Are you trying to transfer money in or out of your Union Bank checking or savings account? Well continue reading our post below to find out how to find your Union Bank routing number and learn more about money transfers.
Basically, routing numbers are 9-digit numbers that banks use to identify themselves. Simply, it is like an address that banks and other financial institutions use to locate your money.
You will need your routing number for many tasks such as:
- ACH payments
- Setting up direct deposit
- Receiving benefits from the government, including tax refunds
- Transferring money between accounts at different banks or investment firms
- Automatic bill payment
- Domestic wire transfers
Union Bank has branches all throughout the United States and has different routing numbers or “addresses” for different regions. To find out the right Union Bank routing number for you, check out the list below.
Union Bank Routing Number by State
Banks that have multiple branches in more than one state will have more than one routing number. Since Union Bank is an entirely online bank, all customers have the same routing number.
Here are the Union Bank routing numbers by state:
- California: 122000496
- Oregon: 123000068
- Washington: 125000118
If you don’t see your region or state listed in the section above, continue reading to see other ways to find your Union Bank routing number.
Find Your Union Bank Routing Number
Use a Check: For checking accounts, you can find your routing number in the lower left hand corner of the check. It will be the first 9 digits located at the bottom of your check.
Go Online: Once you log in, click the services tab within your online banking portal. Then, you will be directed to your account’s routing number.
Call Customer Service: Call Union Bank at 877-478-1832. After you provide a few specific details to identify yourself, a representative will be able to confirm your account’s routing number.
Routing Number For Wire Transfers
Wire transfers are a quicker way to send money than an ACH transfer. Anyone can wire funds to your Union Bank account for a small fee.
You can even set up a domestic or international wire from you Union Bank account online.
For Domestic Wire Transfer
You can use the routing number listed above to wire money to other bank accounts in the U.S. To receive a domestic wire transfer, use the routing number 122000496.
Additionally, you will need to have the following information:
- The name of the person to whom you’re wiring funds (the “beneficiary”) as it appears on their account
- The name and address of the beneficiary’s bank
- The routing number of the beneficiary’s bank
- The beneficiary’s account number
For International Transfers
You will simply use the SWIFT code BOFCUS33MPK. SWIFT stands for Society for Worldwide Interbank Financial Telecommunication and are the international equivalents of U.S. routing numbers. You will also need the following information to send an international wire:
- The name of the person to whom you’re wiring funds (“the beneficiary”) as it appears on their account
- The name and address of the beneficiary’s bank
- The beneficiary’s account number
- The SWIFT Code of your bank and the bank you are sending to
- Currency being sent
Author’s Verdict
A major highlight of Union Bank is that it’s a great place to open a savings account due to the fact that they offer competitive rates. Union Bank is an excellent option if you don’t mind not having that face-to-face interaction. Also be sure to check out our own lists of Union bank promotions and CD tables!
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