Available nationwide, you can earn up to 3.15% APY on 6-month up to 60-month terms when you open a new Live Oak Bank CD. You can earn more than the national average with Live Oak Bank CDs! Below is all the information and details you need to open your Live Oak Bank Certificate of Deposit Account to earn interest on your funds!
| Best CD Accounts | ||||
|---|---|---|---|---|
| Account | Minimum | APY | ||
 | CIT Bank 11-Month No-Penalty CD Account | $1,000 | 2.05% | |
 | Synchrony Bank 15-Month CD Account | $2,000 | 2.85% | |
 | Discover Bank 12-Month CD Account | $2,500 | 2.65% | |
 | BBVA Compass Bank 18-Month CD Account | $500 | 2.00% |
Table of Contents
Live Oak Bank CD Account Summary
Open up a new Live Oak Bank CD Account to earn interest on our funds available nationwide.
- Rate Offer: 12-Month Term 2.80% APY, 18-Month Term 2.90% APY
- Availability: Nationwide
- Expiration: None listed
- Credit Inquiry: Unknown. Please inform us!
- Credit Funding: Unknown
- Opening Deposit Requirement: $2,500 minimum
- Direct Deposit Requirement: None
- Monthly Service Fee: None
- Early Termination Fees: A penalty will be imposed if you make a withdrawal of principal prior to the maturity date.
- Promo Code(s): None
Account Rates
| Term Length | APY | How They Compare |
| 6-Month | 2.45 % APY | Top 6-Month CD Rates |
| 12-Month | 2.80 % APY | Top 12-Month CD Rates |
| 18-Month | 2.90% APY | Top 18-Month CD Rates |
| 24-Month | 3.00 %APY | Top 2-Year CD Rates |
| 36 Month | 3.05%APY | Top 3-Year CD Rates |
| 48-Month | 3.10%APY | Top 4-Year CD Rates |
| 60-Month | 3.15%APY | Top 5-Year CD Rates |
Application Link
Live Oak Bank CD Account: Consider opening a Live Oak Bank CD Account if you’re looking for a CD with a high competitive rate! Rest assured that your money is FDIC-insured up to $250,000!
Account Requirements
Earn interest on your funds by:
- Visit Live Oak Bank online and opening a new Live Oak Bank Certificate of Deposit Account.
- Enter your info: Provide your first and last name, address, phone, email and social security number
- Select your term whether it be a 6-month, 12-month, up to a 60-month term.
- Fund your account: Make the minimum opening deposit of $2,500.
- Verify Information: Verify information and electronically sign your application.
- Confirmation Email: They’ll send a confirmation email.
Live Oak Bank Contact Information
Need Assistance? Contact a Deposit Services Representative by calling 866.518.0286. You can also see the FAQs here.
Avoid Monthly Fees
There are no monthly fees involved with this Live Oak Bank Certificate of Deposit Account.
Author’s Verdict
This Live Oak Bank CD offers rates comparable to the top CD issuers. Enjoy competitive return rates on your funds with Live Oak Bank’s CD Account.
Please let us know if you find out any information regarding whether this account triggers a hard or soft pull. Do you know of a better CD rate elsewhere? If so, let us know! Let us know about your thoughts and experience with Discover Bank in the comment section below. Be sure to check back on BankDealGuy for more CD Rates!
 Learn More | With the Chase Freedom Unlimited® Card: -0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24-25.99%. Balance transfer fee is 3% of the amount transferred, $5 minimum -Unlimited 1.5% cash back on every purchase - it's automatic -Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening -No minimum to redeem for cash back -Cash Back rewards do not expire as long as your account is open -Free credit score, updated weekly with Credit JourneySM -No annual fee |
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