PNC Bank has over 2,600 PNC branches across 19 states. There is of a variety of checking and savings account options with differing perks, but they are known for the budgeting tools such as the Virtual Wallet!
M&T Bank on the other hand has 690 branches serving the Upper East Coast and Florida. Offers a no-fee checking, as well as interest checking but with heavier requirements to waive service fees.
Below, you can read about PNC Bank vs M&T Bank and which is better for you!
 |
 |
 |
 |
|
| M&T Bank | PNC Bank | |
| Locations | 690 bank branches located throughout New York, New Jersey, Pennsylvania, Maryland, Washington, D.C., Virginia, West Virginia and Florida
(Locator) |
2,600 PNC branches across 19 states.
(Locator) |
| ATMs | More than 1,500 M&T Bank ATMs in New York, New Jersey, Pennsylvania, Maryland, Washington, D.C., Virginia, West Virginia and Florida. | 9,000 ATMs across 19 states |
| Savings | 3/5 | 3/5 |
| CD | 3/5 | 2/5 |
| Checking | 4/5 | 4/5 |
| Money Market | 3/5 | 3.5/5 |
| Customer Service | 4/5 | 4/5 |
| Mobile App | 3.5/5 | 4.5/5 |
| Pros | -Free checking option -High APY for Promo CD -Free savings with checking |
-Virtual Wallet tools -Relatively easy to waive fees -Free student account |
| Cons | -Fee heavy -Subpar savings APY -Limited branches |
-Limited branches -Low APY |
| Bottom Line | M&T Bank is a great neighborhood bank. If its locations are convenient for you and you aren’t looking for top-notch interest rates, you may have found the perfect bank for yourself. | PNC Bank offers many options for checking and savings accounts with a variety of budgeting tools. |
Author’s Verdict
Which Bank is Better: M&T Bank or PNC Bank?
In summary:
- M&T Bank is a regional bank, but they offer a variety of services that cater to people of all ages. You may not find the highest interest rates at this bank, but you will find exceptional customer service.
- PNC Bank offers a variety of deposit account options and budgeting tools. In addition, PNC Bank’s mobile app is worth mentioning.
Hopefully the above information helps you understand which bank is better for you.
Also be sure to check out our own lists of bank promotions and CD tables!
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Private Client | $3,000 Cash | Review |
| U.S. Bank Business Checking | $900 Cash | Review |
| Chase Business Complete Checking® | $300 or $500 Cash | Review |
| KeyBank Key Smart Checking® | $300 Cash | Review |
| Truist One Checking | $400 Cash | Review |
| Chase Total Checking® | $300 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| J.P. Morgan Self-Directed Investing | Up to $700 Cash | Review |
| Chase Secure BankingSM | $100 Cash | Review |
| SoFi Checking and Savings Account | $325 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $100 Cash | Review |
| Fifth Third Bank Checking | $400 Cash | Review |
| Axos Basic Business Checking | $400 Cash | Review |
| Axos Business Interest Checking | $400 Cash | Review |
| Axos Bank Business Premium Savings | $375 Cash | Review |
Editor Rating
Leave a Reply