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When you sign up for a U.S. Bank Visa Platinum Credit Card, you will receive a 0% Intro APR on purchases and balance transfers for 20 billing cycles. After that, a variable APR currently 16.74% – 26.74%.
Not only that, this no annual fee card also offers cardholder benefits like cell phone protection, fraud protection, autopay and free credit score check. With the low APR and introductory offer, this card is a great choice for those who are looking to save money on interest.
U.S. Bank Visa® Platinum Card Summary
The U.S. Bank Visa® Platinum Card offers 0% Intro APR on purchases and balance transfers for 20 billing cycles. After that, a variable APR currently 16.74% - 26.74%.
You'll have the flexibility to choose a payment due date that fits your schedule. In addition, you'll get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your U.S.Bank Visa® Platinum Credit Card.
This card has no annual fee.
Essentially, the U.S. Bank Visa Platinum Credit Card is a good fit for those who have good credit and need to carry a balance from month to month. Other benefits such as the overdraft protection and fraud protection, also make it a good card for those who already may bank with U.S. Bank.
However, this card’s drawback includes a 2% foreign transaction fee, which isn’t ideal for those who travel often.
Provide feedback in the comment section below by telling us your thoughts and experience with this card. Make sure to visit BankDealGuy for more credit cards that offer 0% APR on balance transfers. See our list of the Best 0% APR Balance Transfer Credit Cards.