First National 1870 Promotions: $50, $200 Checking, Referral Offers [NM]

Here you can find the latest listing of First National 1870 promotions, bonuses, and offers.

Update 10/14/24: First National 1870’s $200 checking bonus has been extended to 12/31/2024.

First National 1870 Promotions Review

First National 1870 offers a full range of financial products that value the needs of each customer. Their goal is to help customers achieve their goals through innovative solutions and locally informed decision-making. This bank is found in New Mexico, Colorado, and Texas (online) however it is also called Sunflower Bank which is found in other states.

I’ll go over First National 1870 offers below.

First National 1870 $200 Checking Bonus

• What you’ll get: $200 bonus
• Availability: NM (Bank Locator)
• Credit Inquiry: Soft Pull or Hard Pull? Let us know!
• Credit Card Funding: None listed
• Early Termination Fee: None listed, check with CSR for more information
• How to earn it: 
  • Open qualifying checking account with a minimum deposit of $100.
  • Complete 25 or more debit card purchases (pinned, signed, or credit). Each purchase must be greater than or equal to $10 and must post to the new checking account on or before 1/31/2025. Recurring debit card transaction payments and ATM transactions do not qualify as a debit card purchase.
  • Receive one or more qualifying Automated Clearing House (ACH) Direct Deposit credit(s) totaling $500 or more in the new checking account. Qualifying ACH Direct Deposits include: electronic deposits of your payroll, government benefits (e.g. social security), pensions, annuities, retirement plans, and child support that post to the new checking account on or before 1/31/2025.

(Expires 12/31/2024)

First National 1870 $50 Referral Bonus

• What you’ll get: $50 bonus
• Availability: NM (Bank Locator)
• Credit Inquiry: Soft Pull or Hard Pull? Let us know!
• Credit Card Funding: None listed
• Early Termination Fee: None listed, check with CSR for more information
• How to earn it:
  • To participate in the Refer A Friend program, customer must be an owner on a personal checking account at First National 1870
  • Referring customer will earn $50 when referee opens their first personal checking account at First National 1870

(Limited time offer)

[Expired] First National 1870 $150 Checking Bonus

• What you’ll get: $150 bonus
• Availability: NM (Bank Locator)
• Credit Inquiry: Soft Pull or Hard Pull? Let us know!
• Credit Card Funding: None listed
• Early Termination Fee: None listed, check with CSR for more information
• How to earn it:
  • Open your first personal checking account in-branch (offer excludes Private Banking Checking, SunNet Checking, and Health and Savings Accounts) with a $100 minimum deposit
  • Complete 25 or more debit card purchases
  • Have ACH credits, ACH debits, or a combination of both totaling $500 or more that all post to the new account on or before 10/31/2021
  • Qualifying reward payment will be paid in to the new checking account by the end of business day on 11/5/2021

(Expires June 30, 2021)

How to Avoid Monthly Fees

• Health Savings: None
• SunNet Checking: $7 monthly fee. Maintain a $100 minimum daily balance to avoid the monthly account fee
• Foundation Checking: $7 monthly fee. Maintain a $100 minimum daily balance to avoid the monthly account fee or if primary account owner is under the age of 18.
• Pinnacle Checking: $10 monthly fee. Maintain a $2,000 minimum daily balance to avoid the monthly account fee
• Elevation Checking: $6 monthly fee.
• SunNet Savings: $5 monthly fee. Maintain a $100 minimum daily balance to avoid the monthly account fee
• Essential Savings: $5 monthly fee. Maintain a $100 minimum daily balance to avoid the monthly account fee or if primary account owner is under the age of 18.
• Supreme Money Market: $8 monthly fee. Maintain a $1,000 minimum daily balance to avoid the monthly account fee
• Small Business Checking: $9 monthly fee. Fee may be waived with compensating average collected balances

Author’s Verdict

Be sure to check out these promotions at First National 1870. Furthermore, they offer a variety of accounts, from personal to business, which all include many great features and perks.

For more current offers, check out our bank bonuses page. Compare First National 1870 rates for CDs and Savings with our best rates for Savings and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Bank of America, Citi, Discover Bank, CIT Bank, TD Bank, Huntington Bank, HSBC Bank, Wells Fargo and many more.