Capital One Routing Number

If you need to transfer money in or out of your Capital One checking or savings account, you will need to know your routing number. Continue reading to learn how to find your Capital One routing number and learn more about money transfers.

Routing numbers are 9-digit numbers that banks use to identify themselves. You can use your routing number for many tasks such as ACH payments, setting up direct deposit, receiving benefits from the government, and much more.

Capital One Routing Number by State

Your routing number is associated with the institution or entity where you opened your account. You can find that entity on your bank statement located to the right of your account number.

Here is a list of the Capital One routing numbers by bank institution:

• Capital One Bank (USA), N.A.: 051405515
• Capital One, N.A.: 056073502

If you don’t see you state or region listed above, then continue reading to find your Capital One routing number.

Other Ways to Find Your Capital One Routing Number

Go Online: Access your online bank statement by logging in to your account. To the right of your account number will be your Capital One bank entity. Once you know your bank entity, you can determine your routing number using the list provided above.

Call Customer Service: Call Capital One at 888-810-4013. After you provide a few specific details to identify yourself, a representative will be able to confirm your account’s routing number.

Use a Check: For checking accounts, you can find your routing number in the lower left hand corner of the check. It will be the first 9 digits located at the bottom of your check.

Routing Numbers For Wire Transfers

Wire transfers are a quicker way to send money than an ACH transfer, and anyone can wire funds to your Capital One account for a small fee. In order to send a wire transfer, customers will need to fill out the Capital One’s Outbound Wire Request Form and mail/fax it for processing.

To Make Domestic Transfers

Using one of the bank routing numbers from the list above, you can begin a wire transfer but double check before confirming the transaction.

Additionally, you will need to have the following information:

• The name of the person to whom you’re wiring funds (the “beneficiary”) as it appears on their account
• The name and address of the beneficiary’s bank
• The routing number of the beneficiary’s bank
• The beneficiary’s account number

To Make International Transfers, you will need the following additional information:

• Use Capital One’s SWIFT code HIBKUS44.
• The name of the person to whom you’re wiring funds (the “beneficiary”) as it appears on their account
• The name and address of the beneficiary’s bank
• The beneficiary’s bank account number; for many international transfers, this is called the IBAN number
• The SWIFT code of your bank and the bank you are sending to
• Currency being sent
• Purpose of transaction

Which Capital One Routing Number Should You Use?

Domestic Money Transfer Activity

Use the ABA routing number for your corresponding state of your Capital One bank.

• Capital One Bank (USA), N.A.: 051405515
• Capital One, N.A.: 056073502

Domestic Wire Transfer

Use the Capital One wire transfer routing number associated with your account’s Capital One entity:

• Capital One Bank (USA), N.A.: 051405515
• Capital One, N.A.: 056073612

International Wire Transfer

Use Capital One SWIFT code HIBKUS44.

Author’s Verdict

It is important to know your routing number if you bank with Capital One. You need it for managing your finances along with many other things such as setting up a direct deposit, automatic payment, or wire transfer.

In addition, we have a list of bank promotions to get some extra cash in your pockets today. You may also want to check out savings accounts if you want to get started on saving up money.