Reasons Why You Should Be Using Your Credit Cards More

Credit cards make shopping easy. Using them comes with a variety of perks and can help you save money while being protected.

Below, you can learn what reasons you should use your credit cards more.

Why Should Use Your Credit Cards

Credit cards come with a variety of perks that can improve your finances such as:

Also take a look at how to use your credit card to pay a down payment

Helps You Build Credit

Keeping credit cards open for a long period of time and only using a small percentage of your available credit would be beneficial for your credit score.

Check out another way to improve your credit score.

Sign-on Bonuses

When you open a new credit card if you complete purchases within a set time period you can earn cash bonuses.

Protects You From Fraud

Fraudulent purchases made on your credit card account can easily be disputed and have your money returned.

Earn Reward Points

Most credit cards allow you to earn reward points every time you spend using your credit card:

• Travel Rewards
• Gift Cards
• Merchandise

Easy to Track Spending

Using your credit card allows you to easily keep track of your spending as it is all recorded in your account statement.

Protects From Dishonest Vendors

Paying for services such as auto repair and home improvements it is best to use a credit card as if there is some issue with the vendor you can easily dispute the payment.

Extra Time to Pay

If you do not have the funds right away and are in between paychecks you can charge it your credit card and pay it back at a later date.

If you want to avoid paying for stuff when you don’t have the money read this article.

Cash Back on Purchases

Shopping with a cash back credit card means you can earn save money on every purchase. Cash back percentage varies from card to card and what you purchase.

Earn Frequent Flyer Miles

A good majority of major airlines have their own credit card lines so you can earn miles when you spend using their cards.

Can Provide Rental Car Insurance

Credit cards come with a variety of consumer protections, one such protection is rental car protection. This means you will be reimbursed for the cost of theft or collision damage.

Travel Insurance

Certain credit cards offer travel protection such as reimbursement for a trip that is cancelled or cut short.

Free Checked Bag

Certain travel rewards allow you to get a free checked bag when you book your flight with a certain card.

Author’s Verdict

Using a credit card can provide you with a variety of bonuses and rewards when you use your card.

Hopefully the above information helps you understand how credit cards can provide a variety of bonuses.

Also be sure to check out our own lists of bank promotions and CD tables!

Huntington Bank Bonuses & Promotions: $100, $400, $1,000 Checking Offers 2024

U.S. Bank Promotions 2024: $400, $450, $900 Personal Checking & Business Bonuses

Chase Coupon Codes 2024 ($100, $200, $300, $400, $500, $700, $2000 Checking Bonuses)

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