Find the latest Spectrum Credit Union CD Rates, Offers, and Promotions here.
Available to residents nationwide, Spectrum Credit Union has a wide array of products to meet your individual needs. Ranging from Checking, Savings, CDs, and loans. They currently offer CD rates for 9-months with 0.50% APY Rates and 24-month 0.55% APY.
| Eligibility: Membership is open to anyone to San Francisco persons who live, work, worship, or attend school in, or business and other legal entities that are located in the Russian Hill, Telegraph Hill, North Beach, Chinatown, Financial District, Western Addition, South of Market, Potrero Hill, The Panhandle, The Mission, Bernal Heights, Bayview, Hunters Point, Portola, or Visitacion Valley neighborhoods. See current membership details |
Spectrum CU CD Account Summary
Open up a new Spectrum CU CD Account to earn a great APY on your funds.
- Rate Offer: 9-Month Term 0.50% APY, 24-Month Term 0.55% APY
- Availability: Nationwide
- Expiration: None Listed
- Credit Inquiry: Unknown. Please inform us!
- Credit Funding: Unknown
- Opening Deposit Requirement: $500
- Direct Deposit Requirement: None
- Monthly Service Fee: None
- Early Termination Fees: A penalty will be imposed if you make a withdrawal of principal prior to the maturity date.
(NCUA Insured)
| Term | APY Rate | Minimum Deposit |
| 9 Month | 050% | $500 |
| 60 Month | 0.80% | $500 |
CD Features
- Dividends compounded and credited monthly
- Competitive rates for all terms
- NCUA Insured up to $250,000
Author’s Verdict
Spectrum Credit Union is offering a 9-Month Term 0.50% APY and a 24-Month Term 0.55% APY. This is a limited time offer and is quite competitive. Deposit $500 and earn a very nice rate. Consider opening an account!
Lastly, please let us know if you find out any information regarding whether this account triggers a hard or soft pull. Do you know of a better CD rate elsewhere? If so, let us know! Let us know about your thoughts and experience with Discover Bank in the comment section below. Be sure to check back on BankDealGuy for more bank promotions and the best CD Rate Offers!
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