Here are the latest Atlantic Federal Credit Union CD rates, offers, and promotions.
Available to residents in New Jersey, Atlantic Federal Credit Union is offering a 15-Month Term 1.45% APY and 19-Month Term 1.55% APY CD Rate Special.
Atlantic Federal Credit Union CD Rates
Atlantic Federal Credit Union was founded in 1935 by a group of AT&T Western Electric employees in Kearny, New Jersey. They were dedicated to building a not-for-profit financial cooperative to meet their savings and borrowing needs — an especially formidable task in that depression era.
| Eligibility: Our field of membership includes anyone who lives, works, worships, attends school or regularly does business in Union or Essex County, NJ. Any business or legal entity in Union or Essex County, NJ. See more about membership eligibility here. |
With a low minimum deposit of $500, you can invest in a CD account to maximize your earnings. If you’re interested in making a higher rate than a traditional savings account, make sure to check out our CD rates below.
- Minimum deposit: $500
- Maximum deposit: —
- Early withdrawal penalty: According to CSR, the Early Withdrawal Penalty (EWP) for the 19-month CD Special is 180 days interest, with partial withdrawals allowed.
(NCUA Insured)
Atlantic Federal Credit Union CD Rates
| Term | APY Rate | Minimum Deposit |
| 3-Month | 0.35% | $500 |
| 6-Month | 0.45% | $500 |
| 12-Month | 0.65% | $500 |
| 24-Month | 1.00% | $500 |
| 36-Month | 1.05% | $500 |
| 48-Month | 1.35% | $500 |
| 60-Month | 1.65% | $500 |
Share Certificates Specials Rates
| Term | APY Rate | Minimum Deposit |
| 15-Month | 1.45% | $500 |
| 19-Month | 1.55% | $500 |
Atlantic Federal Credit Union CD Features
- Guaranteed increase in savings over time
- Choose your certificate term from 3 months to 5 years
- Longer terms earn higher rates
- Certificate balances count toward Member Merits level
- NCUA insured up to $250,000
- Our Excess Share Insurance (ESI) provides an additional $250,000 in coverage
Author’s Verdict
The Atlantic Federal Credit Union 15-Month Term 1.45% APY and 19-Month Term 1.55% APY CD Rate Special is easy to acquire by simply opening a CD account with a $500 or more deposit and start earning! If you have excess funds just sitting in your checking account (that more than likely won’t be touched), it’s a good idea to invest it in a interest bearing account like a CD.
This is a great opportunity to invest in a high-interest CD from Atlantic Federal Credit Union. However, you may want to compare them with our best CD Rates.
Check back often for the latest CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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