Check out the latest Member One Federal Credit Union CD rates, offers, and promotions here.
Available in Virginia, you can find some great CD rates such as their 1.15% APY 19-Month CD.
Member One Federal Credit Union CD Rates
They were chartered in 1940 to serve Norfolk & Western Railroad employees. Since then, they’ve grown to become one of the region’s largest credit unions. Furthermore, they provide solutions to help you successfully manage your finances so you can get to where you want to be.
| Eligibility: You qualify for membership if you live, work, worship, or attend school in designated parts of the state of Virginia. Find out other ways to qualify for membership here. |
If you’re interested in making a higher rate than a traditional savings account, make sure to check out our CD rates below.
- Minimum deposit: $10,000
- Maximum deposit: —
- Early withdrawal penalty: Any certificate term greater than 12 months will be a 180 day interest penalty.
(NCUA Insured)
Member One Federal Credit Union CD Rates
| Term | APY Rate | Minimum Deposit |
| 6 Month | 0.40% | $1k |
| 9 Month | 0.65% | $1k |
| 11 Month | 0.90% | $5l |
| 12 Month | 0.90% | $1k |
| 12 Month No Penalty | 0.90% | $1k |
| 14 Month | 0.90% | $10k |
| 15 Month | 0.90% | $1k |
| 18 Month | 0.90% | $1k |
| 19 Month | 1.15% | $10k |
| 21 Month | 1.15% | $1k |
| 24 Month | 1.15% | $1k |
| 36 Month | 1.20% | $1k |
| 48 Month | 1.30% | $1k |
| 60 Month | 1.40% | $10k |
Member One Federal Credit Union CD Features
- Competitive rates
- Variety of terms and investment options
- Youth Certificates
- High yield low minimum balance requirements
- NCUA insured
Author’s Verdict
Although the minimum deposit is $10,000 for the 19-Month CD, they also offer many other terms that have a lower minimum deposit of $1,000. If you aren’t able to meet the $10,000 minimum deposit, I recommend taking advantage of the 1.15% APY 21-Month CD.
This is a great opportunity to invest in a high-interest CD from Member One Federal Credit Union. However, you may want to compare them with our best CD Rates.
Check back often for the latest CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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