The Fit Mastercard Credit Card is a good card for people who want to rebuild or build their credit. One of the highlights of this card is that it doesn’t require a security deposit of any sort, so you don’t have to put any of your own money down. Even with this, that doesn’t mean it costs less than a secured card.
In order to even keep this card, you must pay a lot of fees to keep and get the Fit Mastercard. This includes a one-time processing fee and monthly maintenance fees. These fees add onto the card’s low credit limit. Regardless, continue reading our full view to learn more about the card and what it can do for you.
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Business Complete Checking® | $300 or $500 Cash | Review |
| Chase Private Client | $3,000 Cash | Review |
| Chase Total Checking® | $300 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| Chase Secure BankingSM | $100 Cash | Review |
| J.P. Morgan Self-Directed Investing | Up To $700 Cash | Review |
Fit Mastercard Credit Card Summary
(Visit the link above to sign up at fitcardnow.com)
| Bonus Available | No sign-up bonus available for this card |
| Balance Transfers Intro APR | N/A |
| Purchases Intro APR | N/A |
| Credit Needed | Bad/Fair |
| Processing Fee | See Terms* |
| Monthly Servicing Fee | See Terms* |
| Cash Advance Fees | See Terms* |
| Regular APR | See Terms* |
| Annual Fee | See Terms* |
PROS
- Open to people with poor or limited credit
- Monthly payments report to the three credit bureaus
- Initial credit limit of $400
- Online account access
CONS
- Low credit limit
- Numerous fees
- High APR
- No grace period on cash advances
Card Highlights
- All credit types welcome to apply!
- Monthly reporting to the three major credit bureaus
- Initial Credit Limit of $400.00!* (subject to available credit)
- Fast and easy application process; results in seconds
- Use your card at locations everywhere that Mastercard® is accepted
- Free online account access 24/7
- $400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)
Fit Mastercard Features
- No credit limitations for application.
- Reports to the credit bureaus.
Who Should Apply For This Card?
This card is for people who have poor or no credit that are interested on a credit card, but can’t do so because of bad or no credit. However, due to the high processing fee and monthly fee, it is hard to recommend this card. Although, it still has some perks that are good like not requiring a credit check and the fact that this card reports to all three major credit bureaus. So, if you’re looking to rebuild or build your credit card, or if you have nowhere else to go, this is the card for you.
Author’s Verdict
The Fit Mastercard Credit Card is best for those who want approval without a perfect credit. Please note that this card comes with some high fees, so only consider this card, if you are unable to apply for other secured cards. At the end of the day, if you pay your balance on time, and in full, then your credit will improve.
Make sure to also visit BankDealGuy to explore more credit card bonuses. If you’re indecisive of which card best suits you, see our post on the Best Credit Card Categories!
(Visit the link above to sign up at fitcardnow.com)
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Private Client | $3,000 Cash | Review |
| U.S. Bank Business Checking | $900 Cash | Review |
| Chase Business Complete Checking® | $300 or $500 Cash | Review |
| KeyBank Key Smart Checking® | $300 Cash | Review |
| Truist One Checking | $400 Cash | Review |
| Chase Total Checking® | $300 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| J.P. Morgan Self-Directed Investing | Up to $700 Cash | Review |
| Chase Secure BankingSM | $100 Cash | Review |
| SoFi Checking and Savings Account | $325 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $100 Cash | Review |
| Fifth Third Bank Checking | $400 Cash | Review |
| Axos Basic Business Checking | $400 Cash | Review |
| Axos Business Interest Checking | $400 Cash | Review |
| Axos Bank Business Premium Savings | $375 Cash | Review |
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.
