M1 Finance Promotions: Up to $500 Bonus, Referral Offers

Here you can find the most recent M1 Finance promotions, bonuses, and offers.

M1 Finance Promotions Review

M1 Finance offers innovative technology, tools and features so you can control your own wealth-building with our flexible and easy-to-manage tools.

They provide a intelligent, seamlessly integrated money management platform that puts your financial future in your hands.

I’ll go over M1 Finance offers below.

(at M1 Finance)

M1 Finance Custodial Account

With many years ahead to build wealth, adults are in a great position to set children in their lives up for financial success. That’s where M1 Custodial Accounts come in.

Give a child a strong start

• A financial gift. UTMA/UGMA accounts allow you to invest on a child’s behalf and help prepare for future financial needs. These funds can be used for anything benefiting the child.
• There when they need it. As a custodian to the account, you control the investment strategy until its beneficiary comes of age (age 18 to 25, depending on your state).
• Time is on their side. Investing early on a child’s behalf helps give them a financial advantage compared to those who begin investing in adulthood.

(at M1 Finance)

M1 Finance $10 Sign Up Bonus

• What you’ll get: $10 bonus
• Where it’s available: Nationwide
• How to earn it:
  • Open a new M1 Finance account online using our referral link
  • Fund your account within 90 days.
  • Maintain your initial qualifying funding for 90 days.
  • Once you’ve met the qualifications, you’ll see a $10 bonus in your account under Settings > Promotions.
• When it expires: None listed

(Our Referral Link)

M1 Finance $50 Bonus & $50 Referral

Receive a $50 bonus when you sign up using a member’s referral link and fund your account.

• What you’ll get: $50 Bonus & $50 Referral
• Where it’s available: Nationwide
• How to earn it:
  • $50 Bonus:
    1. Open a new M1 Finance account online via the referral link.
    2. Fund your account within 90 days.
       • $100 minimum deposit for taxable accounts.
       • $500 minimum deposit for IRAs.
    3. Maintain your initial qualifying funding for 90 days.
  • 50 Referral:
    1. Open your M1 Finance Dashboard (mobile app) or click on your name (desktop site).
    2. Click “Refer & Earn.” This will only show if your account is funded.
    3. Sign up for the referral program.
    4. Choose which Payment Account you want to deposit your referral bonuses.
    5. Share your unique M1 Finance referral link with everyone you know.
    6. Receive your referral bonuses in your Payment Account within 14 days after your friend has signed up and funded their M1 Finance account.
• When it expires: None listed

(Our Referral Link)

M1 Finance Up To $500 Bonus (Expired)

• *Offer currently unavailable*
• What you’ll get: Up To $500 bonus
• Where it’s available: Nationwide
• How to earn it:
  • Open a new M1 Finance Account and earn up to a $500 bonus.
  • Deposit $10,000 or more within two weeks of opening your new M1 Brokerage Account and get a cash bonus of $75 – $500 deposited to that account.
  • Bonus Tiers:
    • $75 bonus: when you transfer an account of $10,000 – $29,999
    • $150 bonus: when you transfer an account of $30,000 – $49,999
    • $250 bonus: when you transfer an account of $50,000 – $99,999
    • $500 bonus: when you transfer an account of $100,000+

(Expires 12/31/2024)

M1 Finance Up To $20,000 Account Transfer Bonus (Expired)

• What you’ll get: Up To $20,000 bonus
• Where it’s available: Nationwide
• How to earn it:
  • Transfer a brokerage account to M1 and earn up to $20,000.
  • During the Promotion Period, new and existing M1 customers that transfer a brokerage or retirement account to M1 can earn up to $20,000. Here’s how to get started:
  • Get a copy of a recent account statement from your brokerage.
  • Ensure you have an account open at M1 that matches the account type you’re transferring (e.g. if you are transferring securities from a joint brokerage account, you’ll need a joint brokerage account open at M1).
  • Submit a transfer request from another brokerage account during the Promotion Period. Click here to get started.
  • Promotional Credits (see table below) will be paid to eligible clients on December 5, 2024, into their Payment Account^ only.
  • Bonus Tiers:
    • $250 bonus: when you transfer an account of $100,000 – $249,999.99
    • $1,000 bonus: when you transfer an account of $250,000 – $499,999.99
    • $2,000 bonus: when you transfer an account of $500,000 – $999,999.99
    • $4,000 bonus: when you transfer an account of $1,000,000 – $1,999,999.99
    • $10,000 bonus: when you transfer an account of $2,000,000 – $4,999,999.99
    • $15,000 bonus: when you transfer an account of $5,000,000 – $6,999,999.99
    • $20,000 bonus: when you transfer an account of $7,000,000+

(Expires 03/31/2024)

M1 Finance Up To $5,000 Retirement Rollover Bonus (Expired)

• Learn More at M1 Finance
• What you’ll get: Up To $5,000 bonus
• Where it’s available: Nationwide
• How to earn it:
  • Let the good times roll with your nest egg in one place. Roll over your 401(k), 403(b) or another employer-sponsored retirement plan by March 31 and you could earn an investment bonus of $500–$5,000.
  • Open an M1 IRA account. First, you’ll need to open a retirement account in M1.
  • Initiate your rollover. Then, you’ll have to move your money from your account provider to M1.
  • Check delivery and deposit
  • Prepare you M1 account for your rollover check
  • Promotional Credits will be paid to eligible clients on January 31, 2025
  • Bonus Tiers:
    • $500 bonus: $100,000 – $249,999 Aggregate Rollover Amount
    • $1,000 bonus: $250,000 – $499,999 Aggregate Rollover Amount
    • $2,500 bonus: $500,000 – $999,999 Aggregate Rollover Amount
    • $5,000 bonus: $1,000,000+ Aggregate Rollover Amount

(Expires 03/31/2024)

M1 High Yield Savings Account

• *Offer currently unavailable*
• Earn 5.00% APY with the M1 High Yield Savings Account
• FDIC-insured. Accounts are FDIC-insured up to $5 million.
• Save automatically. Contribute on a schedule so you’re always pushing toward long-term goals.
• Integrates with M1. It’s easier to see the big picture of your finances with more of your money in the same place.

(FDIC Insured)

Author’s Verdict

M1 Finance offers a $20 bonus & $20 referral. They provide a hands off approach so you can do what you need to do to maximize your finances. Get your financial life in check, tracked, and managed today with award winning financial tools and customer service!

For more current offers, check out our bank bonuses page. Compare M1 Finance rates for CDs and Savings with our best rates for Savings and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.

Finally, remember to bookmark this page because you will always find an updated list of M1 Finance promotions here.