Acorns Spend $75 Checking Account Bonus

Acorns is offering $75 checking bonuses when you open a new spend checking account and meet certain requirements by May 31, 2022.

Acorns Spend $75 Checking Account Bonus Summary

• Availability: Nationwide (Online)
• Expiration: 05/31/2022
• Credit Inquiry: Soft Pull or Hard Pull?
• Credit Funding: None Listed
• Direct Deposit Requirement: Yes
• Monthly Service Fee: Yes
• Early Termination Fees: None Listed

(Expires 05/31/2022)

How to Earn Bonus

To qualify for this promotion:

•  Receive two qualifying Direct Deposit paychecks of at least $250 each into your Acorns Checking account within 45 days of being approved for an Acorns Checking account
• Spend at least $500 from your Acorns Checking account within 3 months of your 1st qualifying Direct Deposit.

The $75 reward will be invested as a lump sum in the form of a purchase of investments in your Acorns Invest account within 45 days of qualifying for this promotion.

Avoid Monthly Fees

• Lite Checking: $1 per month
• Personal Checking: $3 per month
• Family Checking: $5 per month
• Cannot waive but no hidden fees just subscription fees

Fine Print

• This offer is valid for new Acorns Checking customers only.
• This offer will be valid for customers who are approved for an Acorns Checking account through 05/31/2022.
• To qualify for this promotion you must (1) Receive two qualifying Direct Deposit paychecks of at least $250 each into your Acorns Checking account within 45 days of being approved for an Acorns Checking account and (2) Spend at least $500 from your Acorns Checking account within 3 months of your 1st qualifying Direct Deposit.
• The following debit card based transactions will qualify towards the $500 spending requirement: (1) card swipe transactions/chip reader transactions and 2) online card purchases.
• The qualifying Direct Deposits must be made by the individual’s employer, payroll provider, or benefits payer by Automated Clearing House (ACH) deposit.
• Bank ACH transfers, verification or trial deposits from financial institutions, peer to peer transfers from services such as PayPal, Cash App, or Venmo, mobile check deposits, and cash loads or deposits are not qualifying Direct Deposits.
• The $75 reward will be invested as a lump sum in the form of a purchase of investments in your Acorns Invest account within 45 days of qualifying for this promotion.
• Your Acorns Invest and Spend accounts must be open, verified, and in good standing at the time of reward fulfillment.
• This offer is only available to the recipient and is not transferable.
• A customer will only be eligible to receive this $75 Direct Deposit reward one time.
• This offer may not be combined with any existing Direct Deposit promotions.

Author’s Verdict

The Acorns Spend checking account bonus is a decent bonus for a pretty good account, the requirements are fairly straight forward so sign up if this interest you. If you are interested in more bonuses, check our list of the latest Acorns Promotions. Also, find our full list of bank bonuses and brokerage accounts.

Discover Bank Promotions: $150/$200 Savings Bonus, $360 Cashback Debit Bonus, Up to 4.10% APY for 2025

TD Bank Promotions: $200, $300, $500 Checking, Savings, Business Bonuses 2025

CIT Bank Promotions: 4.30% Platinum Savings, 4.00% Savings Connect, Up to 3.50% CD Rates

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