checking or savings account, you’ll need the right routing number.
Routing numbers are 9-digit numbers that banks use to identify themselves. They are like banking addresses that let other banks know where to find your money.
Why Do You Need a Routing Number?
You need your routing number for many tasks, including:
- ACH payments
- Setting up direct deposit
- Receiving benefits from the government, including tax refunds
- Transferring money between accounts at different banks or investment firms
- Automatic bill payment
- Domestic wire transfers
Bank of America has branches throughout the United States and uses different routing numbers for different states and regions. Keep reading to find the right routing number for your transactions.
What is My Bank of America Routing Number?
Your Bank of America routing number also depends on the type of transaction you are going to make:
- Wire transfer – get an incoming international or domestic transfer.
- Paper transaction – order checks.
- Electronic transaction – make an outgoing payment to any other financial institution or set up deposits.
The Bank of America routing number list is sorted by location. The location column refers to the place where you opened the account, not where you currently reside. The numbers with “Electronic” are for electronic payments, such as ACH, direct deposit, and other automatic payments. “Paper” is for non-electronic usage, such as ordering checks.
Here are the Bank of America routing numbers by state:
| State | Routing Number |
|---|---|
| Alabama | 051000017 |
| Alaska | 051000017 |
| Arizona | 122101706 |
| Arkansas | 082000073 |
| California | 121000358 |
| Colorado | 123103716 |
| Connecticut | 011900254 |
| Delaware | 031202084 |
| District of Columbia | 054001204 |
| Florida—East | 063100277 (electronic payment) / 063000047 (paper) |
| Florida—West | 063100277 |
| Georgia | 061000052 |
| Hawaii | 051000017 |
| Idaho | 123103716 |
| Illinois—Chicago Metro | 081904808 (electronic payment) / 071103619 (paper) |
| Illinois—North | 071000505 |
| Illinois—South | 081904808 |
| Indiana | 071214579 |
| Iowa | 073000176 |
| Kansas | 101100045 |
| Kentucky | 051000017 |
| Louisiana | 051000017 |
| Maine | 011200365 |
| Maryland | 052001633 |
| Massachusetts | 011000138 |
| Michigan | 072000805 |
| Minnesota | 071214579 |
| Mississippi | 051000017 |
| Missouri East/St. Louis | 081000032 |
| Missouri West/Kansas City | 081000032 (electronic) / 101000035 (paper) |
| Montana | 051000017 |
| Nebraska | 051000017 |
| Nevada | 122400724 |
| New Hampshire | 011400495 |
| New Jersey | 021200339 |
| New Mexico | 107000327 |
| New York | 021000322 |
| North Carolina | 053000196 |
| North Dakota | 051000017 |
| Ohio | 071214579 |
| Oklahoma | 103000017 |
| Oregon | 323070380 |
| Pennsylvania | 031202084 |
| Rhode Island | 011500010 |
| South Carolina | 053904483 |
| South Dakota | 051000017 |
| Tennessee | 064000020 |
| Texas—North | 111000025 |
| Texas—South | 111000025 (electronic) / 113000023 (paper) |
| Utah | 123103716 |
| Vermont | 051000017 |
| Virginia | 051000017 |
| Washington | 125000024 |
| West Virginia | 051000017 |
| Wisconsin | 051000017 |
| Wyoming | 051000017 |
How to Find a Routing Number on a Check
If you’re wondering how to find routing number information for Bank of America on any of your personal checks, simply look at the first nine-digit number on the bottom left-hand side.
Keep in mind that your check routing number will be different depending on where you opened your Bank of America account. Bank of America has branches in most U.S. states and each state has its own routing number, which makes processing easier and helps the bank manage accounts better.
For instance, Texas, Missouri, Illinois and Florida each have more than one routing number, so you should contact the bank or log into your online account to find the correct number for your account. If you’re even just one number off, your funds might go to the wrong place.
Different Numbers for International Wire Transfers
Wire transfers are a faster way to send money than an ACH transfer. From your Bank of America account, you can wire money to other bank accounts, and other accounts can wire funds to you. For all domestic and international wire transfers using a Bank of America account, the routing number is 026009593.
If you’re moving the money abroad, you’re making an international transfer, and you might need to take exchange rates into consideration when you complete the transaction. The routing number on a check is different from the ones you use for wire transfers.
Make sure you use the correct number so the funds will be credited correctly. Here are Bank of America’s wire transfer numbers:
| Bank of America Wire Transfer Numbers | |
| Domestic Wire Transfer | 26009593 |
| International Wire Transfer | 26009593 |
| SWIFT Code — Incoming Wires in U.S. Dollars | BOFAUS3N |
| SWIFT Code — Incoming Wires in Foreign Currencies | BOFAUS6S |
Domestic Transfers
For all domestic wire transfers using a Bank of America account, the routing number is 026009593.
To SEND a domestic wire transfer, you’ll also need:
- The name and location of the recipient’s bank
- The recipient’s account number
- Recipient bank’s wire transfer routing number
International Transfers
For all international wire transfers with a Bank of America account, use the routing number 026009593 and the appropriate Bank of America SWIFT code depending on which currency is being sent:
- US Dollars: BOFAUS3N
- Foreign currency: BOFAUS6S
- Not sure? Use: BOFAUS3N
To SEND an international wire, you’ll also need:
- Recipient bank name, address, and country
- Currency of recipient’s account (foreign currency or US dollars)
- Recipient account number (you may need a country-specific account structure, e.g., a CLABE for Mexico or an IBAN for international bank accounts)
- Purpose of wire
- Recipient bank’s SWIFT code
Author’s Verdict
You’ll likely need your Bank of America routing number when managing your finances. Keep it handy should you need to set up a direct deposit, automatic payment, or wire transfer.
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