US Bank offers a wide variety of account options and features catered to your every banking needs. With over 3,000 branches across 26 states, you are able to take advantage of both a personal and business checking account.
On the other hand, Bank of America is one of the largest banks in the U.S. with over 5,000 locations and 16,000 ATMs. It is known for good customer service with extended hours. It offers checking, savings, CDs, IRA, and investment accounts through Merrill Edge.
| PROMOTIONAL LINK | OFFER | REVIEW |
| Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $100 Cash | Review |
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![Bank of America $150 Checking Offer + $25 Referral Bonus [Nationwide]](https://www.bankdealguy.com/wp-content/uploads/2017/01/Bank-of-America-300x104.png) |
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| US Bank | Bank Of America | |
| Locations | Nearly 3,000 branches (Locator) | 4439 branches
(Locator) |
| ATMs | More than 4,700 ATMs across the country | Over 16,000 ATMs |
| Savings | 3/5 | 3/5 |
| CD | 4/5 | 2/5 |
| Checking | 3/5 | 2.5/5 |
| Money Market | 3/5 | Not Eligible |
| Customer Service | 4.5/5 | 4/5 |
| Mobile App | 4.5/5 | 4.5/5 |
| Pros |
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| Cons |
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| Bottom Line | Big national bank with wide array of services and many account options | Bank of America offers a nationwide network, many account options, and user-friendly online banking. |
US Bank Promotions
US Bank is currently offering a variety of checking, savings as well as investment accounts to meet your financial needs. Additionally, you will be able to utilize all the account features and benefits associated with your new account.
As an added perk, All US Bank checking accounts offer free online banking, bill pay, and mobile deposits.
US Bank also offers a few other options including:
- Overdraft Protection: You can link up to 3 eligible accounts to help cover overdrafts. If you link a US Bank money market or savings account, funds will be transferred to cover the overdraft without transfer fees. Additionally, you can link a US Bank credit card, a line of credit, or a home equity line of credit. However keep in mind that these options may include a transfer fee and are subject to interest.
- Send money with Zelle: Easily send money to anyone with a U.S. phone number or U.S. email address.
What to Open at US Bank
Keep your eye out on these great US Bank products:
- Promotional CD Special: US Bank offers a CD Special with fairly competitive rates. These CDs usually range from 9 to 59 months and require a minimum $1,000 deposit to open.
- Student Checking: This account has no monthly service fee and no minimum balance requirements for students. Additionally, you get 4 free non-US Bank ATM transactions per cycle and the first set of checks are free.
Bank of America Promotions
While Bank of America is one of the largest banks in the U.S. they also provide a variety of other fantastic features:
- Over 4,000 locations and 16,000 ATMs
- Fantastic customer service with extended hours
- They offers checking, savings, CDs, IRA, and investment accounts through Merrill Edge
Bank of America offers one checking account with three tiers. This is made so you can upgrade your account at any time to better meet your individual needs.
- Advantage SafeBalance: This setting has no overdraft fees – you can only spend what you have. There are no paper checks. The $4.95 monthly fee can be waived if you are a student under 24, or if you are enrolled in Preferred Rewards. The minimum opening deposit is $25.
- Advantage Plus Banking: The $12 monthly service fee can be waived if you: maintain a balance of $1,500, OR have one direct deposit of at least $250 each month, OR be a student under 24. This account allows you to enroll in overdraft protection. The minimum opening deposit for this setting is $100.
- Advantage Relationship Banking: The $25 monthly service fee can be waived if you maintain an average balance of $10,000 in your combined Bank of America deposit accounts and Merrill Edge/Merrill Lynch investment accounts. The minimum opening deposit is $100.
Conclusion
In conclusion, US Bank and Bank of America both offer fantastic features, service and care for their customers. With a range of checking, savings as well as money market options, you will definitely find an account to personalize your banking experience.
For more variety of options, see our list of the best bank account bonuses & savings account offers.
| PROMOTIONAL LINK | OFFER | REVIEW |
| HSBC Premier Checking Member FDIC | Up to $2,500 Cash | Review |
| Chase Private Client | $3,000 Cash | Review |
| U.S. Bank Business Checking | $900 Cash | Review |
| U.S. Bank Business Checking | $400 Cash | Review |
| Chase Business Complete Checking® | $300 Cash | Review |
| KeyBank Key Smart Checking® | $300 Cash | Review |
| Chase Total Checking® | $300 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| J.P. Morgan Self-Directed Investing | Up to $700 Cash | Review |
| Chase Secure BankingSM | $100 Cash | Review |
| SoFi Checking and Savings Account | $325 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $100 Cash | Review |
| Fifth Third Bank Checking | $400 Cash | Review |
| Axos Basic Business Checking | $400 Cash | Review |
| Axos Business Interest Checking | $400 Cash | Review |
| Axos Bank Business Premium Savings | $375 Cash | Review |
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