Find the latest Live Oak Bank CD Rates, Offers, and Promotions here. You can currently earn up to 4.10% APY.
Update 8/14/26: Rates have increased. Live Oak Bank is currently offering competitive CD rates!
Live Oak Bank CD Account Summary
- Learn More at Live Oak Bank
- Minimum deposit: $2,500
- Maximum deposit: $250,000
- Early withdrawal penalty:
- Early Withdrawal of a CD with a term less than 24 months: 90 Days of Simple Interest
- Early Withdrawal of a CD with a term 24 months or greater: 180 Days of Simple Interest
(FDIC Insured)
| Term | APY Rate | Minimum Deposit |
| 3-Month | 3.00% | $2,500 |
| 6-Month | 3.90% | $2,500 |
| 9-Month | 4.00% | $2,500 |
| 12-Month | 4.10% | $2,500 |
| 18-Month | 3.90% | $2,500 |
| 24-Month | 2.00% | $2,500 |
| 36-Month | 2.00% | $2,500 |
| 48-Month | 2.00% | $2,500 |
| 60-Month | 2.00% | $2,500 |
CD Features
- Extremely Easy to Open an Account
- Easy access through mobile banking
- Low Minimum Deposit
- Competitive Rate
- FDIC Insured
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Author’s Verdict
This Live Oak Bank CD offers rates comparable to the top CD issuers. Enjoy competitive return rates on your funds with this CD Account.
Please let us know if you find out any information regarding whether this account triggers a hard or soft pull. Do you know of a better CD rate elsewhere? If so, let us know!
Let us know about your thoughts and experience in the comment section below. Be sure to check back on BankDealGuy for more CD Rates!
Editor Rating
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