CIT Bank Locations: Ways to Contact CIT

If you’ve never heard of CIT Bank, here’s your chance to learn more about them. CIT Bank is an exclusively online bank with no physical branches. Through this post, you will found out how to manage your account, reach customer service, and the bank’s current offers. Find out how to manage your account, reach customer service, and the bank’s current offers.

Below, you can find the best free checking accounts that we’ve researched and gathered for your convenience. You can also see our list of checking account promotions for sign-up bonuses and reviews!

About CIT Bank

Based in Southern California, CIT Bank is an online bank from the CIT Group Inc., a financial holding company with over 100 years in the industry. Because they operate solely online, they save money on operating costs and offers customers higher interest rates and lower fees.

CIT Bank only offers saving products. So these products will range from savings accounts, money market, and CDs. They do not offer checking accounts and have no access to an ATM network.

Pros and Cons of Banking With CIT Bank

Pros

• High interest rates, particularly for the Savings Builder account
• No monthly service fees on any of CIT’s accounts
• Low opening deposits ($100 for savings accounts and $1,000 for CDs)
• Minimal banking fees

Cons

• No checking accounts
• No physical locations
• No ATM card or ATM network
• CD rates not the highest
• May experience long wait times on the phone

CIT Bank Locations

Based in Southern California, CIT is an online bank that has only one physical location at their headquarters in Pasadena:

75 North Fair Oaks Ave
Pasadena, CA 91103

Keep in mind that this is their only headquarters’ office, so you can’t just walk in and try to do your banking there. Also, they do not have an ATM network, so you can’t withdraw any money.

CIT Customer Service Numbers & Hours

Current and new CIT customers can call to speak to representatives using these numbers:

• 855-462-2652 (within U.S.)
• 626-535-8965 (outside U.S.—toll call)

Customers will be able to reach representatives at these hours:

• Monday to Friday: 8:00 am – 9:00 pm (ET)
• Saturday: 9:00 am – 5:00 pm (ET)
• Sunday: 11:00 am – 4:00 pm (ET)

These are your only options if you have any questions about opening an account because CIT does not offer contact by email or live chat.

Other Ways To Contact CIT

Here are some additional options if you’re tring to contact CIT and/or manage your account:

• Online and Mobile Banking. Existing customers can send CIT secure emails through their online account. Online and mobile banking is available 24/7.
• Automated Phone Line. Existing customers can check their account balance anytime via CIT’s automated phone service at 855-462-2652.
• Mail In. Banking forms and checks can be mailed to:
  • CIT Bank, N.A.
    P.O. Box 7056
    Pasadena, CA 91109-9699
• Email Forms. You can also email banking forms to [email protected].
• Fax. CIT’s fax number is 866-914-1578.

How To Open a CIT Account

Since this bank operates completely online, you must open all CIT accounts online. Here’s how to do so:

1. Start here to open a new account.
2. Provide your name, address, phone, email, and Social Security number (or other taxpayer ID).
3. Fund your account via electronic transfer from a linked checking or savings account, bank wire, or mail-in check.
   • CIT’s routing number is 124084834.

Author’s Verdict

A major highlight of CIT Bank is that it’s a great place to open a savings account due to the fact that they offer competitive rates. CIT Bank is an excellent option if you don’t mind not having that face-to-face interaction. Also be sure to check out our own lists of CIT bank promotions and CD tables!