Acorns Promotions: $20 Sign-Up Offer, $900 for 5 Referrals

Take a look at the most recent Acorns promotions, bonuses, and offers here. More referral deals here.

Update 5/16/28: The referral bonus offer is now $900 for 5 Referrals. We recommend checking out the offers from J.P. Morgan and M1 Finance if you’re looking for investing platform promotions.

What’s Acorns? It is an app that lets you invest your “spare change” by rounding up your debit and credit card purchases. After your roundups reach $5, they will withdraw the money and invests it in your personalized stock portfolio.

Fees for the service range from $1 to $3 a month, depending on which package you choose.

See other investment opportunities here.

(Visit Acorns to learn more)

Acorns Promotions Review

Acorns’ mission is to look after the financial best interests of the up-and-coming, beginning with the empowering step of micro-investing. They come together from all walks of life, led by the belief that anyone can grow wealth.

I’ll go over Acorns offers below.

$15 Investment Bonus

• What you’ll get:
  • $15 Investment Bonus
• Availability: Nationwide (Online)
• Direct Deposit Requirement: No
• Credit Inquiry: Unknown
• Monthly Fee: None
• Early Termination Fee: None listed, check with CSR for more information
• How to earn it:
  • Invest spare change from everyday purchases in an expert-built, diversified portfolio of stocks, bonds, and now a Bitcoin ETF.
  • Sign up bonus is exclusively for new customers who have not previously opened an Investment Account.
  • $15 bonus is redeemed by setting up an Acorns investment account and making your first investment ($5 minimum).
  • Account approval is contingent on verification and approval pursuant to regulatory requirements.
• When it expires: None

(Visit Acorns to learn more)

$5 & $20 Sign-Up & Unlimited $5 Referral Bonuses

• What you’ll get:
  • $5 bonus after 1st investment
  • $20 bonus after 1st investment
• Where it’s available: Nationwide
• How to earn it:
  • Register for an Acorns Account
  • Start investing and you and a friend will be credited $5
  • Rewards will be created after their account is fully approved and they successfully complete their first investment.
• When it expires: None

(Visit Acorns to learn more)

Acorns Referral Bonus – $900 for 5 Acorns Referral

• Promotion: $900 for 5 Acorns Referral
• Offer expiration:
  • Referrals sign up by 5/18/2025
  • Referrals Make their first investment by 6/1/2025
• How to earn it:
  • If you don’t have an Acorns Account, sign up with the link below
  • Use your special referral link and send it to your friends
  • Your referrals must make their first investment.
• Terms & Conditions (see terms here): Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/12/2025 and 11:59 pm PST 5/18/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/12/2025 and 6/1/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

(Learn more at Acorns)

Acorns Spend $75 Checking Account Bonus (Expired)

• What you’ll get: $75 Bonus
• Where it’s available: Nationwide
• How to earn it:
  • Set up your Acorns Spend account online.
  • Set up Acorns Spend as your direct deposit method with your employer.
  • Receive 2 direct deposits of at least $250/deposit.
  • The $75 bonus will be deposited into your Acorns account within 45 days.
• When it expires: 05/31/2022

(FDIC Insured)

Author’s Verdict

The Acorns app and website provides a unique way to invest your money for the future. Additionally, Acorns is a good start if you have little to invest or need a nudge to start investing without affecting your lifestyle, though the monthly deposits are way too small to be considered a serious method for saving towards retirement.

For more current offers, check out our bank bonuses page. Compare Acorns rates for CDs and Savings with our best rates for Savings and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.