Choosing which credit card to use is important for anyone or any business.
In this guide we will breakdown some important background information and some recommendations of top merchant services.
Best Merchant Services Providers/Credit Card Processors
Below, find our favorite Merchant Services Providers/Credit Card Processors. Check out the list below:
Best Overall Providers
Intuit QuickBooks Payments is a great choice if you already use their accounts or services They’re a familiar name in accounting and book keeping making them a great choice. If you already use their services, I highly recommend you sign up.
Square is one of the best mobile credit card processors. They are great for start up businesses and it makes credit card payments accessible to almost anyone. It’s an affordable solution that offers a wide range of features to help growing businesses.
Payline Data is best for high-risk businesses. They offer interchange-plus pricing and month-to-month billing. They offer low monthly service fees and give free equipment making it one of the best for your merchant services.
(Full Review)
National Processing is a great option for large businesses and they offer competitive rates and fees with high quality services. They offer cheap services and great products..
(Full Review)
Dharma Merchant Services offers competitive, and its customer service is top notch. They aren’t the cheapest provider in the industry but they are great for all businesses. It’s one of the best for businesses with average transactions of $20 or higher.
(Full Review)
Helcim provides no long-term contracts and they offer transparent sales practices in the industry. They offer great customer services and all rates can be found on their website.
(Full Review)
Stripe is one of the best online processors because of their single click payments and checkout design. The processor comes with everything that small to large merchants want. They focus on empowering online businesses by providing powerful tools for developers.
(Full Review)
Chase Payment Solutions is one of the top credit card processors and is great for large businesses with high transaction volumes. Chase Bank also provides several good business Checking solutions, with nice sign-up bonuses. In addition, Chase customer’s service is also one of the best!
Other Top Providers to Consider
Top providers cover the needs of most businesses. They have several options available on the market and take a look at the ones listed below:
- Payment Depot provides a variety of features, they offer month-to-month billing, predictable costs, and superb customer support.
- Flagship Merchant Services is a merchant account provider that was acquired by iPayment. They offer free account setup with no application fees.
- National Bankcard has several account options they offer consumers POS system that is tailored to meet merchants’ needs, competitive pricing, free hardware and live customer service.
- Shopify
- Very dependable
- Easy to use
- Good for those who need a cheap budget
- Offer a 14-day free trial
- PayHub
- Integrated payments platform designed for eCommerce as its primary product
- Virtual Hub
- Flat Pricing Plan
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Conclusion
In summary, there are so many options and it depends on the needs of all businesses.
Hopefully this guide describes what are the best options to choose from for the best merchant services.
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Private Client | $3,000 Cash | Review |
| U.S. Bank Business Checking | $900 Cash | Review |
| U.S. Bank Business Checking | $400 Cash | Review |
| Chase Business Complete Checking® | $300 or $500 Cash | Review |
| KeyBank Key Smart Checking® | $300 Cash | Review |
| Truist One Checking | $400 Cash | Review |
| Chase Total Checking® | $300 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| J.P. Morgan Self-Directed Investing | Up to $700 Cash | Review |
| Chase Secure BankingSM | $100 Cash | Review |
| SoFi Checking and Savings Account | $325 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $100 Cash | Review |
| Fifth Third Bank Checking | $400 Cash | Review |
| Axos Basic Business Checking | $400 Cash | Review |
| Axos Business Interest Checking | $400 Cash | Review |
| Axos Bank Business Premium Savings | $375 Cash | Review |
