Starting a family soon and in need of life insurance? Fabric helps parents in-need tackle their future by offering accidental death insurance and term life insurance through an easy access mobile app.
Find everything you need to know about Fabric below.
(View offers at Fabric)
Fabric Features
Fabric’s simple platform, available online or through their mobile app, was designed to make it easy for you and your spouse to understand and apply for affordable term life insurance. Further, their platform helps organize and access custom tailored policies which covers any lifestyle.
Life Insurance
Terms | 10, 15, 20 years |
Coverage | $100,000 to $5 million |
Fabric life insurance is simply to understand and offers a variety of affordable options. To find which term fits best for you, apply from the mobile app or online in three steps:
- Answer a few questions on their modern term life insurance application.
- Get your decision.
- Personalize your term length or coverage amount.
- Access your policy details anytime in the Fabric app or online
Fabric offers policies issued by Vantis Life, a Penn Mutual company.
Free Wills
Fabric offers free wills that can are easily created online. The process covers:
- Appointing guardians, beneficiaries, and an executor
- Mirroring your will with your spouse
- Establishing your final arrangements
After creating your will through Fabric, you must make it legally binding by printing out the document, having two witnesses sign it, and getting it notarized (the exact legalization procedures vary by state).
Fabric also allows updates to your will at any time with no additional cost.
Other Tools
The Fabric Mobile App also offers the choice to open a savings account or 529 college savings plan as well as the ability to sync finances, such as savings account and 401(k) plans, with your spouse.
The Fabric Vault can store your will, life insurance policies and important financial information in an easily accessible place. Additionally, if something does occur to you, your executor can easily access these important documents.
Fabric Pricing
Depending on your age, health, policy term, and coverage, your Fabric life insurance monthly cost can vary. Here are some examples of a 20-year term life insurance with Fabric costs:
29 y/o
female excellent health |
35 y/o
male excellent health |
42 y/o
female excellent health |
$250k of coverage | $750k of coverage | $500k of coverage |
$14.61 per month | $34.17 per month | $41.61 per month |
Fabric also offers free access to your legal documents, once you make an account, and creation of wills. These features do not require your credit card information or a trial account. Fabric does however offer a life insurance quote, but this is optional.
Fabric Limitations
While Fabric offers an array of free features, they will often lead you towards life insurance quote to convince you to buy one of their policies.
Fabric’s wills are also limited in its coverage. Some example which are not included in wills are digital assets, pet guardianship, and medical or healthcare documents.
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Author’s Verdict
Fabric as an online tool offers term life insurance, wills, and much more. The company’s focus on simplicity makes signing up for their features, such as a life insurance quote or a free will, extremely easy.
If you are a new parent looking to learn the basics about life insurance, this platform is for you. Otherwise, if your situation is more complicated, you will want to look for other policy providers.
(View offers at Fabric)
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